New in this version: • Your Clients, redesigned: search, an A–Z index, a view for who needs you, and hide or remove a client. • Change history: see what changed on a client's profile, and when. • Cashflow Calendar: saved bills follow a schedule change. • Email: logging out removes your mailbox from the phone; pictures stay hidden until you tap Show images. • Invites now say whether they're for a client or a professional. Plus refinements throughout. Support: hello@myfinancialapps.io

New: short how-to videos for your budget. Tap "Watch" on any budget screen, or open the whole series from the Overview. Plus refinements throughout. Support: hello@myfinancialapps.io

Work with an advisor of your own? Anything they need from you now shows on your dashboard, one tap from your own plan. Tapping a notification or email link opens the right client, and Back takes you where you'd expect. Plus refinements throughout. Support: hello@myfinancialapps.io

Referred by a colleague? The invitation now appears on your home screen, ready whenever you are. Rename a card or account and every calendar entry paid from it follows. Professionals can update their business email and phone alongside their licensing details. Names keep their accents, apostrophes and ampersands. Plus refinements throughout.

PlanTogether now welcomes every financial professional: accountants, bookkeepers, tax preparers, money coaches, mortgage agents and advisors holding any licence apply the same way Complete a short business profile, and invite clients into one live shared plan. Clients see who they work with by title. Plus refinements throughout.

YOUR GOALS NOW STEER THE PLAN Pick your goals and the app suggests your next step — build your budget, plan your paydays, map your cashflow — one decision at a time, each explained in plain words before you take it. The new budget walkthrough shows your month as a flow you can follow. A SMOOTHER START The profile walkthroughs for clients and advisors share one cleaner design: clearer steps, a Continue button that lights up the moment a step is complete, and a hint that says what's still needed. FOR ADVISORS: SEE HOW EACH CLIENT USES THE APP Every client file gains Insights — their onboarding milestones with the time between them, and what they do in the app, newest first. Set up also asks who gets Budget Access, every client or the ones you pick, and Settings shows exactly what you chose. Advisors can accept a client invitation on the same account, too. NOTIFICATIONS, TIDIER Swipe left to delete any notification. Every tap lands exactly where the notification points. UNDER THE HOOD Faster budget refreshes and dozens of small refinements.

Bug Fix: Some notifications were not being displayed on the users device

YOUR NOTIFICATIONS, KEPT Every notification is now saved to your account. Open the bell on your dashboard for the full history — all clients together or one client at a time — and tap any entry to land exactly where the notification pointed. Missed the banner? It's waiting for you. EMAIL LINKS THAT OPEN THE APP The buttons in your advisor emails now open PlanTogether directly to the client they're about — no more hunting for the right file. UNDER THE HOOD Notification bells match the rest of your icons, delivery sticks to your newest device, and dozens of small refinements.

ELECTRONIC SIGNATURE IS LIVE Advisor Disclosure, Privacy Consent, Needs Analysis, Replacement Declaration and the Policy Delivery Confirmation Receipt can now be signed electronically. You sign your part first, then unlock your client's turn — they sign on their own phone, in their own app, while you watch in person or on a video call. Or send it to their inbox instead. Signed copies file themselves against the client with a completion certificate. REPLACEMENTS A replacement application now carries one Life Insurance Replacement Declaration per replaced policy, each with its own signature and PDF. THE SALE LIFECYCLE Record the insurer's decision — approved as applied for, approved other than applied for, or declined — between submission and delivery. Delivery opens once approval is recorded, and recording it seals the file and mints the policy into the client's in-force coverage. One Applications queue now shows every sale in progress across your whole book. FACT FIND Your client reviews and confirms their own Fact Find, and you can see exactly what changed since they last confirmed it. ON YOUR CLIENT'S SIDE Signing cards say whose turn it is, and the button turns on in place the moment you release it. The household budget adds a payday planner, a cashflow calendar and a debt payoff projection.

