Know what you can afford before you spend. Track bills, income, pending payments, and budget carryover in one simple plan.
Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you.
FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT
The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks.
STAY AHEAD OF EVERY BILL
Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives.
BUDGET WITHOUT THE SPREADSHEETS
Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late.
SEE YOUR FINANCIAL FUTURE
The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today.
BUILT FOR REAL LIFE
- Works on iPhone, iPad, and Mac with seamless iCloud sync
- Supports multiple accounts — checking, savings, credit cards
- Tracks check numbers for your checkbook register
- Family sharing lets everyone stay on the same page
- Widgets put your bills and budgets front and center
- Siri Shortcuts support for quick access
Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
We downloaded Bills to Budget on a friend's recommendation and it's been an eye-opener. We've been decent with money but never really knew where it all went. Setting up was easy, and now we see all our bills in one place, scheduled around our paychecks. It's a bit embarrassing we didn't start sooner. The 'Paid but not cleared' feature is fantastic for tracking checks, or purchases that don’t show up in the bank account right away. We’ve even started sharing a budget with our son, so hopefully he can learn to budget at a younger age than we did!
Developer Response
Thank you so much! The "bit embarrassing we didn't start sooner" is so true - it's part of the reason I wrote the app in the first place!I'd love to hear how things go with your son, and keeping a budget! Please feel free to reach out at billstobudget@gmail.com with any updates, or if you have any questions or suggestions!
Runs our finances
walkernyranger
We’ve tried countless budgeting apps, but Bills to Budget stands out for its simplicity and flexibility. The calendar view is incredibly intuitive, making it easy to plan ahead, and the new Account Insights feature has been a real eye-opener — it only supports the Apple Card, but we’ve been able to view trends to see when our spending is getting out of hand!What I love most is how it keeps our family on track without overwhelming us. Everything just works. Highly recommend this app for anyone looking to take control of their finances!
Developer Response
Thanks so much! Your story is so common - plenty of people don’t have an income problem, they just need a kick start to get themselves organized, and stay on track. I’m so thrilled that Bills to Budget is working for you - please don’t hesitate to reach out if you have any questions, or even ideas for how it could be even more valuable!Thanks,M
Don’t wait - start now!
TeachNPngn
Finally, some peace of mind! 🌟 My husband and I constantly juggle jobs, kids, and what feels like a million little bills, and Bills to Budget has been a lifesaver. We used to dread the end of the month, but now we get reminders, so we’re never caught off guard. Love the ‘Paid but Not Cleared’ feature, which helps us keep track of those big Target expenses that don’t hit the bank for three days! It takes a while to get all of your bills in, but once you do, it’s smooth sailing. Highly recommend for any family looking to get a grip on their finances!
Finally, some financial stability!
walkernyranger
My family has been using Bills to Budget almost since the beginning, and it's finally been able to give us some financial stability! We both make reasonable money, but it's so easy to forget that a bill is due, or that you have an extra week in your current pay period.Auto-paying your Bills is great, but it's far too easy to forget that a big bill is coming up, and find your bank account in the red - and with an extra hundred dollar in fees! Bills to Budget has finally solved this for us!
Developer Response
Hi walkernyranger,This is so awesome to hear! Keep it up, and thank you so much for the kind review!Thanks,M
Income now fits into your plan. Track recurring income with pay schedules, add one-time income for irregular deposits, and use the new Account Review flow to confirm balances, pending activity, and budget carryover before the next cycle.
Version 1.67
The developer, CoreBits LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Identifiers
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
CoreBits LLC
Size
200 MB
Category
Finance
Compatibility
Requires iOS 18 or later.
iPhone Requires iOS 18 or later.
iPad Requires iPadOS 18 or later.
Mac Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
