Sav- All-in-One Money App
Gold, Stocks, Card & Analytics
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
IPOs are now on Sav Wealth. Discover upcoming opportunities, apply directly, and track your applications, all in one place.
Sav helps you track, spend, invest, and grow your money - all in one intelligent platform. Whether you want to understand your spending, optimise your cash, earn cashback, buy gold, or invest in US equities, Sav gives you the tools to take control effortlessly.
Sav Gold
Buy, sell, or hold gold and silver starting from AED 10. Sav Gold gives you a simple way to access precious metals with doorstep delivery and a certificate of authenticity.
Sav Wealth
Invest in US equities starting from $1. Build a diversified portfolio with fractional shares and transparent pricing, and grow long-term wealth with access to some of the world’s biggest companies.
AI Money Intelligence
Get a complete view of your financial life across accounts and cards. Sav automatically analyzes your spending, highlights trends, identifies idle cash, and gives personalized insights to help you save more and manage money better.
Sav Card
Spend anywhere and earn cashback on every purchase. Enjoy lower FX fees while travelling, real-time spend alerts, and smarter insights to help you optimize everyday spending.
Security You Can Trust
Sav uses encrypted, multi-layered infrastructure to help protect your data and keep your money private and secure.
Key Features
- AI-powered insights across your accounts and cards.
- Buy and hold gold securely with Sav Gold.
- Invest in US stocks from $1 with Sav Wealth
- Get cashback every time you spend with your Sav Card
- Personalised recommendations for better money decisions
Download Sav today - take control of your money in minutes.
Terms: https://sav.money/standard-terms-and-conditions-sav-money
Privacy: https://sav.money/privacy-policy
Website: https://sav.money
The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation.
Precious metals services on the Sav app are provided by SavMoney Gold Trading LLC in partnership with Emirates Gold LLC and its affiliate entities.
more Developer Response Hala Fiendin, thank you so much for your review! We’re really happy to hear that you found our app helpful your support means a lot to us.
Amazing app. Thanks
Hala Fiendin, thank you so much for your review! We’re really happy to hear that you found our app helpful your support means a lot to us.
IPOs are now on Sav Wealth
Discover upcoming IPOs, review key company details, apply directly through Sav Wealth, and track your applications in one place.
Wealth
Discover upcoming IPOs and view key company information.
Apply for IPOs and manage your applications directly in the app.
Track open and submitted applications throughout the process.
Cancel, modify, or withdraw applications where available.
Explore markets through an enhanced Market Explorer, expanded lists, and richer peer insights.
Enjoy smoother onboarding, navigation, funding journeys, charts, and homepage interactions.
Set up daily frequency investments with zero platform fees.
Gold
Get started more easily with the new Sav Gold onboarding experience.
Enjoy improved Gold campaigns and Recurring Buy journeys.
Sav Card
Track cashback more easily with updated category-wise limits.
Enjoy improved card notifications and top-up journeys.
App Experience
Continued improvements to navigation, onboarding, performance, and overall reliability.
4.0.90 4d ago
What's New
This update makes investing smarter and smoother, with richer market insights, more powerful Watchlists, and new automation across Wealth and Gold.
Wealth
Stay ahead of the markets with new Top News, a Corporate Events Calendar, and Deep Dive insights. Watchlists are now easier to use with improved stock search, simpler management, and effortless deletion. Explore more with enhanced peer comparison cards and richer market data.
Gold & Silver
Introducing Recurring Buys for Gold & Silver - set up a SIP to invest automatically at your chosen amount and frequency, and let your holdings grow on autopilot. Manage or edit your recurring plans anytime, right within the app. We've also made the Gold & Silver purchase journey more streamlined, with added trust and guidance throughout.
Smarter Onboarding
Getting started is now more forgiving. Even if your identity document upload fails, you can continue adding your details and simply resubmit the document later — no need to start over. We've also refined KYC and login flows for a faster, smoother setup.
App Experience
Refined homepage and improved navigation across key journeys. Updated profile, MPIN, and card top-up experiences. Plus multiple UI enhancements, bug fixes, and performance improvements throughout.
As always, this release includes ongoing stability, security, and performance enhancements.
4.0.89 Jul 27
This update makes your Sav experience faster, smoother, and more intuitive across Wealth, Gold, and the app.
Wealth
- UAE users can now get onboarded seamlessly using their Emirates ID.
- Watchlists are now easier to create, manage, and customise with improved stock search and delete functionality.
- Explore markets more easily with an enhanced Market Explorer experience and improved Top Gainers & Losers.
- Faster loading times for a smoother investing experience.
Gold
- Improved Gold Vault experience with enhanced reliability.
- Refined Gold conversion journey for a more seamless experience.
App Experience
- Refreshed homepage with animated banners.
- Enhanced profile, referral, and top-up experiences.
- Improved login reliability, navigation, notifications, and overall app performance.
As always, this release also includes ongoing stability, security, and performance improvements.
4.0.88 Jul 6
Sav just got smarter, smoother, and more connected.
This update brings a more seamless investing experience with improved Wealth journeys, enhanced Gold rewards, a better Home experience, and smoother support interactions.
Wealth
• Explore markets better with the new Market Explorer experience
• Track IPO journeys from application to allotment with improved IPO flows
• Discover investment insights with enhanced Insight Cards and improved data visualization
• Enjoy smoother funding journeys with improved payment selection flows
Gold
• Convert your cashback into digital gold and choose how you put your rewards to work
• Switch cashback rewards into Gold or Wealth based on your goals
• Improved Gold experience with enhanced tracking and reporting journeys
Home & Discover
• A more personalized Home experience with improved product discovery
• Updated Home actions and banners to help you navigate key journeys faster
• Improved performance and smoother browsing across the app
Sav Pro
• Updated Sav Pro experience with refreshed pricing and cashback benefits
• Improved Sav Pro discovery with updated in-app communication
App Experience
• Easier access to support with improved WhatsApp assistance flows
• Better onboarding experience for global customers with WhatsApp OTP support
• Enhanced app stability, navigation, and overall performance improvements
4.0.87 Jun 17
Sav is becoming faster, more connected, and more intuitive across investing, gold, onboarding, and discovery.
This update introduces a smoother onboarding experience with Emirates ID support, improved Watchlist and discovery journeys, and multiple enhancements designed to make navigating Wealth and Gold feel more seamless and structured.
We’ve also improved app reliability, navigation consistency, and overall platform performance behind the scenes, so every interaction feels smoother, clearer, and more dependable.
Wealth
* Getting started with Wealth is now faster with Emirates ID support and a more seamless verification sharing experience between Wealth and Gold.
* The Watchlist experience has been enhanced to make tracking and managing your favorite stocks feel more intuitive and engaging.
* Discover journeys and investment exploration flows have been improved to help users navigate opportunities more naturally.
* Onboarding, activation, and navigation experiences across Wealth have been streamlined for a smoother investing experience.
Home & Discover
* Product discovery and onboarding engagement experiences are now more refined and personalized across the platform.
* Home Page navigation and walkthrough journeys have been improved to create a smoother in-app experience.
Profile
* The Profile experience is now more stable and reliable with improvements across navigation and account-related journeys.
App Experience
* Investment research and insights experiences have been enhanced to improve overall discovery and engagement.
* Navigation consistency, visual experiences, and overall app responsiveness have been improved across the platform.
* Multiple improvements have also been made to analytics reliability and platform stability.
As always, this release also includes ongoing improvements across security, reliability, operational stability, and overall app performance.
4.0.86 May 31
Sav is becoming more personal, more rewarding, and easier to navigate.
From earning digital gold and silver through exclusive campaigns to tracking your favorite stocks with Watchlist, this update introduces thoughtful improvements designed to make investing feel more intuitive.
We’ve also streamlined onboarding, enhanced discovery across the app, and improved the reliability behind the scenes—so every interaction feels faster, smoother, and more connected.
Gold
* Getting started with Gold is now faster with the ability to reuse your existing Wealth verification. We’ve also expanded voucher-based experiences, allowing users to earn digital gold and silver through exclusive campaigns and reward journeys.
* Behind the scenes, we’ve strengthened reliability across holdings, rewards, and vault operations—while improving pricing flexibility and campaign infrastructure.
Wealth
* Discover investing more naturally with the new Watchlist experience, allowing you to track and manage your favorite stocks with ease.
* We’ve also improved onboarding visibility, added richer FAQs and trust-focused guidance, and enhanced deep linking across insights and key journeys.
Card & Rewards
* Improved cashback and reward tracking now make campaign experiences feel more connected and seamless.
Discover
* The Discover experience is now more personalized, adapting intelligently based on your onboarding and KYC journey.
App Experience
* We’ve refined onboarding across Gold, Wealth, and Card journeys, introduced native app rating prompts, improved navigation consistency, and delivered multiple UI and content enhancements across the app.
As always, this release also includes ongoing stability, reliability, and performance improvements.
4.0.85 May 15
A more seamless, more rewarding Sav.
Discover a smoother path into investing with an enhanced Wealth experience, designed to guide you with clarity and confidence. Gold becomes even more accessible, now with the ability to earn digital gold and silver through exclusive voucher codes.
With faster transactions, smarter login, and easier access to support, Sav continues to simplify how your money moves.
Details:
* Wealth: A more refined onboarding and discovery experience, with improved personalization to help you make better investment decisions.
* Gold: Experience a smoother, more reliable gold journey and now earn digital gold & silver through exclusive voucher-based rewards.
* Onboarding: A more unified and consistent KYC experience across products.
* App Experience: Smarter biometric login, faster performance, and easier access to support via WhatsApp—along with thoughtful UI improvements across the app.
* Improvements: Ongoing enhancements to stability, performance, and overall reliability.
4.0.84 May 1
Sav just got faster, smoother, and more powerful.
Gold
Buy gold using credit & debit cards, enjoy improved pricing transparency, and a smoother checkout. Bank transfers are now enabled for selling.
Wealth
Enhanced onboarding and a better account setup and funding experience.
Card
Now top up your Sav card with any debit or prepaid card.
Improvements
Bug fixes, better performance, and stronger reliability across key flows.
4.0.83 Apr 21
Introducing a more refined Sav experience.
Sav Gold & Silver
Buy gold from AED 10, securely vaulted and backed by Emirates Gold.
Silver is now available across buy, sell, minting, and holdings.
Enhanced pricing and transaction accuracy across all orders.
Payments & Top-ups
More seamless and reliable top-ups.
Improved payment success tracking and experience.
Rewards & Wealth
Enhanced cashback tracking and disbursement.
Improvements across investment search, tax documents, and insights.
App Enhancements
Improved performance, stability, and usability.
Refined onboarding and KYC experience.
Update to experience Sav at its best.
4.0.82 Apr 9
What's New in Sav
Gold is here. Buy real, vaulted, and insured physical gold directly from the Sav app, starting from as little as AED 10. Fractional ownership, full transparency, backed by Emirates Gold and insured by Lloyd's of London.
* We have also made it easier to manage your notification preferences, so you stay in control of what you hear from us and when.
* Top ups are smoother and faster, with an improved experience from start to finish.
* Plus a handful of bug fixes to keep everything running cleanly under the hood.
Update now and start building your gold portfolio today.
4.0.81 Mar 23
We have made enhancements and performance improvements.
4.0.80 Mar 12
We have made enhancements and performance improvements.
4.0.79 Mar 5
We have made enhancements and performance improvements
4.0.78 Feb 20
We’ve made Sav smoother, faster, and easier to use — so managing your money feels effortless.
A better investing experience
- Clearer confirmation when your investment account is set up
- A smoother DIY investing experience with easier scrolling and navigation
Simpler onboarding & verification
- Faster, more reliable identity verification
- Improved Emirates ID renewal experience
- Added checks to keep your account more secure
Smarter checkout & payments
- More reliable checkout experience
- Clearer success and failure messages during payments
Cleaner, smoother app experience
- Improved layouts, transitions, and empty states across the app
- Fixes to visual glitches and loading issues
- Better handling of email sign-ups, including Apple sign-in
Performance & reliability
- Fewer crashes and faster load times
- Bug fixes and behind-the-scenes improvements
Partnering for growth, shaping experiences that elevate your digital journey.
— The Sav Team
4.0.77 Feb 13
We’ve made Sav faster, smoother, and more reliable — with improvements you’ll feel right away.
A Better Sav Card Onboarding
Getting your Sav Card is now simpler and clearer.
* A refreshed onboarding experience from start to finish
* Faster identity verification with clearer status updates
* Improved address and delivery details flow
* Smoother confirmation and card generation screens
More Reliable Top-Ups & Checkout
We’ve strengthened our top-up experience so your money moves without surprises.
*Improved success and error handling
* Better support for refunds when needed
* A more stable checkout flow overall
Smarter Cashback
* Improved cashback accuracy with better merchant categorisation
* Fewer edge cases, more predictable rewards
Clearer Insights
* Behind-the-scenes improvements to how insights are prepared, setting the stage for richer mymoney insights
Investing, Made Clearer
* Better visibility of available holdings when selling stocks or ETFs
* Clearer validations and confirmations before you place an order
* More accurate order status screens
Better Messages, Less Guesswork
* Clearer error messages with actionable guidance — so you always know what to do next
Performance Improvements
* Stronger authentication handling
* App size optimisations for faster downloads
* Stability, performance, and reliability improvements across the app
4.0.76 Jan 30
More Control, Fewer Frictions.
This update focuses on smoother investing, clearer insights, and a more polished experience across Sav.
What’s New:
Easier Investment Onboarding: You can now re-upload or submit a new Proof of Address if your previous document didn’t capture your address correctly.
Investment Statements: View and download your investment statements directly from your profile — clear, accessible, and always up to date.
Gold Experience, Refined: New landing and information screens make exploring Gold on Sav clearer and more intuitive.
Sav Card & Intelligence Info: Updated final info screens explain Sav Card and Intelligence features more clearly, even before KYC completion.
Smoother Registration: You’ll now see a confirmation toast when verification emails are sent — no second-guessing.
Fixes & Improvements:
Stock and ETF graphs now reflect accurate time data, especially in 1-day views.
Lazy Cash insights refresh correctly, with up-to-date timestamps and restored visuals.
Improved stock and ETF deep-dive screens.
Shaping the future of money — securely, simply, smartly.
— Your Sav Team
4.0.75 Jan 20
We have made enhancements and performance improvements
4.0.74 12/22/2025
We have made enhancements and performance improvements
4.0.73 12/11/2025
In this sprint, we have delivered a smoother, faster, and more personal onboarding experience that sets the tone for your entire Sav journey.
What’s New:
* All-New Onboarding Design: A fresh look from splash to signup - complete with interactive charts, walkthrough cards, and a more intuitive flow for new users.
* Welcome Back Flow: Returning users now get a personalized “Welcome Back” experience that picks up right where you left off.
* Smarter Investment Setup: Investment onboarding just got more organized - sector and position inputs are now clearer and separate.
* Faster Search, Deeper Insights: Our upgraded investment search now finds your stocks, ETFs, and portfolios in a snap- with better performance and accuracy.
* Watchlist 2.0: Your Watchlist gets a visual upgrade — faster loading, sleeker UI, and real-time updates.
* Visual Polish & Performance: Refreshed colors, smoother graphs, and faster screens across the app for a seamless, modern experience.
Sav continues to shape the future of money - beautifully, simply, and smartly.
4.0.72 12/10/2025
Investing, updgraded.
Your Sav app just got sharper. This sprint focuses on making investing faster, smarter, and more intuitive - so you stay in control of every move.
What’s New:
New Investment Onboarding: A sleek, step-by-step experience that gets you from setup to your first investment effortlessly.
Search Made Simple: Instantly find stocks, funds, or portfolio details with our new Discover and Dashboard Search features.
52-Week Insights: Track a stock’s high and low over the past year with live difference and percentage metrics — perfect for spotting trends.
Clearer Orders & Commissions: Every order now shows price, fee, quantity, and type upfront — no surprises, just clarity.
Smarter Cashbacks: We’ve updated cashback rules to ensure refunds and reversals are reflected more accurately.
Statement Downloads: Need your records for longer? You can now download statements for more than six months.
Smoother Experience: We fixed a few glitches, optimized stock charts, and made portfolio performance tracking more responsive.
Shaping the future of money—securely, simply, smartly.
— Sav
4.0.71 11/20/2025
We have made enhancements and performance improvements
4.0.70 10/20/2025
This festive season, your Sav app gets a powerful refresh designed to make every move with your money effortless and rewarding.
What’s New:
Festive Gold Deal: Sav users can now buy gold and silver from Emirates Gold with zero convenience fees and free delivery—our way of adding sparkle to your holidays.
Lazy Cash Finder: Put your idle money to work. Our new refresh button scans your linked accounts, identifies uninvested cash, and helps you deploy it instantly.
Portfolio Shortcut: Just made an investment or a purchase? Instantly track your portfolio’s performance with a single tap.
Investment Onboarding: We’ve redesigned the first-time investing experience with a cleaner, step-by-step walkthrough to make getting started seamless.
Bug Fixes & Enhancements: A few tweaks and fixes under the hood to ensure your app runs smoother than ever.
Sav continues to shape the future of money—securely, simply, and smartly.
4.0.69 10/17/2025
we have made enhancements and performance improvements
4.0.68 10/16/2025
This is one of our biggest releases yet, built around helping you grow your wealth.
Investments are here
Your money should work as hard as you do. With this update you can:
– Start with Lazy Cash for effortless returns.
– Buy fractional shares - own part of expensive stocks with any amount.
– Unlock access to 10,000+ US stocks & ETFs.
– Build and diversify with intelligent portfolios, powered by Sav’s unmatched investment intelligence and easy-to-understand insights.
Physical gold, delivered to your doorstep
Buy physical gold in the app and have it delivered anywhere in the UAE - secure, insured, and simple.
Sav is becoming your partner in financial growth, from everyday saving to long-term wealth creation. We’re making investing friendly, flexible, and built for real life.
Thank you for being part of our journey - update now and start your investment story with Sav.
4.0.67 10/01/2025
We added more rewards and some cool new features in this new release.
* Gold at your doorstep - Emirates Gold & Silver now available for doorstep delivery.
* Cashback on Jewellery- 5% cashback on Tanishq jewellery across the UAE.
* “Month of More” offers: 10% extra value on Landmark brands and 5% cashback on Cleartrip flights and hotels.
* Key Fact Statements for Sav cards introduced for greater transparency.
* Performance improvements and bug fixes.
Shaping the future of money, securely, simply, smartly.
-Team Sav
4.0.66 09/18/2025
IPOs are now on Sav Wealth
Discover upcoming IPOs, review key company details, apply directly through Sav Wealth, and track your applications in one place.
Wealth
Discover upcoming IPOs and view key company information.
Apply for IPOs and manage your applications directly in the app.
Track open and submitted applications throughout the process.
Cancel, modify, or withdraw applications where available.
Explore markets through an enhanced Market Explorer, expanded lists, and richer peer insights.
Enjoy smoother onboarding, navigation, funding journeys, charts, and homepage interactions.
Set up daily frequency investments with zero platform fees.
Gold
Get started more easily with the new Sav Gold onboarding experience.
Enjoy improved Gold campaigns and Recurring Buy journeys.
Sav Card
Track cashback more easily with updated category-wise limits.
Enjoy improved card notifications and top-up journeys.
App Experience
Continued improvements to navigation, onboarding, performance, and overall reliability.
more Version 4.0.90 4d ago
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Data Linked to You The following data may be collected and linked to your identity:
Data Not Linked to You The following data may be collected but it is not linked to your identity:
Location Contact Info Contacts User Content Identifiers