ZestMoney
Buy Now Pay Later
Free
ZestMoney. Dream big, pay small.
A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable.
Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.
Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required
Important terms and conditions regarding personal loans offered on the ZestMoney App
ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.
more Don’t fall for the trap of Zest with their date promises. Procured a zero interest loan and made on time payments. And it’s more than 3 months and no interest cash back yet. Contacted their support via email provided and every time I am being asked to wait for one more month. So if Zest is responding to my feedback here; don’t ask to contact or send email to your support as I have been receiving worst replies from it already. Please be aware of Zest money scam and don’t fall for their trap.
Developer Response We understand how you feel. Our team will surely look into your concern. Please write to us at help@zestmoney.in with your registered details and we'll do the needful right away.
Don’t fall for the trap of Zest with their date promises. Procured a zero interest loan and made on time payments. And it’s more than 3 months and no interest cash back yet. Contacted their support via email provided and every time I am being asked to wait for one more month. So if Zest is responding to my feedback here; don’t ask to contact or send email to your support as I have been receiving worst replies from it already. Please be aware of Zest money scam and don’t fall for their trap.
We understand how you feel. Our team will surely look into your concern. Please write to us at help@zestmoney.in with your registered details and we'll do the needful right away.
Login is not at working for weeks both in app and website
Login is not at working for weeks both in app and website
All robotic replies. My concern to change the mobile number has never been resolved though I raised tickets 3-4 times.
Developer Response We would like to know more about your experience. Please share the details at help@zestmoney.in along with your concern, so we can look into it.
All robotic replies. My concern to change the mobile number has never been resolved though I raised tickets 3-4 times.
We would like to know more about your experience. Please share the details at help@zestmoney.in along with your concern, so we can look into it.
Bug Fixing
1.01.436 07/15/2024
Release Notes:
We're excited to introduce some significant updates to the app, enhancing your experience and improving transparency. Here's what's new:
Introduction of a "Moved to Lender" section under the Purchases tab.
Enhanced visibility for users with moved loans, ensuring clarity and ease of management. Some lenders have assumed ownership of their loans. This means they'll handle escalations, repayments, and more.
Access helpful information and links regarding partner lender repayment procedures, and lender support details.
1.01.434 06/19/2024
This release contains several security updates, in-app transactions and overall experience improvements.
1.1.12 07/22/2023
This release contains several security updates, in-app transactions and overall experience improvements.
1.1.11 07/20/2023
This release contains several security updates, in-app transactions and overall experience improvements.
1.1.10 07/19/2023
This version contains feature enhancements, bug fixes and performance improvement.
1.1.9 03/06/2023
This version contains feature enhancements, bug fixes and performance improvement.
1.1.8 01/09/2023
With this release, we're pleased to bring you Zee Gee, our virtual chat bot. Talk to Zee Gee to get your questions answered, tickets raised and problems solved!
1.1.7 12/05/2022
This app version contains upgraded FAQs, bug fixes and performance enhancements.
1.1.6 11/02/2022
Contains feature changes in compliance with latest RBI Digital Lending & Microfinance guidelines.
1.1.5 10/07/2022
We're back with awesome new upgrades!
While our brand new UI has kept you on your toes with uber-cool features and seamless transitions, we have been working hard to fix any bugs that may leave you buzzed. This means minimal errors mid-transactions and more fantastic and exclusive offers!
Shopping is quicker and easier with our new performance updates so you can get your favourites anywhere, anytime. Get updated on the brand new Zest experience!
1.1.4 09/26/2022
What's new?
You asked, and we delivered! Here's a rundown of the brand-new updates we've got for you this time!
We heard you were being bugged, so we went to pick each one of the bugs out and bring you a seamless experience. Yes, we've fixed all the bugs you had issues with. But there's a bigger update -- we've upped our security game! Your safety is our primary concern, so we have done everything to protect your information. This means no screen recordings or sharing. Your information stays yours only!
It's time to enjoy the brand-new ZestMoney experience and shop for your favourites in style!
1.1.3 09/19/2022
What's new?
You asked, and we delivered! Here's a rundown of the brand-new updates we've got for you this time!
We heard you were being bugged, so we went to pick each one of the bugs out and bring you a seamless experience. Yes, we've fixed all the bugs you had issues with. But there's a bigger update -- we've upped our security game! Your safety is our primary concern, so we have done everything to protect your information. This means no screen recordings or sharing. Your information stays yours only!
It's time to enjoy the brand-new ZestMoney experience and shop for your favourites in style!
1.1.2 09/03/2022
What's new?
You asked, and we delivered! Here's a rundown of the brand-new updates we've got for you this time!
We heard you were being bugged, so we went to pick each one of the bugs out and bring you a seamless experience. Yes, we've fixed all the bugs you had issues with. But there's a bigger update -- we've upped our security game! Your safety is our primary concern, so we have done everything to protect your information. This means no screen recordings or sharing. Your information stays yours only!
It's time to enjoy the brand-new ZestMoney experience and shop for your favourites in style!
1.1.1 08/15/2022
We're back with awesome new upgrades!
While our brand new UI has kept you on your toes with uber-cool features and seamless transitions, we have been working hard to fix any bugs that may leave you buzzed. This means minimal errors mid-transactions and more fantastic and exclusive offers!
Shopping is quicker and easier with our new performance updates so you can get your favourites anywhere, anytime. Get updated on the brand new Zest experience!
1.1.0 07/10/2022
We're back with awesome new upgrades!
