Kixy
A Hassle-Free, Money Account
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
Socialising Meets Smart Finance with Kixy
Grow your Circle, Grow your Money
Welcome to Kixy—the app where your social world and your finances come together. Whether you’re managing your money, connecting with friends, or growing your business, Kixy makes it fun, simple, and all in one place.
For Individuals
No more switching between apps! With Kixy, manage your money, chat, split bills, send cash, and stay connected with the people who matter most. Whether you’re grabbing a coffee or planning a night out, Kixy keeps it easy, fast, and stress-free. Everything you need, all in one app.
For Businesses
Kixy makes it easy for you to engage with your customers. With Circles, you can offer products, get paid, and build strong relationships—all while managing transactions in a social, connected space. Build your brand and connect with your audience, effortlessly.
Your Social Life, Your Finances
Kixy isn’t just about managing money. It’s about connecting—whether you’re chatting with friends, sending cash, or running your business. Grow and connect your community seamlessly, with no barriers between your financial and social life.
Security You Can Trust
We’ve got your back. With Active Fraud Monitoring, instant alerts, and 2-Factor Authentication, Kixy keeps your financial info safe. Plus, we’re all about transparency—no hidden charges, just simple and clear pricing.
Coming Soon: Kixy Cards
Kixy Cards are coming soon—get ready to flex your style with sleek, black and white physical and virtual cards.
Join the Kixy Movement
Whether you’re building your savings or running a business ready to grow, Kixy’s got your back. Download Kixy and join the queue for Early Access. Let’s change the way we think about finance—socially, transparently, and effortlessly.
Important Information:
Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution under registration number 814005. Kixy accounts are provided by Kixy either under its own authorisation or as an appointed distributor for PayerNet Limited, trading as “Railsr”, a company incorporated in England and Wales (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594.
more For stores:
Kixy Update v1.5.0 – Smarter Circles, Easier Splitting!
Interactive Home – See your connected account balances, circles, and group activity all in one place.
Redesigned Split Expenses – Track shared spending across circles, edit expenses, and settle balances more easily.
Receipt Scanning – Scan bills, extract items automatically, and split expenses faster and more fairly.
Better Circle Management – Add contacts to circles, invite friends easily, and organize groups before everyone joins.
Enhanced Circle Profiles – View group balances, events, and financial activity with improved transparency.
Performance Improvements – Faster, smoother, and more reliable across the app.
Kixy Update v1.5.0 – Smarter Circles, Easier Splitting! 2d ago
Kixy Update v1.3.0 – Big Features, Better Experience!
Here’s what’s new:
Events on Circles – Create, edit, and cancel friendly events right in your circles.
Money Mood – Get smart spending insights, category breakdowns, and an easy view of income vs. spending.
Enhanced Privacy & Security – Control profile visibility, manage last-seen status, and enjoy faster biometric re-login.
Multi-Currency Virtual Accounts – Hold and manage multiple currencies with clearer transaction tracking.
Enhanced Payments & Transactions – Real-time beneficiary checks, easier address entry, and clearer declined transaction reasons.
Send Money Upgrades – Cleaner contact view, recipient avatars, and faster access to add new ones.
UX Boost – New visuals, bigger character limits, and improved readability across the app.
Performance Improvements – Faster and smoother experience all around.
1.3.0 10/31/2025
Kixy Update v1.2.1 - New Features & Enhancements!
Here’s what’s new:
Add contact before sending money
Improved "Kixy" bot for channel payments notifications
Channel admins can now add subscribers easily
Merged financial and attachment options into one "+" button
Profile editing for email, phone, and address
Chat improvements: Pin, copy, send files, unsend messages
Push notifications now redirect to the right page
Minor improvements and bug fixes for a smoother experience!
1.2.1 05/24/2025
Kixy Update v1.2.0 - New Features & Enhancements!
Here’s what’s new:
Improved "Kixy" bot for channel payments notifications
Merged financial and attachment options into one "+" button
Profile editing for email, phone, and address
Chat improvements: Pin, copy, send files, unsend messages
Minor improvements and bug fixes for a smoother experience!
1.2.0 04/15/2025
Kixy Update v1.1.1 – What’s New!
Add Money – Top up in a flash from your bank—quick, easy, and seamless.
Cards for Everyone! – Get a Virtual or Physical Kixy Card.
Onboarding Checklist – A simple guide to get started fast.
Sole Trader Registration – Sign up directly on the app.
Faster Sign-up – Simplified Proof of Address.
Smoother experience with UI/UX upgrades & performance boosts.
Update now and check it out!
1.1.1 03/12/2025
Kixy Update v1.1.0 – What’s New!
Add Money – Top up in a flash from your bank—quick, easy, and seamless.
Cards for Everyone! – Get a Virtual or Physical Kixy Card.
Onboarding Checklist – A simple guide to get started fast.
