Debt 2 Income Calculator

Smart DTI Ratio & Loan Tool

$2.99 · Designed for iPad. Not verified for macOS.

Managing your finances starts with understanding your Debt-to-Income ratio. Debt to Income Calculator gives you a clear, instant picture of your financial health so you can make smarter money decisions. What is DTI? Your Debt-to-Income (DTI) ratio is the percentage of your monthly income that goes toward paying debts. Lenders use it to evaluate your ability to manage payments and take on new credit. A lower DTI means better financial health. CALCULATE YOUR DTI IN SECONDS Add your income sources and monthly debts, and get your DTI ratio instantly. The color-coded gauge makes it easy to see where you stand: • Green (below 36%) — Healthy • Yellow (36%–43%) — Caution • Red (above 43%) — At Risk LOAN SIMULATOR Thinking about a new car, mortgage, or personal loan? Use the built-in simulator to see how additional debt or income changes would affect your DTI before you commit. SMART FINANCIAL INSIGHTS Receive personalized, actionable suggestions based on your data. Find out exactly how much debt to reduce or income to add to reach a healthy ratio. VISUAL CHARTS See your finances at a glance with clear pie charts for debt and income breakdowns, plus a bar chart comparing total income versus total debt. SAVE MULTIPLE PROFILES Track different financial scenarios by saving profiles. Compare your DTI over time or plan for major life changes like buying a home or paying off student loans. FEATURES: • Instant DTI ratio calculation • Color-coded financial health gauge • Add, edit, and delete income and debt items • Quick-select common item names • Loan and income scenario simulator • Pie and bar charts with Swift Charts • Save and load multiple financial profiles • 10 currency options (USD, EUR, GBP, JPY, and more) • Tap-to-copy results • Dark Mode support • No account required — all data stays on your device • No ads, no subscriptions, no third-party tracking Whether you are preparing for a mortgage application, paying down credit cards, or simply want to understand your finances better, Debt to Income Calculator is the straightforward tool you need. Download now and take control of your financial health. Thanks for your support and do visit nitrio.com for more apps for your iOS devices.

Ratings & Reviews

  • 4.2
    out of 5
    6 Ratings

- Optimized for the latest devices. - Fixed minor bugs. - Improved and redesigned the UI.

Version 1.5

The developer, Heng Jia Liang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Heng Jia Liang
    Size
    • 840.7 KB
    Category
    • Finance
    Compatibility
    Requires iOS 18.6 or later.
    • iPhone
      Requires iOS 18.6 or later.
    • iPad
      Requires iPadOS 18.6 or later.
    • Mac
      Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.6 or later.
    Languages
    English and 8 more
    • English, French, German, Japanese, Korean, Portuguese, Simplified Chinese, Spanish, Traditional Chinese
    Age Rating
    4+
    Copyright
    • © Heng Jia Liang
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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