Maly UAE: Smart Money Account
Open your account in minutes
Free · Designed for iPad. Not verified for macOS.
Your everyday account, with a lot more built in.
Maly helps you spend, transfer and stay in control of your everyday money, all from one seamless experience. Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE.
What you can do with Maly:
**Open your account in minutes with UAE Pass**
**Send and receive local transfers instantly**
**Save together with family and friends using Circle**
** Unlock exclusive benefits soon with Maly+**
CIRCLE
Reach your savings goals together. Create private, invite-only savings circles with family and friends, contribute regularly, and take turns receiving payouts. The tradition of the Jamʼiya, reimagined.
Your account is issued by Ruya Community Islamic Bank LLC, licensed by the Central Bank of the UAE. Maly is a technology platform, not a bank. Your funds are always held by the licensed bank.
Download Maly today and experience a better way to spend, save and share.
more Great app for saving and managing my expenses!!! Way to go !!
Great app for saving and managing my expenses!!! Way to go !!
Improved onboarding journey for seamless experience
5.0.4 Sep 28
Improved onboarding journey for seamless experience
5.0.3 Sep 6
- You can now choose Light Mode or Dark Mode from Settings
- Simplified and improved onboarding Journey via UAE Pass
5.0.2 Aug 28
Welcome to Maly. Open your account in minutes with UAE Pass, send instant local transfers, and start your first Circle with family and friends. Accounts issued by Ruya Community Islamic Bank, licensed by the Central Bank of the UAE.
5.0.1 Aug 28
Minor bug fixes
Performance improvements
Just a few tweaks to keep things running smoothly!
4.2.5 11/19/2025
What’s New
Enhanced Luna – smarter insights, smoother support
General improvements to performance and stability
Keeping things seamless behind the scenes
4.2.4 10/23/2025
- Cleaner. Faster. Better.
- Smoother flow for everyday use
4.2.3 08/27/2025
We’ve made several improvements to enhance your overall experience.
4.2.2 07/15/2025
We’ve made several improvements to enhance your overall experience
4.2.1 07/07/2025
We’ve refreshed Maly with a cleaner look and a smoother feel, curated to bring you more value!
** A more refined design and faster flow**
** Curated benefits that make your money go further**
4.2.0 05/22/2025
We’ve made key improvements under the hood to keep things running smoothly. Make sure to update now for the best experience!
4.1.3 05/08/2025
For the first time in UAE, Introducing Circle!
Take turns getting paid with people you trust. Create your Circle, contribute together, and receive payouts—automatically.
We’ve also made performance improvements and squashed a few bugs to keep things running smoothly.
Update now and try it out!
4.1.2 04/19/2025
Oh hey, smooth operator.
We’ve rolled out an update:
• Polished things up behind the scenes
• Evicted a few bugs
• Added… something special (don’t worry, you’ll find it )
Update now and check the latest updates.
4.1.1 03/26/2025
Hey, you! Yes, you.
This update? It’s like déjà vu, but cooler. We’ve:
*Tweaked, tuned, and optimized—because good things should keep going (like The Loop).
*Added a touch of magic (classified, of course).
*Fixed bugs—because nobody likes a glitch in their groove.
Update now and keep your finances spinning in the right direction!
4.1.0 03/18/2025
Now 10% Cooler (Scientifically Proven)
Hey there, awesome user!
In this update, we’ve rolled up our sleeves, tightened our tool belts, and:
• Made the app cooler (literally, it wears shades now).
• Enhanced your experience with some secret sauce (don’t ask, it’s classified).
• Fixed a few bugs under the hood (we found them, apologized, and sent them packing).
Basically, it’s smoother, faster, and cooler than your sunglasses emoji. Update now and enjoy the magic!
4.0.1 12/08/2024
FRESH LOOK, FRESH FEEL!
Your new home screen is here - smarter, smoother, and built for you! Explore your new money hub and access all your favorite and new features now easier than ever:
PayHive:
Get a card to track and manage all group expenses—whether it’s rent, trips, dinners, or groceries, you’ve got it covered.
Luna:
Your personal AI guide, giving you insights to track, grow, and master your money.
Update your app now and feel the difference!
