This actually builds your credit, and for $36 a year or $3 a month you are able to not only to pay off your Apple subscriptions, your other bills, but you are also able to put money into the builder account to be able to create savings. This is a no brainer and unfortunately some haters here want to shut down this awesome concept.What I’m trying to wrap my head around is why are these 12 year olds trying to make this app look very deceptive and untrustworthy. I’ve had this app since May, and other than one day during the summer this app didn’t want to open I have had zero issues with them and have made 7 on time payments with Ava so far and put $105 towards saving. So ladies and gents, get your act together and acknowledge that this company is run by a former credit karma employees, the structure is still in its early stages, so just be patient and stop being so stubborn because you couldn’t get customer service to contact you the same day or you got over charged. Thank you Ava, for giving me the opportunity to build my credit with you and allowing me to save. You have my respect but please make the app less prone to crashes, it can still happen frequently. Cheers!

Ava is the best thing out here friends There are so many programs and apps out there that claim to be the ones..:) right!! that have the solution and that are for the consumer right for the people right but I'll tell you AVA is here for us my friends my situation may or may not have been as bad off as your situation who knows I was possibly way worse off than you are or were but that's what's unique about Ava it doesn't matter who you are or how good or bad your situation is is going to benefit you and it's gonna happen in a huge way in a short period of time it's literally set up to cater to you it's $10 and it's actually your money and it's actually money that you spend already on the stuff you use and pay for right now today on an every day basis it's the greatest thing ever man it's awesome this is the program you want to be apart of I'm so glad I've found this and it's benefiting me and in two weeks I'm Ava has helped me increase my score 59 points it reports weekly did I add that to all major credit bureaus l promise you will not be disappointed if you take my word for it just give Ava a try my friend

Hi there I’m a financial & credit enthusiast. Now I still Advocate for Ava, IF your financial situation can benefit from it, but it can be a stagnation or In my case drop it by 105 points and slow down my business & finacial content creation. But none the less it doesn’t take away from what the goal of the service does it just not for everyone.My personal experience: I signed up for Ava on Feb 2023. Now, before I advise anyone that comes to my channel and or recommend a service I let them know I’ve use it! In my case with a great credit score and a high credit line + good credit mix of accounts. it truly didn’t benefit at all. But I still got to show I use the service before I advocate for it cause my situation it didn’t help but if I had a low mix of credit, and the 3600 credit line being report can benefit others!My specific issue: throughout signing up and setting up Auto Pay & connect checking & savings. They emailed - which some of their email are flagged as Spam, mentioning a disconnect with autopay being blamed on plaid. With no info as to why? Now this is why it not a plug and play even though they state to just keep the bare minimum funds cause B2B they disconnect Autopay. Coming back from my international business tour, sitting down with financial advisor it was brought to my attention that my score drop 105 points. I reached out by email to have clarification & dispute. They respond still not clarifying.

After using the Ava Finance app for a few weeks, I can confidently say that it offers an impressive suite of features to manage, track, and plan your finances. It's user-friendly, intuitive, and straightforward - even for a beginner. The interface is sleek and easy to navigate which makes financial management less daunting. One of the star features is the real-time tracking of spending; it categorizes your expenses efficiently, helping to understand where your money is going. The financial planning tool is a great way of setting and achieving short and long-term financial goals. Customer service was responsive and helpful, addressing my concerns promptly. Future updates may increase the app's versatility, as I look forward to having more features and further support for various financial instruments. Remember, the effectiveness of a financial app greatly depends on individual financial habits and needs. So, what works best for me might not work for everyone. Regardless, Ava Finance offers a comprehensive package that can be useful for anyone looking to better manage their finances."