Money is the #1 thing couples fight about. Smoov tracks what you share - fairly, simply, and without the awkward "you owe me" texts.
Split Bills. Not Relationships.
Money is one of the leading causes of stress in relationships. Couples argue about expenses, forget who paid last, and send money back and forth multiple times a week. It’s awkward, it’s emotional, and it’s exhausting.
That’s why we built Smoov — the first AI-powered money app made just for couples.
Why Smoov
Automatic expense tracking – Connect your credit and debit cards and let Smoov pull in shared expenses for you.
One-tap splitting – Whether it’s 50/50, 70/30, or any custom split, settle expenses the way that works for your relationship.
Private and secure settle-ups – Pay your partner back instantly, safely, and without awkward reminders.
AI insights – Get personalized tips and smarter money choices, built to reduce tension and build trust.
No more calculating in Excel. No more “I’ll get it next time.” No more Venmo-ing back and forth every time one of you picks up groceries or fills up the car with gas.
Built for Modern Couples
Modern banking wasn’t built for relationships. Before joint accounts, couples spend months (or even years) splitting bills—often across 10 or more different cards and accounts. That adds up to hundreds of shared expenses and thousands of dollars before marriage or a combined account.
With Smoov, you can make those years easier, smoother, and more fair.
Features Couples Love
Works with all your cards (credit and debit)
Instant notifications for new expenses
Split history that keeps everything clear
Flexible settle-up schedule (pay instantly or at the end of the month)
Designed for fairness, transparency, and peace of mind
Peace of Mind, Not Just Math
Money fights are the number one predictor of divorce. Smoov takes the emotion out of the process, so you can focus on what really matters—your relationship.
Our mission is simple: make relationships easier.
Get Started Today
Download Smoov and try your first week free. Experience how simple it can be to split smarter, save time, and reduce stress.
Because your relationship deserves better than spreadsheets and Venmo.
#SmoovIt
Abiding by Apple EULA :: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
ToS & Privacy Policy :: https://www.smoov.app/privacy
This app is by far the best one around for money management between people. It handles three things specifically. That no other app on the market does. Connecting cards and accounts. Sending payments. Change and modify split percentage at any time. All very secure too using the latest and greatest tech available.
Easiest money app on my phone
creamofthecropp
Wow I have never found a way to easily manage money for me and my partner until I came across Smoov. We’ve tried a dozen different apps and Smoov is by far the easiest most intuitive app we’ve found to split our bills. Can’t recommend it enough. ❤️
A weight off of our backs
JARH43
I no longer have to “sweat the small stuff” with my partner. Smoov takes care of it for us so we can focus on spending quality time together.
Excellent service
jtgoalman
Smoov has made expense splitting a breeze! Can’t recommend enough and helps me avoid difficult conversations about money in my relationship
A fresh start.
• A redesigned welcome flow that gets you from "downloaded the app" to "ready to share expenses" in minutes
• Clearer explanations of how Smoov tracks your shared spending, no spreadsheets, no Venmo requests
• A simpler partner invite: share a code, no broken links
Version 2.2.3
The developer, Smoov Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
