You live in Europe. Your money stays connected to home.
Get paid in Europe while your family is in Lima. Pay rent in Berlin and your apartment mortgage in Buenos Aires. bnka brings together everything your money needs on both sides—all in one app, without needing to open a separate account in each country.
THREE STEPS, JUST MINUTES
Start with just your passport. No prior European residency, physical branches, or piles of paperwork required.
GET PAID IN EUROS
Receive your salary or client payments directly into your European account details. Keep your balance in euros or convert it to your local currency whenever it suits you.
SEND MONEY HOME
Convert to Argentine pesos, soles, or Colombian pesos. The amount received is locked in the moment you confirm, so you know exactly how much arrives before you hit send.
HOLD TWO CURRENCIES
Keep euros and your local currency in the same app, each with its own receiving details. Exchange funds when the timing is right for you, not just when you're forced to.
PAY BILLS BACK HOME
Electricity, water, internet, or university tuition—all from your mobile, wherever you are.
PAY WITH QR IN PERU
Scan any merchant's QR code and pay instantly from your balance, in whichever currency you hold. You keep your currency; the merchant receives soles.
GET PAID WITHOUT CHASING ANYONE
Create a payment request and share it. Clients or family pay with whatever currency they have, and the money reaches your account without waiting business days, 24/7. Perfect for freelancers.
BUILT WITH AI
AI works at every step: it verifies your identity in minutes by validating your passport, monitors every transaction to detect fraud and ensure AML compliance, and shows you exchange rates and how they evolve, so you decide when to move your money.
YOUR MONEY, CLEARLY TRACKED
Every transaction shows the source, the destination, and the channel used. You can easily access transaction receipts or account statements whenever needed.
YOUR ACCOUNT, YOUR CONTROL
Identity verification, PIN, and biometrics.
For those living between Europe and Latin America: migrants, freelancers, digital nomads, and students.
Exchange rate insights are for informational purposes only. They do not constitute financial, legal, tax, or investment advice.
Ratings & Reviews
5.0
out of 5
1 Ratings
Pagos más seguros: la biometría de cada pago la firma tu dispositivo. Nuevo flujo para recuperar el PIN olvidado con contraseña y SMS. Mejoras de estabilidad. / Safer payments: your device signs the biometric for each payment. New forgotten-PIN recovery with password and SMS. Stability improvements.
Version 2.1.6
The developer, BNKA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More