Sole Trader Registration – Sign up directly on the app.
Faster Sign-up – Simplified Proof of Address.
Smoother experience with UI/UX upgrades & performance boosts.
Update now and check it out!
1.1.0 02/04/2025
Kixy Update v1.0.0 - Fresh Look, New Features, and More!
Hey there!
We’ve just dropped a major update with exciting new features and a fresh design!
A Brand-New Look
Enjoy a smoother, more intuitive experience with a redesigned Home and Wallets page!
Introducing Channels
Create or join Channels to connect with friends, family, or groups! Share content, updates, and bring people together in a fun and easy way.
Payments to Channels
Pay your club or merchant directly! Make one-time or recurring payments right within the app.
Kixy Cards (Coming Soon)
Get ready for Kixy Cards! Virtual and physical cards are on the way—stay tuned!
Performance Boosts & Bug Fixes
We’ve squashed bugs and made improvements to keep things running faster and smoother.
Update now and explore the new features!
1.0.0-CLL 12/04/2024
Kixy Update v1.0.0 - Fresh Look, New Features, and More!
Hey there!
We’ve just dropped a major update with exciting new features and a fresh design!
A Brand-New Look
Enjoy a smoother, more intuitive experience with a redesigned Home and Wallets page!
Introducing Channels
Create or join Channels to connect with friends, family, or groups! Share content, updates, and bring people together in a fun and easy way.
Payments to Channels
Pay your club or merchant directly! Make one-time or recurring payments right within the app.
Kixy Cards (Coming Soon)
Get ready for Kixy Cards! Virtual and physical cards are on the way—stay tuned!
Performance Boosts & Bug Fixes
We’ve squashed bugs and made improvements to keep things running faster and smoother.
Update now and explore the new features!
1.0.0-cll 11/28/2024
What’s new:
Kixy Update v1.0.0 - Fresh Look, New Features, and More!
Hey there!
We’ve just dropped a major update with exciting new features and a fresh design!
A Brand-New Look
Enjoy a smoother, more intuitive experience with a redesigned Home and Wallets page!
Introducing Channels
Create or join Channels to connect with friends, family, or groups! Share content, updates, and bring people together in a fun and easy way.
Payments to Channels
Pay your club or merchant directly! Make one-time or recurring payments right within the app.
Kixy Cards (Coming Soon)
Get ready for Kixy Cards! Virtual and physical cards are on the way—stay tuned!
Performance Boosts & Bug Fixes
We’ve squashed bugs and made improvements to keep things running faster and smoother.
Update now and explore the new features! :rocket:
1.0.0-beta 11/26/2024
Our Kixy App has been updated. Here’s what’s new:
*Social Circles: Create groups with friends to chat and share anytime, anywhere
*Request Money: Need funds quickly? Ask friends to send money directly through the app.
*Split Money: Effortlessly divide bills with friends or within your Circles.
In addition, we’ve also made several key improvements and bug fixes to enhance your Kixy experience. Update now to elevate your social financial interactions to the next level!
0.102.0 05/02/2024
We’re pleased to introduce version 0.101.0, here is what’s New in Kixy:
Session Management: View & terminate active sessions for enhanced security.
Version Management: Opt-in for updates, skip or force, and see what’s new.
Invite Friends: Share your code & grow the Kixy family.
Contact Support: Get help during onboarding, no login required.
Plus, bug fixes & app improvements!
Update now for a smoother Kixy experience!
0.101.0 02/23/2024
We’re pleased to introduce version 0.100.4, here is what’s new:
· Passcode Page Redesign: A user-friendly interface for managing your passcode.
· Onboarding Process Improvements: Experience a refined onboarding flow with improved UX.
· Faster Statement Generation: Generating statements quicker than ever, thanks to our optimized processing.
· Bug Fixes: Improved app stability and performance with the latest bug fixes.
Upgrade to the newest version today and enjoy a refined Kixy banking journey.
0.100.4 12/27/2023
We’re pleased to introduce version 0.100.3, here is what’s new:
· Passcode Page Redesign: A user-friendly interface for managing your passcode.
· Onboarding Process Improvements: Experience a refined onboarding flow with improved UX.
· Faster Statement Generation: Generating statements quicker than ever, thanks to our optimized processing.
· Bug Fixes: Improved app stability and performance with the latest bug fixes.
Upgrade to the newest version today and enjoy a refined Kixy banking journey.
0.100.3 12/18/2023
We are excited to announce the latest release of the Kixy application, packed with new features, enhancements, and crucial bug fixes.
Here’s what’s new:
Chat Feature:
Conversations: Easily view and manage your list of chats.
Connect with Contacts: Start a chat, send voice messages, images, and even multiple currencies using fun emojis!
Kixy Support: Need assistance? Chat with our support team right from the chat interface.
Manage Contacts: Block or unblock contacts with ease, and pin or unpin important conversations to the top.
