Earn yield on stablecoins, send money worldwide with no fees, and get a virtual account. USDC, EURC, and more assets — all in one app.
World Money is digital finance built for everyone. Send stablecoins anywhere and earn yield on your assets — all in one app.
SEND MONEY WORLDWIDE
Move money the way the internet should — instantly, globally, and without fees.
Virtual Accounts — Get a U.S. dollar account in 18 countries, including the United States and markets across Latin America or an Argentine peso account for Argentinians. Receive your salary, transfer from your bank, invest, and spend.
Stablecoins for Multiple Currencies — Hold USDC, EURC, wARS, wBRL, wCLP, wCOP, wMXN and wPEN.
No-Fee Sends — Send stablecoins to friends and family anywhere in the world. No wire fees, no exchange markups, no waiting.
INVEST
Invest in assets with no trading fees, including 8 stablecoins, Worldcoin, and real world assets like gold. Receive price alerts, track performance with price charts, and send and receive any asset to anyone globally in World Money.
EARN WHILE YOU HOLD
Put your assets to work without leaving the app:
Earn on Stablecoins — Get up to 15% APY on your first $1,000 in USDC, powered by Morpho.
Earn on Worldcoin — Get up to 18% APY on your first 1,000 WLD.
More Assets, More Yield — Earn on USDC, EURC, Argentine Peso stablecoins, and Ethereum.
YOUR MONEY, YOUR CONTROL
Your wallet is yours. It is fully self-custody and you manage your funds and private keys.
TRUSTED AND OPEN
Built on World Chain. Backed by the World ecosystem of more than 18 million verified humans. Powered by partners including Stripe, Bridge, Morpho, and Circle.
World Money is free to download. No subscription fees.
This app can be life changing. It has been for me. I don't know any people who know about or use crypto, and I live in the Bay area! I work as a postal carrier. I went to Union Square Mar 2025 & got my iris scanned at an Orb because I have waited my entire life for Universal Basic Income. This is the first time I've heard of anyone implimenting it, &on a global scale no less! I have already made over 1/5th of my annual salary thru compounding interest, & learning about blockchain/ web3. It is INCREDIBLE! I am extremely optimistic about the future, there is literally an army of individuals around the world creating mini apps within this app with the intent of benefiting others. This app has the potential to benefit the most needy of persons on Earth. Thank you Tools For Humanity & Sam Altman for this gift!
Terrible App Easy to Lose Wallet!
scruff-cat
Signed up and got verified by orb. Registered my account, had it backed up to iCloud and phone number. Tried to add my passport but was never able to do so. Support was unable to figure it out, and it was excruciating trying to get support. Their support system/model is awful, only chat based. They respond a day or two later when you’re sleeping and close the case after providing an irrelevant answer. The worst experience however: I got a new phone, the app couldn’t see my iCloud backup and there was no option to log in to an existing account. In trying to contact support to troubleshoot, a new account was created. I was just informed that there is no way to remove the new account and I have lost access to my existing account… despite having a password and backup for it. None of these consequences are communicated to the user until after the fact. I cannot reiterate how terrible support is for this service. I will NEVER TRUST this platform knowing how simple it is to lose everything with a simple phone upgrade. There is also no way to permanently delete your facial data— they’ve got it forever!
Developer Response
Hi there, if you wish to apply for data deletion, follow the steps indicated in our Help Center article: https://support.world.org/hc/articles/15276384194323
Location for verifying is not open at the hour listed.
Yyphil
I drove 1.5 hrs to the LA world Flagship Space on 8/22 Friday at 7:30pm and the door was closed and no one was there. The place said I can just walk in and no appointment is needed. I could see the orbit inside, I just can’t get close to it. Sent support message right away but got reply next day. While chatting with support I asked if the place is still operating and if the hours are changed. They can’t give me the answer, instead, they tell me to send them pictures to prove that the place was closed on that day and time. I probably should but I didn’t take any picture so I can’t provide. Then they said please make next time you make an appointment before you go. For the size of the company, it sounds so not professional and irresponsible. Why would you have a place shows no appointment needed and then tell me to make an appointment before I go to make sure it is not closed? Why would you list the hours in the app if you are not gonna be open at that time?
Developer Response
To better understand your experience and address your needs, could you please provide us with more detailed feedback? Any additional information or specific comments you can share would be greatly appreciated. Please reach out to our in-app Support team for further clarification and any additional information we can provide. Thank you.
New Update Helps
3D tech space
I got the app when it first launched and the team has come a long way in building out key features, the look and feel as well as bug fixes that improve performance. It’s intuitive to navigate and I can get to the tools I need. I hope they allow tokens in the US soon as US supporters are missing out on the monthly grants.
World App is now World Money, with a new design and new features focused on finance.
Version 4.0.2900
The developer, Tools for Humanity Corp., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Contacts
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Tools for Humanity UG (haftungsbeschrankt)
Size
443.3 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and 12 more
English, Filipino, German, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Spanish, Thai, Traditional Chinese
Age Rating
18+
18+
This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.