While our brand new UI has kept you on your toes with cool features and seamless transitions, we have been working hard to fix any bugs that may leave you buzzed. This means minimal errors mid-transactions and more fantastic and exclusive offers!
Shopping is quicker and easier with our new performance updates so you can get your favourites anywhere, anytime. Get updated on the brand new Zest experience!
1.0.10 06/22/2022
We've tweaked some details to make the app better for you. Update your app now and give it a spin. Happy shopping!
----
Have a better experience every time you shop with Zest. Turn on automatic updates to get every good thing instantly.
1.0.9 06/12/2022
We've tweaked some details to make the app better for you. Update your app now and give it a spin. Happy shopping!
----
Have a better experience every time you shop with Zest. Turn on automatic updates to get every good thing instantly.
1.0.8 06/08/2022
We've tweaked some details to make the app better for you. Update your app now and give it a spin. Happy shopping!
----
Have a better experience every time you shop with Zest. Turn on automatic updates to get every good thing instantly.
1.0.7 05/12/2022
We got the swankiest upgrade in town!
The much-awaited UI is here to give you a better experience with ZestMoney. The homepage is designed to create a smooth flow for you to view exclsuive offers from your favourite brands while enjoying the seamless upgraded UI.
Improved repayment experience. Repay in style! Even better- let us do it for you! With Autopay feature set up, you can now sit back and view all things autopay exclusively on your app and never worry about missing a payment ever again.
We’re taking your app security a notch higher and introducing the Biometric authentication. You can now use your phone lock to secure your ZestMoney app!
Bugs fixed! The only bug we see in this new version is the love bug (Psst. we mean you'll love the new ZestMoney app)
1.0.6 05/11/2022
What’s new
The latest version of the app offers you a faster and smoother experience on your Buy Now Pay Later journey. With the new version, get access to exclusive offers and never miss out on a chance of shopping with the best deal.
Get on board to:
Get a credit limit in 5 minutes.
Get exclusive offers on your favourite merchants.
Instant paperless approvals
Pay in parts with no-cost EMIs
Zero hidden charges.
One app for all your shopping needs across Amazon, Myntra, Flipkart, and many many more!
About this app.
ZestMoney. Dream big, pay small.
With ZestMoney, a better life is just one download away. ZestMoney makes credit accessible for millions to upgrade, enhance, and rise while keeping it affordable. Buying with ZestMoney gives you the freedom to shop right now and repay in a month or in 3/4 monthly instalments. You get to pick what works best for you. With a quick 3-step approval process, ZestMoney offers an instant credit limit and is accepted at over 10,000 online & 75,000 offline stores.
1.0.5 04/30/2022
What’s new
The latest version of the app offers you a faster and smoother experience on your Buy Now Pay Later journey. With the new version, get access to exclusive offers and never miss out on a chance of shopping with the best deal.
Get on board to:
Get a credit limit in 5 minutes.
Get exclusive offers on your favourite merchants.
Instant paperless approvals
Pay in parts with no-cost EMIs
Zero hidden charges.
One app for all your shopping needs across Amazon, Myntra, Flipkart, and many many more!
About this app.
ZestMoney. Dream big, pay small.
With ZestMoney, a better life is just one download away. ZestMoney makes credit accessible for millions to upgrade, enhance, and rise while keeping it affordable. Buying with ZestMoney gives you the freedom to shop right now and repay in a month or in 3/4 monthly instalments. You get to pick what works best for you. With a quick 3-step approval process, ZestMoney offers an instant credit limit and is accepted at over 10,000 online & 75,000 offline stores.
1.0.4 04/23/2022
The latest version of the app offers you a faster and smoother experience on your Buy Now Pay Later journey. With the new version, get access to exclusive offers and never miss out on a chance of shopping with the best deal.
Get on board to:
Get a credit limit in 5 minutes.
Get exclusive offers on your favourite merchants.
Instant paperless approvals
Pay in parts with no-cost EMIs
Zero hidden charges.
One app for all your shopping needs across Amazon, Myntra, Flipkart, and many many more!
About this app.
ZestMoney. Dream big, pay small.
With ZestMoney, a better life is just one download away. ZestMoney makes credit accessible for millions to upgrade, enhance, and rise while keeping it affordable. Buying with ZestMoney gives you the freedom to shop right now and repay in a month or in 3/4 monthly installments. You get to pick what works best for you. With a quick 3-step approval process, ZestMoney offers an instant credit limit and is accepted at over 10,000 online & 75,000 offline stores.
1.0.3 03/28/2022
In this version, we decided to bring more visibility on offers. We wish user don't miss the offers. In future, we bring the dedicated offers page that helps users to grab the best offers
Along with offers page, users can increase his credit balance in this offer. But this feature will be available only for certain set of risk, so eligible user can see this feature only.
New sections introduced in the Home page
1. Offers for you
2. Recommended products for you
3. Credit limit increment (Eligible users can increase their credit limit)
4. Stories
Along with new features, we have enhanced the user experience and user interface. Also, lots of bugs are resolved from previous version.
You just think of any product to buy, we will handle the money problem with best user experience mindset!!
1.0.2 03/23/2022
Hey there. In this update, we have added following features
1. Offer For You,
2. Product Listings.
Also, we have improved our app by resolving bugs.
1.0.1 02/25/2022
Bug Fixing
more Version 1.01.436 07/15/2024
Data Not Linked to You The following data may be collected but it is not linked to your identity:
Financial Info Location Contact Info Identifiers Usage Data Diagnostics 