Open free US/EU/UK accounts in minutes with your ID
Get paid from Upwork, Fiverr & more with zero fees
Withdraw locally or to crypto in minutes — your money, your rules
Cenoa: The smartest way to get paid globally
Getting paid globally shouldn't mean high fees, slow payouts, and endless paperwork. Cenoa fixes that.
Designed for freelancers, entrepreneurs, remote workers, e-commerce sellers, and anyone getting paid globally.
— OPEN A FREE ACCOUNT IN 3 MINUTES WITH JUST YOUR ID
Open a US, EU, or UK account in your own name in just 3 minutes, powered by Stripe and Lead Bank. No paperwork, no waiting — just your ID.
— GET PAID FROM AMAZON, ETSY, UPWORK, AND MORE
Easily receive payments from platforms like Amazon, Etsy, Upwork, and Wise, or directly from your clients.
— GET PAID WITH ZERO FEES
With Cenoa, getting paid is completely free — while other platforms charge 8–10% in fees. Competitive and transparent FX – no hidden costs, no surprises.
— WITHDRAW LOCALLY
No more waiting days to access your GLOBAL income. Withdraw your money and receive it in your local bank account within minutes.
— MANAGE PERSONAL AND BUSINESS ACCOUNTS IN ONE APP
Open free US, EU, or UK accounts for yourself or your business, and manage everything from Cenoa.
— SEND MONEY TO 40+ COUNTRIES FOR FREE
Transfer money from your Cenoa account to other Cenoa users in 40+ countries at no cost.
— GET FAST & REAL CUSTOMER SUPPORT
No bots, no automated replies — just real human support.
ABOUT CENOA
Cenoa is a technology company built on cutting-edge technologies such as blockchain, digital dollars (USDC) and artificial intelligence to make global trade more accessible, equalizing opportunities for everyone. Cenoa is not a bank or a licensed financial institution – it is a modern, user-friendly and financially smart way to receive global payments. Backed by Mastercard, Cenoa partners with the world's leading financial companies such as Stripe, Lead Bank, and Circle (USDC).
For more information: www.cenoa.com
TERMS & CONDITIONS: https://www.cenoa.com/terms
PRIVACY POLICY: https://www.cenoa.com/privacy-policy
Cenoa services or related third party services are subject to disclaimers and their own terms. When using Cenoa services, smart contracts, platforms or yield aggregation available through Cenoa, you do so entirely at your own risk; and these may be provided by third parties subject to their own terms. You are required to do your own research and consult with your advisors before engaging with anything related to Cenoa or other third party providers.
It has so many cool features, like buying US dollar with no cost, like earning daily interest on my dollar savings, like withdrawing anytime I cant without losing my interest.. And all with zero fees. The app is super easy to use and navigate and has tons of awesome features as well. I really enjoy using Cenoa and highly recommend it to everyone!
Highly interest rate on your usd
csappstorerating1234
This is the only app where I can gain high interest rate on my usd. Fast, beautiful and intuitive app. Love checking my balance every day.
How I feel
val 66@
You are guys are doing great thank you I love you so much
Trustworthy
Mide Tech
My money is always save with Cenoa. I have never doubted them. So they are just the best
US Virtual Accounts are now live in Pakistan!
Get paid with your own US account details, faster and easier than ever. Plus, we’ve included performance improvements and bug fixes for a smoother experience.
Version 1.8.6
The developer, CENOA PTE. LTD., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More