XCIBIL
Secured Credit Transactions
Free · Designed for iPad. Not verified for macOS.
XCIBIL – Track Transactions, Improve Credit Score & Monitor GST Compliance
Are you worried about delayed payments or defaults from borrowers? With XCIBIL, you can safeguard your business by tracking and managing all your credit transactions—whether they involve goods, cash, or services—while ensuring financial security. XCIBIL helps you hold borrowers accountable, ensures timely payments, and allows you to verify GST compliance of businesses you deal with. Take control of your financial interactions and make informed decisions before extending credit.
Key Features
- Credit Report
Check the creditworthiness of your borrowers or trading partners before entering into a transaction. Assess their financial reliability and make smart business decisions.
- GST Compliance Check
Verify if a company is paying GST on time and review their GST payment history before extending credit. Ensure you're dealing with compliant and reliable businesses.
- Record Transactions
Easily log cash payments, goods, and service transactions in one place. Keep a clear and accessible digital record of all your dealings.
- Settlement Service
Encourage timely payments by linking borrower payments to their XCIBIL credit score. Missed or delayed payments can be marked as defaults, impacting their credit rating.
Why Choose XCIBIL?
- Build Trust
XCIBIL fosters trust in business relationships by providing transparency in transactions and GST compliance, ensuring accountability on both sides.
- Ensure Timely Payments
With every transaction linked to a credit score, borrowers are motivated to settle debts on time, reducing financial risk.
- Monitor GST Compliance
Check if businesses you work with fulfill their GST obligations and assess their financial reliability before engaging in business.
How It Works
1. Check Creditworthiness & GST Compliance
Before conducting a transaction, review the business’s GST compliance status or an individual’s credit report to ensure financial responsibility.
2. Record All Transactions
Log your credit, cash, goods, or service transactions into the app to stay organized and maintain a secure financial record.
3. Settle Payments on Time
Borrowers can pay on time to maintain or improve their credit score. Missed payments can be marked as defaults, affecting their financial credibility.
Who Can Benefit from XCIBIL?
1. For Lenders:
- Check the creditworthiness and GST compliance of borrowers or business partners.
- Reduce risk and ensure timely payments.
2. For Borrowers:
- Maintain a good credit score and GST payment record to build trust and secure future financial opportunities.
3. For Everyone:
- A transparent system to track financial transactions, monitor GST payments, and ensure accountability in business dealings.
Download XCIBIL today to manage your finances, track GST compliance, and build a stronger financial future!
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor bug fixes and improvements to enhance your experience.
The developer, MINSYST CONSULTING PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- MINSYST CONSULTING PRIVATE LIMITED
- Size
- 80.5 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 XCIBIL Fintech private Limited