Card List: View all your cards easily from the Card Menu. Credit Card Activation: Faster and more seamless activation experience. Bug Fixes & Improvements: General fixes and performance enhancements for a smoother app experience.

- Bug fixes and performance improvements for a smoother customer experience.

Unified merchant payment limit: Merchant payments are consolidated into a single daily limit of up to MMK 10 million. MMQR enhancements: Merchant refund notes displayed in transaction history. Security & UI improvements: Security bug fixes, UI refinements, and other performance enhancements.

- Forgot Password: Reset with or without a verification code. - Fees & Limits: Updated for Wave Send Money and MMQR payments. - Improvements: Bug fixes and general performance enhancements.

Self-Activation: Customers can now onboard themselves to the Yoma Bank Next App through a secure self-activation process. This streamlines account setup with improved identity verification and access control. MMQR Integration: The Next App now supports MMQR, allowing customers to make seamless payments at any MMQR-enabled merchant nationwide. General Improvements: Includes various bug fixes and performance enhancements for a smoother, more reliable app experience.

Enhanced security measures have been implemented to protect the app against tampering, reverse engineering, and runtime attacks — ensuring a more secure and trustworthy experience for all users.

Selfie Verification: Customers are now required to submit a selfie for identity verification to enhance security. Security Questions: Added security questions to further verify user identity for forgot password process and others. One Device Policy: Users can only access Yoma Bank Mobile App from one mobile device at a time to prevent unauthorized access.

Customer Feedback: Share your experience! Rate services and features after transaction. Terms & Conditions: Access the updated T&C in profile. Upfront Fixed Deposit: Open a fixed deposit with upfront interest payments Credit Card Repayment Options: Choose how you repay your credit card balance with flexibility, Full, Partial, or Custom Amount options are now available. Email OTP Option: Enhance security with an option to enable or disable email-based OTP Bug fixes and performance improvements.

Process improvement and enhancement in Next App Activation Bug fixes and other performance improvements.

Next app V 1.16.1 release note: OTP (one time password) validity is changed to 1 minute. Bug fixes and other performance improvements.

Downtime Screens Pop-Up: During system downtimes, a downtime announcement screen will automatically appear and customers will not be able to use the app until the system is up. WavePay Transfer Enhancement: When customers input the receiver's mobile number, the receiver's name will be displayed on the Review page, allowing customers to verify the recipient before completing the transaction. Prudential Payment: When indirect family members make an insurance payment on behalf of a policyholder, they will be required to agree to a declaration form. Other Enhancements: Bug fixes, UI enhancements, and improvements for better customer experience.

Mobile Packs: Customers can buy mobile data, voice, and SMS packs from Next App. Update Fixed Deposit Maturity: Able to change the maturity methods of fixed deposit accounts. Statement Download Enhancement: While downloading, able to use other features and will receive a notification once its completed and can view the downloaded statements under the "Profile" section. Dynamic Interest Rates: Customers can see the dynamic interest rates by entering the deposit amount and selecting the tenure. Other Enhancements and Bug fixes.

Version 1.14.2 This version includes bug fixes.

New device log in approval process : Any new log-in device will be required to key-in 6-digit verification code sent to the current device/s. Customer info to update (email update/register) : Customer can easily and conveniently to register their personal email via next app without having to visit to branch. Profile regrouping : Regroup the related menu/setting into the respective categories. Saving billing info : Previous biller info will be saved and fetched in every time customer make the same biller payment Cards related enhancements : Show blocked cards and allow to make repayment even the cards are being blocked. To block/unblock the debit cards and other bugs fix.

Introduce the increased per transaction limit and daily transaction limit for Interbank Transfer service to support more convenient digital transactions

Credit Card Repayment - Customer can make repayment to their own credit card immediately from the card management screen without the need to type in the card information again under Bill Payment Email OTP - Customer will start receiving OTP to their email address that they registered with Yoma Bank. Others - New notification Categories, Yoma Bank help desk Info, Tutorial videos. Various bug fixes from previous versions and UI enhancement and improvements for better customer experiences.

Next App V 1.12.0 release note: Manage Card feature including Card Activation - Customer can activate their FlexiPay credit card through Next App Card Statement Download - Customer can download their card statement through Next App Block and Unblock Card - Able to block and unblock card easily through Next App Card Transaction History - Customer can check and view their card transactions through Next App Bug Fixes and Improvements - Various bug fixes and performance enhancements have been implemented to ensure a smoother user experience

Electricity meter bill enhancement - Customers can check their monthly meter bill amount after keying in meter bill reference number. Bug Fixes and Improvements - Various bug fixes and performance enhancements have been implemented to ensure a smoother user experience.

Apply FlexiPay Credit Card - Eligible Customers can apply for Yoma Bank FlexiPay Credit Card easily and conveniently from "Apply Credit". View Card Details – Customer can view the Card details of debit and credit cards. Splash Screen before login - Customer can be informed of important notice and promos in the various splash screen before the log-in Bug Fixes and Improvements - Various bug fixes and performance enhancements have been implemented to ensure better user experience.

Release Noted 1.10.0 Transaction History Stability Enhancement: Improved the reliability of showing transactions Transaction Filter: New feature for convenient and customizable transaction history filtering Cash-Out from Wave Agents: New QR-based cash-out feature to withdraw cash at selected Wave Agents Minor Enhancements: Fine-tuned interface and performance improvements for the better user experience. Bug Fixes: Resolved issues for more stable and reliable app user experience.

New Features Own Account Transfer using Joint Account Scan wave QR on Smile POS Self-activation Video in User Guide Change "Recipient" labels as "Receiver" Top-up can select various top-up amount choices. Show "Account Holder" name on generated QR Show Wave Merchant Name in Transaction History Digital Loan Tab for ECL, Wave Score, and Smart Credit Loans Bug Fixes and Improvements Various bug fixes and performance enhancements have been implemented to ensure a smoother user experience. Thank you for choosing Yoma Bank Next App, and we hope you enjoy these new features!

What's new Following new features have been tailored to enhance your mobile banking experience in our Next App 1.9.1 release: 1. Collect transaction fees (other account transfer) 2. Deep link banner 3. Debit transaction notification 4. New device personalization & notification 5. Device Management & Unlink device 6. Show receiver name in transaction history 7. Purpose of transaction enhancements

Following features will be included in the Next App 1.9.0 release: Smart Credit Business Schedule Payment Wave Cash-In Location Purpose of Transaction Text (dropdown) Biller Enhancement (Updated Categories)

- Wave Merchant ID and Merchant Name will now be displayed in the transaction history. Biller: - Rent2Own

New Feature Release Announcement! Legacy to Flexi Transfer: Now you can seamlessly transfer funds between your SMART/Savings accounts and Flexi accounts. Account Statement Download: Accessing your account statements is available now. Ria International Remittance: Receiving money from Ria transaction PIN to Yoma Bank accounts directly. Pocket Account Opening & Linkage: Easily open a Pocket Account from the app and see the rewards balances. Recipient Search: You can quickly locate saved contacts and beneficiaries, making transactions faster and more efficient.