Unlimited expenses, members and groups, free. No cap and no paywall after the first few. Split item by item and see who owes who at a glance.
Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending.
Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add.
FREE, AND FREE MEANS FREE
Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional.
SWITCHING APPS?
Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits.
SPLIT EXPENSES ANY WAY YOU NEED
• Split equally, unequally, by ratio, or item by item
• Assign each dish or item to whoever actually had it
• Rounding always adds up, so no cents are ever left over
• Add cash expenses with a photo of the receipt
• Share a split by link so the other person sees it right away
• See who owes who at a glance, per group and overall
• Smart reminders get people to settle up without awkward follow-ups
• Track payments and balances until everyone is settled up
• Chat with your group right where the expenses are
A GROUP EXPENSE TRACKER FOR EVERY SITUATION
• Roommates splitting rent, groceries and utilities
• Couples managing shared spending
• Friends and travel groups tracking trip costs
• Families organising household expenses
• Small teams sharing business costs
• Personal expense tracking and budgeting
MORE THAN A BILL SPLITTING APP
Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place.
AUTOMATIC EXPENSE TRACKING
Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now.
KNOW WHAT YOU ACTUALLY SPENT
The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries.
Your data syncs securely across your devices and the web, and friends can join your group from any phone.
SPLITKARO PREMIUM
Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan.
• The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically
• Payment is charged to your Apple ID account when you confirm the purchase
• The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period
• Your account is charged for the renewal within 24 hours before the current period ends
• You can manage or cancel your subscription in your App Store account settings after purchase
• You can keep using the free version without subscribing
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://privacy.splitkaro.com/
Questions or feedback? support@splitkaro.com
I used splitkaro during my MS in US and as a group we found it more useful since we were able to split our bills on a per usage basis. The best part about this app is the ability to create custom categories which brings you a personalized expense analysis by the end of every month. This app is a one stop solution to all the group expenses and I would definitely recommend to all new students planning to start their journey in the US
Best app for sharing expenses
Roshani93
Using this app during my Masters in US. I would say it’s best app for sharing day to day expenses with your roommates. Integration with DoorDash and instacart is such a useful feature when you are ordering groceries for your home. Also found it beneficial to split group-trip expenses. I have always preferred using in-app group chat for expense-related discussions rather than discussing it on any other platform. Must try!
Better version of splitwise!
SamBostonMA
I recently started using the Expense Tracker app as an alternative to splitwise and it has made managing my finances so much easier. The personalized expense categories help me track where my money is going, and the integration with DoorDash and Walmart ensures all my bills are automatically added. I also love the in-app group chat for coordinating expenses with friends—no more juggling multiple WhatsApp groups!
Highly recommended
ro.jo88
Splitkaro is a fantastic app for managing shared expenses. Its clean, intuitive interface makes it easy to track and split costs with friends and family. The bill categorization feature is great for organizing my personal expenses. Notifications and reminders are super helpful. Overall, it has simplified expense sharing and made it hassle-free.
Trips, made easier
• Add trip dates when you create a group, or later from the trip overview. Any member can set them now.
• A new trip timeline shows where you are in the trip.
• Pool money: collect a shared fund for the group and spend from it.
• Trip groups can now set up auto-tracking expenses, set rules & the transactions go to the trip group directly.
Groups
• Archive groups you've finished with to keep your list clean.
• Adding members is simpler. In Business groups, you choose each new member's role as you add them.
Bills & Rules
• The Bills page is redesigned. Drafts now come first, so you can review auto-tracked expenses quickly.
• Setting up rules is simpler, and you can pull down to refresh the rules list.
• Recurring bills: it's clearer when you can add a one-time bill for the month.
Expenses & Settlements
• Attach a photo to a settlement, and edit its details right on the settlement screen.
• Expenses you add while offline now sync more reliably.
Profile & Account
• Profile photos now appear throughout the app, and your profile shows your Premium status and join date.
• Your referral code is on the Account page, ready to copy and share.
• Choosing contacts now happens on a full screen, which makes it quicker to find people.
Insights
• Analytics now forecasts your month-end spending based on how you actually spend during the month.
Look & feel
• On iOS 26, the tab bar uses the new Liquid Glass design.
• You'll feel a light vibration when you scroll past the end of a list.
Fixes
• Fixed invite links being sent twice when you shared a group.
• If a settlement can't be deleted, the app now tells you why.
• General stability and performance improvements.
Version 5.35
The developer, Splitkaro Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Contacts
Identifiers
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Splitkaro Private Limited
Size
86.4 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.