Pemo
#1 MENA spend management SaaS
Free · Designed for iPad. Not verified for macOS.
Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform.
Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.
Reimbursements: archive, restore, and submit for others
Archive and restore: hide reimbursements you don't need and bring them back anytime, as long as they haven't been exported or fully approved. No more test entries clogging your queues.
Submit for someone else: admins and accountants can now create a reimbursement on behalf of any spender, so every expense is booked to the person who actually spent, instead of going unrecorded or filed under the wrong name.
Full audit trail: archiving, restoring, and submitting on behalf of others are all logged, so every action is documented.
Why it helps: cleaner exports, tidier approval queues, and cash balances that reflect who really spent the money.
Wallet: get ahead of declined payments
Low-balance alerts: set your own threshold and get notified in-app, by push, and by email when your wallet drops below it.
Clearer at-risk warnings: Wallet Forecast now shows how many payments are at risk and how long you have before you need to top up.
Simpler top-ups: top-ups now arrive fast enough that manual logging is gone. They appear on their own.
Why it helps: finance teams stay ahead of declines instead of reacting to them, with one less step to manage.
Also in this release
Improvements across Bills and Payments and Spending.
Behind-the-scenes updates so we can deliver fixes and improvements to you faster.
The developer, Payables Technology LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Payables Technology LTD
- Size
- 169.5 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Arabic
- Age Rating
4+
- 4+
- Copyright
- Pemo © 2025