Stay Updated: See the online status of your contacts and use the search function to swiftly find past chats.
User Experience: Messages are now organized by date, and you can personalize your chat space by changing its background. Plus, view images directly within the chat.
Wallet & Transactions:
Wallet Organization: Sort your wallets based on their GBP value balance for better clarity.
Receipts Redesigned: Check out our refreshed transaction receipt designs for better readability and aesthetics.
General Updates:
Various bug fixes to enhance your app experience and other performance improvements.
Adding several security ups.
Upgrade now and explore the new features designed to make your Kixy experience even better!
0.100.2 10/28/2023
We are excited to announce the latest release of the Kixy application, packed with new features, enhancements, and crucial bug fixes.
Here’s what’s new:
Chat Feature:
Conversations: Easily view and manage your list of chats.
Connect with Contacts: Start a chat, send voice messages, images, and even multiple currencies using fun emojis!
Kixy Support: Need assistance? Chat with our support team right from the chat interface.
Manage Contacts: Block or unblock contacts with ease, and pin or unpin important conversations to the top.
Stay Updated: See the online status of your contacts and use the search function to swiftly find past chats.
User Experience: Messages are now organized by date, and you can personalize your chat space by changing its background. Plus, view images directly within the chat.
Wallet & Transactions:
Wallet Organization: Sort your wallets based on their GBP value balance for better clarity.
Receipts Redesigned: Check out our refreshed transaction receipt designs for better readability and aesthetics.
General Updates:
Various bug fixes to enhance your app experience and other performance improvements.
Adding several security ups.
Upgrade now and explore the new features designed to make your Kixy experience even better!
0.100.1 10/23/2023
We are excited to announce the latest release of the "Kixy" application, packed with new features, enhancements, and crucial bug fixes. In this version, we focused on improving user experience, optimizing performance, and rectifying known issues. Here's what's new:
1. New Onboarding Process:
*We have introduced a revamped onboarding process for individual accounts. Users can now choose between creating individual and business accounts and request an invitation code.
*The personal and financial details pages have been separated to streamline the onboarding experience.
2.New Device Login:
*With this enhancement, whenever a user logs in from a new device, a notification will be sent to their main device to ensure account security.
3.Redesigned Statement PDF:
*We have updated the Statements PDF to a new, visually appealing design for better readability and aesthetics.
4.Dashboard - Choose Month:
*Users can now tap on a specific month in the dashboard to display a pop-up menu, allowing them to select a desired month. The "Incoming" and "Outgoing" will be automatically updated based on the chosen month.
5.Search Beneficiary by User's Name:
*We have added the capability to search beneficiaries by the user's name, making it easier to find and manage transactions.
6.Search Wallet and Related Chart:
*Now, when users search for a specific wallet, they will be redirected to the chosen wallet page along with its related chart for better wallet management.
7.Several Bug Fixes and Performance improvements:
Note: Please update your "Kixy" application to the latest version to enjoy these improvements and enhancements. We value your feedback and appreciate your continued support as we strive to deliver the best user experience.
0.90.2 07/25/2023
New Onboarding flow
Several bugfix
0.90.1 07/17/2023
Several bug fix
0.80 05/12/2023
Several bug fix
0.39 04/03/2023
Hello and welcome to Kixy.
In this version, Kixy has been refined and improved under the hood in order to make you'r experience more enjoyable.
0.37 03/10/2023
Hello and welcome to Kixy.
In this version, Kixy has been refined and improved under the hood in order to make you'r experience more enjoyable.
0.36 03/01/2023
Hello and welcome to Kixy.
In this version, Kixy has been refined and improved under the hood in order to make you'r experience more enjoyable.
0.28 01/10/2023
Hello and welcome to Kixy.
In this version, Kixy has been refined and improved under the hood in order to make you'r experience more enjoyable.
0.24 11/29/2022
Hello and welcome to Kixy.
In this version, Kixy has been refined and improved under the hood in order to make you'r experience more enjoyable.
0.22 10/13/2022
Hello and welcome to Kixy.
In this version, Kixy has been refined and improved under the hood in order to make you'r experience more enjoyable.
0.21 09/12/2022
For stores:
Kixy Update v1.5.0 – Smarter Circles, Easier Splitting!
Interactive Home – See your connected account balances, circles, and group activity all in one place.
Redesigned Split Expenses – Track shared spending across circles, edit expenses, and settle balances more easily.
Receipt Scanning – Scan bills, extract items automatically, and split expenses faster and more fairly.
Better Circle Management – Add contacts to circles, invite friends easily, and organize groups before everyone joins.
Enhanced Circle Profiles – View group balances, events, and financial activity with improved transparency.
Performance Improvements – Faster, smoother, and more reliable across the app.
more Version Kixy Update v1.5.0 – Smarter Circles, Easier Splitting! 2d ago
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