Magnifi: Invest with AI
AI Portfolio Tracker & Planner
Stop guessing and start tracking toward your actual financial milestones. Whether you’re saving for a home, planning for retirement, or just trying to grow your wealth, Magnifi acts as your personal AI investing assistant—unifying your scattered accounts into one clear, actionable dashboard.
When your investments are scattered across multiple apps, you can't optimize what you cannot see. Magnifi connects popular brokerages like Fidelity, Robinhood, and Schwab to give you total visibility, institutional-grade analytics, and data-driven AI guidance.
NEW: Goal-Based Planning
Turn your dreams into data-driven timelines.
• Create custom goals for retirement, buying a home, education, and more.
• Track your daily progress with your dynamic Goal Readiness Score.
• Get personalized AI guidance highlighting exactly what is helping or slowing your progress.
• Manage multiple goals simultaneously alongside your linked retirement and brokerage accounts.
Core Features to Optimize Your Wealth:
• Unified Account Dashboard: Securely link all your brokerages to track your total net worth and asset allocation in one place.
• Portfolio Health Score: Generate an instant diagnostic of your overall strategy. Uncover concentration risks and see exactly where your portfolio needs attention.
• Conversational AI Research: Ask plain-English questions to analyze stocks and ETFs. Test how a new asset fits your strategy before you execute a trade.
• Hidden Overlap Analysis: Automatically scan scattered mutual funds and ETFs to catch duplicate stock holdings and eliminate hidden risks.
• Fee Drag Auditor: Instantly spot high-expense funds quietly eating away at your compounding returns and compare them against low-cost alternatives.
• Real-Time Catalyst Tracking: Cut through daily market noise. Track the breaking news, earnings dates, and analyst upgrades that directly impact your specific holdings.
Pricing:
Start for free. Connect your investment accounts, see your full portfolio, and get clear insights with no hidden charges. To take your strategy further, upgrade to Magnifi Premium for $8.25/month (billed annually) or $14/month (billed monthly). Premium unlocks unlimited access to portfolio forecasting, scenario testing, and advanced research.
Disclosures:
Magnifi LLC does not charge advisory fees or transaction fees for non-managed accounts. Please see Magnifi's Form ADV for additional information about fees and charges that may apply. Mutual funds or ETFs may have additional fees or expenses. You should review the fund's prospectus before investing. While Magnifi does not charge commissions or fees on stocks, ETFs or mutual funds, the custodian of your account may charge separately for certain services. Any custodial fees or charges are contained in your customer account agreement.
Opinions expressed herein are solely those of Magnifi LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.
For terms and conditions, please visit: https://tifin.com/terms-conditions/
The way to sum this app up is it’s a work in progress. Some things it does well, some things are a complete miss. It’s ability to answer questions sometimes leaves a lot to be desired. Example, if you ask it to project your dividend totals for all the linked accounts over the next 12 months, the response is not even about dividends. I ask this question about 10 different ways and never got close to a numerical response. Other questions can be quick and correct. Hope this helps anyone thinking about this app.
Developer Response
Hi Shadowbluz, thanks for taking the time to write a review. If you'd be willing to share more details about how you're hoping to use Magnifi for your dividend investing please reach us at support@magnifi.com so we can help if possible, and consider your interests for future enhancements as Magnifi continues to grow.
Totally Innovative
Nck D
This app is taking investing to a whole new level. I’ve used it to invest, as I normally would. However, when I have questions for n investing terminology or how a particular stock has trended, I can simply ask the AI on the app as if texting a friend. There are some bugs here and there, but as with any new piece of technology, the bugs are being worked out. The subscription fee is a small price to pay to become a more informed investor. While other apps provide you with the ability to take on riskier strategies like options trading, this app is directed at the long-term investor and is another great tool in my investing arsenal. Can’t wait to see what the future brings for this app.
Developer Response
Thank you so much Nck D! Yes, we are working hard to squish bugs and improve the product every single day. We are glad to have you along for the ride.
Circular update messages
Saq352
I don't know why I continue to get the Update Required message after just updating 2 seconds ago in the App Store, which has the Open app icon, when clicked it takes me back to the Update Required screen. It is still the same when I try the website, instead of the appAlso, I would like to be able to review all accounts so I am not a fan that my Ally account is not included in my performance or I need to enter it manually
Best way to get a full overview of your finances
NotAdamK
Worth it just for the ability to link all your other investment accounts (IRAs, 401(k)s, HSAs, etc.) to your Magnifi account, and then being able to ask Magnifi key questions: am I over exposed to a sector or stock, so I have uninvested cash sitting around, how high are the fund fees I’m paying - and are there cheaper alternatives. No better way to get a good overview of your investments - and actionable ideas on how to improve them.
Developer Response
We are glad you found the linked accounts feature. It's quickly becoming a favorite feature. Thanks for the stars and let our support team know if you have any questions (support@magnifi.com).
Introducing Goals!
- Create goals for retirement, a home, education, and more.
- Track progress with your Goal Readiness score.
- Connect investment and retirement accounts.
- Get insights into what's helping or slowing your progress.
- Manage multiple goals.
- Receive personalized guidance based on your goals
Version 3.1.1466
The developer, The Tifin Group, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Purchases
Financial Info
Contact Info
Search History
Identifiers
Usage Data
Diagnostics
Other Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Search History
Identifiers
Usage Data
Sensitive Info
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
