We are a fully digital financial institution committed to providing inclusive banking solutions for the majority.
Key Features:
• User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience.
• 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips.
• Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users.
• Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options.
• Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process.
• Money transfers: seamlessly transfer funds between banks and mobile money accounts.
• Bill payments: settle your bills effortlessly using our secure platform.
• Investments: explore diverse investment opportunities to grow your wealth.
• Support: our dedicated support team is ready to assist you whenever you need help.
Key Products:
• Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening.
• Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us.
• Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us.
• Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.
more Just heard about Affinity and have been using it for quite a while can’t lie the free charges is absolutely worth it. Hope that doesn’t change.
Just heard about Affinity and have been using it for quite a while can’t lie the free charges is absolutely worth it. Hope that doesn’t change.
This is hands down the best experience I’ve had with mobile banking. App is so simple to navigate and use and transactions are instant. Keep up the good job Affinity 🙌
This is hands down the best experience I’ve had with mobile banking. App is so simple to navigate and use and transactions are instant. Keep up the good job Affinity 🙌
They value their Customers and they will do anything possible to make you feel better and your Funds are Secured forever.
They value their Customers and they will do anything possible to make you feel better and your Funds are Secured forever.
Great banking services with simple and user friendly interface. 5 stars so far
Great banking services with simple and user friendly interface. 5 stars so far
- Auto deposits: Make and schedule automatic deposits from your MTN or Telecel wallets into your savings anytime
- QR codes & Payment links: Share your personalised QR code or payment link to easily receive payments from your contacts via wallet, bank transfer, or app
- "For you": Get personalised updates, loan offers, account nudges, and smart recommendations tailored to your profile on your Home page
2.9.8 Oct 5
What’s new in this version
We’re making it easier to manage your money, stay on track with your goals, and keep your details up to date—all without leaving the app
Lock in your savings goals: Stay committed! Use the new Boost account termination toggle to keep your account locked for the full duration of your savings goal
Easy account updates: You can now update your residential address, change your email address, or request to remove a secondary mobile wallet number directly in the app
100% digital profile review: Hit your 2-year milestone with us? You can now submit your profile details seamlessly in the app—no customer center calls or branch visits required
Quick view transactions: Check your latest activity right from the home screen, with search filters so you can find your recent transactions in seconds
2.7.9 Aug 31
What’s new in this version
We’re making it easier to manage your money, stay on track with your goals, and keep your details up to date—all without leaving the app
Lock in your savings goals: Stay committed! Use the new Boost account termination toggle to keep your account locked for the full duration of your savings goal
Easy account updates: You can now update your residential address, change your email address, or request to remove a secondary mobile wallet number directly in the app
100% digital profile review: Hit your 2-year milestone with us? You can now submit your profile details seamlessly in the app—no customer center calls or branch visits required
Quick view transactions: Check your latest activity right from the home screen, with search filters so you can find your recent transactions in seconds
2.7.8 Aug 8
What’s New
Fresh look: Our revamped onboarding is here! It’s designed to be sleek and simple
Total profile control: Visit the updated MORE tab to access the new Action Center. Track profile upgrades, verify your ID, and keep your info current without needing a branch visit
Simplified payments: Your beneficiaries are now grouped in one unified list for easier management
Affinity for Business: Growing a company? Tap the new Affinity for Business section on the Home page to learn more about our dedicated platform and share it with fellow business owners
Better transparency: We’ve updated our loan terms and conditions for better clarity of your agreements
2.6.1 Apr 17
What’s New
Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes
2.5.4 12/30/2025
What’s New
Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes
2.4.13 11/28/2025
What’s New
Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes
2.4.12 11/07/2025
What’s New
Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes
2.4.11 11/06/2025
What’s New
Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes
2.4.6 10/26/2025
What’s New
Revised referral program terms
Free deposit allowance — enjoy 10 free deposits each month
General performance improvements and bug fixes
2.4.5 10/23/2025
What’s New
We’ve rolled out exciting updates to help you get more from your Affinity account:
Affinity Boost is here
Our new savings product is here. Create goals, lock your funds, top up till you meet your target and earn interest of 10-15%
Look forward to your Personal Dashboard
Get monthly insights on your transactions, savings and top recipients. See how you spent across services and categories.
Monthly Interest on Growth Accounts
No more quarterly wait — interest on Affinity Growth is now paid every month
Just remember: you get 10 free withdrawals monthly. Go over, and you’ll miss out on that month’s interest.
Smarter Security
Your safety matters. We’ve added extra checks:
• Improved biometrics: Login and verify transactions with secure face id and touch id
• New device? We’ll send you an OTP to verify it’s really you
• Location sharing is optional, but helps us protect your account even better
Update now and enjoy a safer, smarter Affinity experience.
Terms and conditions apply
2.4.2 10/17/2025
What’s New
We’ve rolled out exciting updates to help you get more from your Affinity account:
Affinity Boost is here
Our new savings product is here. Create goals, lock your funds, top up till you meet your target and earn interest of 10-15%
Look forward to your Personal Dashboard
Get monthly insights on your transactions, savings and top recipients. See how you spent across services and categories.
Monthly Interest on Growth Accounts
No more quarterly wait — interest on Affinity Growth is now paid every month
Just remember: you get 10 free withdrawals monthly. Go over, and you’ll miss out on that month’s interest.
