Sarwa is an all-in-one investment and personal finance app. Whether you prefer a hands-off investment, real-time trading of stocks, ETFs or you want to save and earn an estimated return of over 4%, Sarwa is your one-stop shop. With Sarwa Invest, Trade, and Save, all your investments are covered.
Investing has never been easier. With Sarwa, you can sign up in a few minutes and transfer with zero cost from a local U.A.E AED account. There are no lock-ins, no account opening or account closing fees.
Looking for a hands-off investment to make your money work? With Sarwa Invest, we build you a globally diversified portfolio of Exchange-Traded Funds across assets, that reflect your risk profile and values. Once your account is funded, we take care of the rest from dividend reinvesting to portfolio rebalancing.
With Sarwa Trade you can easily invest in companies you believe in. Sarwa Trade delivers self-directed trading of thousands of U.S. stocks and ETFs.
You can also put your cash to work, with Sarwa Save. Earn high-yield estimated return with Save+. All with no lock-in period and no withdrawal fees. The estimated returns are before our fees. They are based on existing federal fund rates and other economic factors and are subject to change.
HUMAN SUPPORT: We use smart technology to make the process fast and efficient. We also understand the need to talk to a real human. Our great support team is available to answer your questions. For accounts above $50K, you can schedule a meeting and talk to your advisors when you need them.
SERIOUS ABOUT YOUR SECURITY: We adhere to high industry standards of security and compliance and have strict internal policies. Sarwa is regulated by top-tier regulators (FSRA in the ADGM) and is backed by renowned regional and international investors and government funds.
FEATURED: ‘A good financial advisor can literally be the difference between make or break. In the UAE, plenty of investors trust [Sarwa] with their money’ – CNN.
BIG ON EDUCATION: Learn and stay informed with our articles, videos, and workshops with Q&A sessions. We also feature community heroes that have had unconventional paths to success to inspire your own with My Sarwa Story.
You can reach us at hello@sarwa.co.
Sarwa Digital Wealth (Capital) Limited is regulated by the Financial Services Regulatory Authority (“FSRA”) in the Abu Dhabi Global Markets (“ADGM”) and holds a Category 3C license with a Retail Client and Holding and Controlling Clients Investments and Money Endorsement. Sarwa Digital Wealth (Capital) Limited’s registered address is 16-104, Hub 71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates.
https://www.adgm.com/public-registers/fsra/fsf/sarwa-digital-wealth-capital-limited
All Promotional materials are provided from/by Sarwa Digital Wealth (Capital) Limited and is intended only for jurisdictions where it is authorised to provide services and does not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Sarwa is not a bank. We can unlock high-yield accounts through our banking partners. Options trading entails significant risk and is not appropriate for all customers and may involve the potential of losing the entire investment in a relatively short period of time.
Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.
Information contained on this platform is of a general nature only and does not consider your financial objectives or personal circumstances. All investing involves risk, including the possible loss of money you invest.
Please visit our Disclaimer Notice page for further information.
I was so excited to get started but turns out US citizens can’t be onboarded yet! Any news of when that will happen? I honestly want to get started in investing ASAP and i loved everything about the user interface and simplicity of Sarwa but can’t move forward 😫💔
Great app for trading & fantastic support
Agnieszka_Dawar
I have had nothing but great experience with the app. Only when I needed to close Investment account I realized I was not able to do it myself through the app but the Customer Service Team jumped in to help right away - special kudos to Kashyap who supported my case.
Costumer care…
Notahappygamerofyourgame
I am amaze by the fast and very efficient costumer’s service by Sarwa. Thank you so much for answering my queries with very helpful informations. More power!
Developer Response
Thank you for the 5-star review! We are excited to be supporting you throughout your investing journey :)
Hidden fees
a7mad_x
The idea is not bad but I have to say this you will pay fees every time you make a deposit. So for example if you are planning to do 1500 $ monthly expect 50$ correspondent bank fees yes 50 dollars!. Their response to this is to pool several transfers together so it gets cheaper, it’s funny because it’s against dollar cost averaging passive investing strategy they are promoting.
Developer Response
If you are funding/withdrawing in AED from a local UAE bank there will be no bank transfer fees.However, if you are funding/withdrawing from an international bank, you will pay the transfer fee of that bank, since international wire transfers are typically chargeable. This is not a Sarwa fee.For more details about the fees, please visit the following link: https://help.sarwa.co/hc/en-us/search?utf8=%E2%9C%93&query=fees
Trade – Historical Portfolio (V2)
A new Historical Portfolio view is now available in Sarwa Trade, replacing the previous Performance tab. Access it from the Trade tab via the top-right icon.
Performance Charts
Account Balance & Net Deposits – Track your account balance over time with an optional net deposits overlay.Returns (Time-Weighted Return) – View your portfolio's investment performance, independent of cash movements.Earnings – See your historical profit or loss at a glance.
Open Finance Funding Flow
A new funding flow powered by Open Finance is now available for supported banks. This enables easier funding of your Sarwa accounts from supported UAE banks.
Version 7.4.0
The developer, Sarwa Digital Wealth Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Sarwa Digital Wealth BVI Limited
Size
95.5 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.