PlanTogether 2.0: our biggest release yet. Canadian advisors get a full compliance module — a per-client Client File, application-to-delivery sale tracking, client-confirmed Fact Find, auto-filled Needs Analysis and Reason Why Letter, and audit-ready records. Everyone gets a redesigned Coverage Summary, live updates with notifications that take you to the right screen, new plans, a design refresh, and client tools: Budget Overview, Debt Freedom planner, net worth. Plus fixes you'll feel. - Fixed a bug where adding or updating a budget item name may result in the entire name or part of the name not being updated or saved.

PlanTogether 2.0 is our biggest release yet: a complete compliance module for Canadian advisors, plus real upgrades for every advisor and client. THE COMPLIANCE MODULE (Canadian advisors) • One Client File per client: advisor disclosure, privacy and email-marketing consent, needs analysis, reason-why letter, and replacement declarations (including Quebec) — with status badges, a "Requires attention" list, and an on-record option for anything signed outside the app. • Sale tracking, application to delivery: capture the applied-for policy, record the insurer's decision, and deliver with a client-signed receipt that converts it into an in-force policy. A cross-client Applications queue keeps every sale moving. • Fact Find, confirmed by the client: request a review in one tap, the client confirms their details in a guided wizard, you see what changed, and a snapshot archives itself. • Needs Analysis and Reason Why Letter that do the paperwork: coverage auto-fills, the letter writes its own rationale, figures lock to the application, and the client's shortfall acknowledgement can't be skipped. • Audit-ready by default: delivered files sealed with tracked corrections, signed copies stay viewable, former clients' files kept accessible, and retention flags on expiring documents. FOR EVERY ADVISOR • Coverage Summary, redesigned: Overview, Analysis, In Force, and Applications tabs, per-person snapshots, shortfall callouts, and full in-force policy management. • Everything updates live — no pull-to-refresh — and notifications take you straight to the right screen. • New plans (SetUp, Starter, Planner, Compliance), Refer an Advisor, in-app licence renewal, and an Advisor Settings screen with per-client access controls. FOR YOUR CLIENTS • A new Budget Overview that answers "am I okay?", a Debt Freedom planner, net worth with homes and vehicles, and a guided onboarding wizard. Plus a design refresh, effortless currency entry, snappier actions, and stability fixes you'll feel.

- Emails generated by the app have been upgraded to match the website styles - Advisor access request workflow has been automated - Created an invite from Founder email for admins - Admin is notified by Notification and Email when a new user account is created - Advisors are now auto emailed and notified when a client updates their Financial Goals list

- Cashflow Calendar is now correctly calculating todays starting bank account balance even if the day before has one time transactions

Updated Budget Module - Payday Planner added - Cashflow Calendar added Advisors can allow all users or only allow specific clients to create a budget

Advisors can sync emails they’ve sent or received from clients Scrollable lists are now longer for easier scrolling and interaction

- The Client card contains more information for the Advisor at a glance - Added Notifications when the user completes an important action - Improved the UI when scrolling - Bug Fixes

- Savings and investment accounts added to the budget - budget is complete - Advisors and clients can now add, update and remove all budget items from the budget screen - The continue buttons are always viewable, even when the content is larger than the screen - Advisors can email, call and text their clients from the client profile screen - Advisors can add, update and remove all client information and data for their clients - Performance and styling increased

Budget UI and UX updated to allow for better user flow - big improvements here Only Earned Income is used in the life insurance calculations by default Listed Incomes are grouped by Earned and Other Income to increase readability

Rent is now included in the Budget Summary and Calculations Added Category and Subcategory to the Budget Summary screen Adding a Budget Item will now navigate directly to the Income, Debt or Rent screens

Clients can add Household, Insurance, Transportation and more expenses to their budget Advisors can view their clients' budget

Updated for iOS 26 - Added a budgeting screen - Updated the navigation and layout of the Things to Do and Financial Tasks client screens

Updated the onboarding process so that it's much simpler and easier for the client to know what they should do next Improved the UI to be simpler and more intuitive Fixed a few minor bugs which sometimes stopped the user from being able to complete tasks without restarting

App branding has changed to PlanTogether Clients can now set their Financial Goals Advisors can view their clients' Financial Goals

Life insurance analysis values are only shown to clients after advisor approval

- Clients can add their contact information to their profile - mailing address and phone number. - Advisors can view their client's contact information in their client's profile.