Smarter Security
Your safety matters. We’ve added extra checks:
• Improved biometrics: Login and verify transactions with secure face id and touch id
• New device? We’ll send you an OTP to verify it’s really you
• Location sharing is optional, but helps us protect your account even better
Update now and enjoy a safer, smarter Affinity experience.
Terms and conditions apply
2.3.12 09/02/2025
What’s New
We’ve rolled out exciting updates to help you get more from your Affinity account:
Affinity Boost is here
Our new savings product is here. Create goals, lock your funds, top up till you meet your target and earn interest of 10-15%
Look forward to your Personal Dashboard
Get monthly insights on your transactions, savings and top recipients. See how you spent across services and categories.
Monthly Interest on Growth Accounts
No more quarterly wait — interest on Affinity Growth is now paid every month
Just remember: you get 10 free withdrawals monthly. Go over, and you’ll miss out on that month’s interest.
Smarter Security
Your safety matters. We’ve added extra checks:
• Improved biometrics: Login and verify transactions with secure face id and touch id
• New device? We’ll send you an OTP to verify it’s really you
• Location sharing is optional, but helps us protect your account even better
Update now and enjoy a safer, smarter Affinity experience.
Terms and conditions apply
2.3.10 08/26/2025
What’s New
We’ve rolled out exciting updates to help you get more from your Affinity account:
Affinity Boost is here
Our new savings product is here. Create goals, lock your funds, top up till you meet your target and earn interest of 10-15%
Look forward to your Personal Dashboard
Get monthly insights on your transactions, savings and top recipients. See how you spent across services and categories.
Monthly Interest on Growth Accounts
No more quarterly wait — interest on Affinity Growth is now paid every month
Just remember: you get 10 free withdrawals monthly. Go over, and you’ll miss out on that month’s interest.
Smarter Security
Your safety matters. We’ve added extra checks:
• Improved biometrics: Login and verify transactions with secure face id and touch id
• New device? We’ll send you an OTP to verify it’s really you
• Location sharing is optional, but helps us protect your account even better
Update now and enjoy a safer, smarter Affinity experience.
Terms and conditions apply
2.3.6 08/07/2025
What’s New
We’ve rolled out exciting updates to help you get more from your Affinity account:
Affinity Boost is here
Our new savings product is here. Create goals, lock your funds, top up till you meet your target and earn interest of 10-15%
Look forward to your Personal Dashboard
Get monthly insights on your transactions, savings and top recipients. See how you spent across services and categories.
Monthly Interest on Growth Accounts
No more quarterly wait — interest on Affinity Growth is now paid every month
Just remember: you get 10 free withdrawals monthly. Go over, and you’ll miss out on that month’s interest.
Smarter Security
Your safety matters. We’ve added extra checks:
• Improved biometrics: Login and verify transactions with secure face id and touch id
• New device? We’ll send you an OTP to verify it’s really you
• Location sharing is optional, but helps us protect your account even better
Update now and enjoy a safer, smarter Affinity experience.
Terms and conditions apply
2.3.5 08/04/2025
We’ve made several exciting updates to enhance your experience:
Redesigned Home Page – A fresh, intuitive layout that makes navigation easier than ever.
New Accounts Menu – Quickly access and manage your accounts with our streamlined design.
Smarter Search – Improved transaction and name search for faster results and fewer errors.
Enhanced EKYC Upgrade Flow – Enjoy a smoother, more reliable upgrade experience.
Improved Onboarding – A more seamless start for new users joining Affinity.
Streamlined Loan Repayment – Easier and more efficient repayment processes.
Revamped Referral Program – Share and earn with our improved referral features.
General Performance Enhancements & Bug Fixes – We've made stability improvements and fixed various bugs.
Update now to enjoy the latest improvements!
2.2.10 05/02/2025
Bug fixes and improvements
2.1.7 01/23/2025
Bug fixes and improvements
2.1.5 11/27/2024
Bug fixes and improvements
2.0.7 08/14/2024
Bug fixes and improvements
2.0.5 07/16/2024
Bug fixes and improvements
2.0.4 07/15/2024
Enhanced Account Number Copying: Easily copy account numbers on the transaction history page with a long press.
KYC Level Indicator: The settings page now clearly displays your KYC level below your profile picture.
Recipient Search: Effortlessly search for recipients when sending money again, perfect for managing a growing list.
Coming Soon - Affinity Instant Loans: Join the waitlist to be the first to know when this new feature goes live.
Additionally, this update includes general bug fixes and improvements for a smoother experience.
1.5.5 06/23/2024
Enhanced Account Number Copying: Easily copy account numbers on the transaction history page with a long press.
KYC Level Indicator: The settings page now clearly displays your KYC level below your profile picture.
Recipient Search: Effortlessly search for recipients when sending money again, perfect for managing a growing list.
Coming Soon - Affinity Instant Loans: Join the waitlist to be the first to know when this new feature goes live.
Additionally, this update includes general bug fixes and improvements for a smoother experience.
1.5.2 06/02/2024
Bug fixes and improvements
1.4.13 05/06/2024
Bug fixes and improvements
1.4.11 05/06/2024
- Auto deposits: Make and schedule automatic deposits from your MTN or Telecel wallets into your savings anytime
- QR codes & Payment links: Share your personalised QR code or payment link to easily receive payments from your contacts via wallet, bank transfer, or app
- "For you": Get personalised updates, loan offers, account nudges, and smart recommendations tailored to your profile on your Home page
more Version 2.9.8 Oct 5
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info Identifiers Usage Data Diagnostics 