4.0.0 10/24/2024
**What's New:**
Our designers have been busy making Maly even better! Experience a sleeker, more intuitive interface that's easier on the eyes. Enjoy vibrant new icons and smooth animations that make navigating a breeze. We've also sprinkled in some fun surprises—can you find them all? Update now for a fresh, delightful Maly experience!
3.3.1 08/06/2024
**New Feature Alert: Gift Hive!**
Ever wanted to make gift-giving more fun and collaborative? Now you can! Introducing Gift Hive – the coolest way to pool money together for birthdays, marriages, or any occasion worth celebrating!
Here's what you can do with Gift Hive:
* Create a hive for your special event
* Invite friends to contribute
* Watch the hive grow with contributions
* Enjoy the ultimate group gift!
Make your next celebration unforgettable with the power of togetherness. Update now and let the buzz begin!
3.3.0 07/18/2024
Hey there, Maly enthusiasts! We've been busy making your experience smoother and more delightful. Here's what's fresh:
** Improved Onboarding Journey: New to our app? Our revamped onboarding process will guide you every step of the way **
** Enhancements & Fixes: We've sprinkled a little magic dust and squashed some pesky bugs to make everything run even better **
Thank you for being awesome and using our app! Please leave us a review. Happy exploring!
Catch you on the flip side!
3.2.2 06/12/2024
What's New in Version 3.2.1
*Change Mobile Number: Update your mobile number easily for better security.
*Replacement Card: Lost or stolen card? Request a new one anytime.
*Promotions: Don't miss exclusive offers! Stay notified.
*MalyGPT Enhancement: Enjoy quicker and more intuitive assistance with our improved AI.
Update now and enjoy smoother performance with these enhancements. Thank you for choosing Maly!
3.2.1 05/17/2024
Gen-AI x Maly: The Future is Here!!
We're thrilled to introduce three groundbreaking AI features and enhancements that are set to revolutionize your experience with the Maly app! Get ready for smarter financial management with Maly:
* Introducing MalyGPT *
Experience the power of cutting-edge AI with MalyGPT (beta), your new digital assistant! Elevate your productivity to new heights. Dive into a smarter way of working—just tap and ask MalyGPT!
* AI Card Theme Designer *
Unleash your creativity! Customize and design your own digital card themes effortlessly. Just type a prompt and let our AI suggest and create stunning designs for you.
* Daily Saving Plan *
Meet your new financial buddy! Set your financial goals and receive personalized savings advice powered by AI.
* Cards. Cards. Cards *
More Cards for you, and your family! Get extra digital or physical cards for a small fee. Manage and plan your spending better now with Maly Visa Cards.
* Cool Enhancements *
We've squashed some bugs and made performance improvements to ensure a smoother, more stable app experience for everyone.
Update now and start exploring the endless possibilities with our latest AI enhancements.
3.2.0 04/25/2024
We're thrilled to announce the release of our latest app update!
**Add money to your card from any UAE bank easily**
**Request money from any Maly user or invite a friend to transfer money to you**
**You can now change the theme of your virtual Maly Visa card from card settings**
From streamlined navigation to enhanced performance, this update has it all! Don't miss out - update now to discover the exciting improvements waiting for you!
3.1.0 03/29/2024
Get ready for an app update packed with awesome improvements and enhancements, making your experience even more delightful!
3.0.2 03/04/2024
Heads up, Maly fans!
* Buh-bye pesky bugs! We flattened them flatter than a pancake.
* UI shine-up! Your eyes will thank you (seriously, it's gorgeous).
* Secret bonus: We sprinkled in some hidden gems, find 'em if you can!
3.0.1 02/23/2024
Prepare for liftoff !! Maly blasts off with a major facelift
What's new?
New Look: Facelift Complete! Our app now looks so good, it's basically flirting with you.
Speedy Gonzalez Upgrade: We zapped those bugs and now the app zips faster than ever. Bye-bye, waiting times!
Cool New Features: Made it easier to complete a Required Action via payment with any bank credit/debit card
Unlock Better Experience: When you Re-Link your Banks to Maly
Download Now and Prepare to be Amazed!
Happy exploring, and here's to a smoother, snappier, and more delightful experience with our app!
3.0.0 02/20/2024
Improved onboarding journey for seamless experience
more Version 5.0.4 Sep 28
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info Identifiers Data Not Linked to You The following data may be collected but it is not linked to your identity: