Log expenses in seconds by voice, Siri or automations. Set budgets, see where your money goes and check it on widgets or Apple Watch. Private, no bank login needed.
A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed.
JUST SAY IT
Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device.
ASK SIRI ABOUT YOUR MONEY
"How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too.
EXPENSES THAT LOG THEMSELVES
Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere.
POWERFUL WIDGETS AND APPLE WATCH
Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist.
SHARED SPACES, WHEN YOU NEED THEM
Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate.
SEE WHERE YOUR MONEY GOES
One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today.
BUDGETS AND BILLS UNDER CONTROL
Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises.
ALL FEATURES
- Expense and income tracking
- Voice input with Fineyo AI (Apple Intelligence)
- Siri, Spotlight and Shortcuts actions
- Apple Pay and bank notification automations
- Home Screen, Lock Screen and Control Center widgets
- Apple Watch app with complications
- Category budgets with alerts
- Monthly reports and daily summary
- Spending charts and spending map
- Recurring transactions with reminders
- Receipt photos
- Multiple accounts: bank, cards, cash
- Shared spaces with family or roommates
- Multi-currency with travel currency and daily exchange rates
- Custom categories with icons and emoji
- Search, filters and CSV export
- iCloud sync across your iPhone and iPad
- Works offline
- Dark mode, theme colors and custom app icons
PRIVATE BY DESIGN
No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too.
FINEYO PRO
Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family.
Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits.
Terms of Use
https://fineyo.app/terms-of-use
Privacy Policy
https://fineyo.app/privacy-policy
I really liked Fineyo from the beginning. The app caught my attention with its attractive icon, and I was looking for a simple, stylish, and convenient way to track my finances. So far, I really appreciate its simplicity, clean interface, and useful features. It provides all the information I need, and even a little more, without unnecessary clutter.However, there are a few things that could be improved. The widget layout feels slightly misaligned, with an inconsistent grid and some typography issues. These details make the overall design feel less polished than it could be.I also noticed a possible bug in the "Top Expenses" section. The “Unassigned” category appears with an Expenses icon in the list, but when I open it, the icon changes to Income. Since this category exists in both Expenses and Income, it seems that the app may be confusing the two.Overall, I enjoy using Fineyo, and I think it has great potential. The app is simple, practical, and well-designed in many ways. Fixing these small design issues and the possible bug would make the experience even better.Suggestions for Improving the WidgetsI would suggest aligning the widget layout with Apple’s Calendar widget grid to create a more consistent and balanced appearance. This would improve spacing, alignment, and the overall visual harmony.I would also remove the small colored account icon, as it feels unnecessary and distracts from the minimalist design. Instead, I would give the account name itself a subtle color accent to make it easier to recognize while keeping the widget clean and elegant.These small changes would make the widgets feel more polished, consistent with Apple’s design language, and visually appealing without adding unnecessary elements.Another suggestion for improvement:Please consider allowing users to completely remove or hide the default “Unassigned” category. It appears in both Expenses and Income, even when it is not needed, and adds unnecessary clutter to the interface and financial statistics.I would prefer to see only the categories I actually use. If removing it completely is not possible, an option to hide it from category lists and statistics would be a great alternative.
Developer Response
Thank you very much for the feedback. I will consider your suggestions in the upcoming release.Next major update includes big changes to widgets, they will be redesigned from the ground up, as well as new 14 widgets (+ lock screen and control center widgets) will be introduced. Stay tuned!
My wallet thanks me daily 💸
Noah Phillip
Switched from a way more expensive budgeting app and honestly Fineyo does everything better. iCloud sync works perfectly across my devices and the multi-currency support is a lifesaver when I travel. The UI feels like native apple app
Developer Response
Thank you for the feedback!
I love the design!
Bball2code
This is my new favorite way to keep track of my spending. I love the modern feel compared to the usual finance apps, this feels more fun! 10/10
Developer Response
Thank you for your support!
Great app
Dragonixjin
i love this app. simple to use and amazing
Developer Response
Thank you for your support!
Major 4.8 update brings Fineyo to your Apple Watch, Siri and the Lock Screen.
What's New:
- New Widgets: More Home Screen widgets, and tapping a widget opens the matching screen in the app.
- Apple Watch App: Add transactions and check your balance and budgets on your wrist, with complications and Smart Stack widgets.
- Siri & Shortcuts: Ask Siri to add a transaction, or ask how much you spent, earned or saved, your net worth and how your budgets are doing.
- Lock Screen Widgets & Quick Add: Keep an eye on your money from the Lock Screen, and add a transaction from Control Center, the Action button or Back Tap.
- Monthly Reports: Get a recap of each month with your income, spending, savings and top categories.
- Daily Summary: Get a notification with what you spent today compared to yesterday.
- Upcoming Recurring Transactions: See upcoming payments on the Overview and get a reminder the day before. They're added to your totals only on their day.
- Spending Map: See where you spend on a map. Apple Pay and bank notification automations add the location for you.
- Bank Notification Automation: Log transactions automatically from your bank's notifications with a step-by-step Shortcuts guide.
- Richer Insights: Category details, search results and top categories now show a summary, charts and your biggest changes.
- Private Voice Input: Fineyo AI now runs on-device with Apple Intelligence, so your voice never leaves your iPhone.
- iPad & Mac: Fineyo now runs on iPad and Mac with a sidebar layout.
- Sort Order: Sort transaction lists from newest or oldest first.
- Hide Unassigned Category: Hide the Unassigned category from category pickers if you always pick a category.
- Stability and UI improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
Version 4.8.0
The developer, Deniss Dubinins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
