Finku: Budget & Money Manager is an AI-powered money manager and budget tracker that helps build better habits through effortless money tracking and personalized financial insights.
Selected as a Best Hidden Gem App 2025 and trusted by 1M+ users worldwide.
Why Finku?
Track Money However You Want: Log expenses with AI, upload bank statements, scan receipts, scan screenshot transactions from e-wallet and banks, or add expenses manually. Build better money habits with a system that works for you.
Turn Spending Data Into Better Habits: Get personalized insights into your spending patterns, identify habits that may be holding you back, and discover opportunities to build better habits.
FinGPT, Your AI Finance Assistant: Chat with FinGPT anytime to consult about your finances and plan smarter financial decisions.
Budget Better, Save Smarter: Set budgets, track goals, and stay on top of your finances with less effort. Finku helps you stay in control, whether you’re building an emergency fund, saving for a trip, or simply trying to understand your money.
Features:
- Personalized AI financial insights
- AI finance assistant (FinGPT)
- AI-powered expense tracking
- Budget planner & savings goals
- Log expenses with AI
- Upload bank statements & scan screenshot transactions from e-wallet and banks
- Scan receipts
- Custom Categories
- Automatic expense categorization
- Use multiple currencies
- Smart categorization based on your spending history
- Cloud synchronization across all your device and web interface
- Easily import or export financial data in PDF, Excel, or database formats
- Financial reports
Safe & Trusted: Your data is protected with AES 256-bit encryption and can only be accessed by you. Finku is registered with OJK, supervised by Komdigi, and a member of AFTECH and AFPI.
Start understanding your money better with Finku.
Questions or suggestions? Email us: customer.experience@finku.id
Follow us:
Instagram: @finku.id
TikTok: @finku.id
LinkedIn: linkedin.com/company/finku
Website: finku.id
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Amazing App that tracks your financial and budgeting
t1000000
I’ve always been pro towards apps that helps track spending and assist in budgeting. I personally am really bad at doing so myself and tend to spend on things that I eventually regret. That being said, Finku is plain awesome. The interface is simple and so easy to maneuver. It allows me to track and link all my accounts into one place. I can set my budgets and my saving goals (personally, I think everyone should have one). The app/company itself seems to really care about security and safety for all their users, which is probably the most important thing. I have to say, Finku has got to be my current favorite financial app. I highly recommend this app. Get your financials on the right track!
Developer Response
Thanks for using Finku and your 5-star review👋. We are always working to develop Finku and hope you can continue to use it to manage your finances! If there's anything you want to discuss, don't hesitate to contact us via WhatsApp (0882003491816) and Email at customer.experience@finku.id 🤩. -Team Finku
Great financial tracking & budgeting app!!
Christina Nursalim
I absolutely love Finku! Being able to connect and track my finances across multiple accounts all in one place is super convenient and definitely keeps me accountable on my spending. I love how I can track my spending, set budgets and saving goals and get insights on my financial health 💰The strong encryption and security protocols also gives me a peace of mind that everything will be kept secure. Lastly, the interface is very user-friendly and the cute design & robots makes budgeting seem less daunting 😂 Highly recommend this to anyone wanting to be more mindful of their finances ☺️
Developer Response
Thanks for using Finku and your 5-star review👋. We are always working to develop Finku and hope you can continue to use it to manage your finances! If there's anything you want to discuss, don't hesitate to contact us via WhatsApp (0882003491816) and Email at customer.experience@finku.id 🤩. -Team Finku
Smart, easy, and helpful
R10T12
Have been using finku for the past 3 years and the app continues to improve.Its fast, inputting transactions is easy - they have many different ways to input transactions from manual, ocr, quick input, fingpt, e-statements. Then once you have data you can ask many questions about your finances and find ways to further save and plan ahead!Thanks Finku!
Developer Response
Halo, Kak. Terima kasih atas ulasan dan bintang 5-nya yaa! 🎉 Kami turut senang Finku bisa membantu keuangan kamu. Kalau ada kendala, ide atau saran, kami selalu siap mendengarkan ya! Silakan beritahu kami melalui WhatsApp: 083144220707 atau Email: customer.experience@finku.id . Terima kasih sudah menjadi pengguna setia Finku!🙏. ^Gio
Great App for managing your finances!
Bryancool2
Finku is amazing at its job at tracking our spending while also giving us tips and tricks on how to manage our finances better! With a range of different financial accounts to connect to, I only need Finku to show me all of my spendings!
Developer Response
Thanks for using Finku and your 5-star review👋. We are always working to develop Finku and hope you can continue to use it to manage your finances! If there's anything you want to discuss, don't hesitate to contact us via WhatsApp (0882003491816) and Email at customer.experience@finku.id 🤩. -Team Finku
High five for five years!
We’ve got something new for you:
- Want to check your FinGPT chats? You can now view and delete your chat history from your profile whenever you want.
- Log transactions faster with the home screen widget, which takes you straight to the transaction entry feature in Finku.
Update and give it a try!
Version 2.2.1
The developer, PT Sahabat Finansial Kamu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
