Neu is a credit builder card for students, immigrants, and anyone new to U.S. credit. No Social Security Number required.* Apply in 5 minutes and get a quick decision. Pick 0% APR forever or no annual fee.
*If you have an SSN you must provide it.
Choose between No Interest (EVER) or No Annual Fee (ALWAYS). No tricks, no confusion. Simple, transparent, and built around you.
CHOOSE THE NEU CARD THAT BUILDS CREDIT YOUR WAY:
0% APR NEU 1 VISA CARD:
* 0% APR. No interest, ever
* $7 a month. One simple monthly fee, and that is it
NO ANNUAL FEE NEU 2 VISA CARD:
* No annual fee, always
* 26.99 to 29.99% APR
BENEFITS THAT COME WITH BOTH CARDS:
* $350 and up credit limit
* Earn unlimited 3% cash back on airfare..
* Apply in under 5 minutes, get a quick decision
* Simple application for those building credit
* Add to Wallet and pay with the tap of your phone
* Account freeze capability
* A credit line that can increase over time
* Get $25 for every friend you refer who is approved for Neu Card, up to 25 friends
* Real human customer service
WHO THE NEU CARD IS FOR:
* International students building credit for the first time
* Immigrants and visa holders, including those with no Social Security Number
* F-1, J-1, and H-1B visa holders
* First-time cardholders and recent graduates
* Anyone new to the U.S. financial system
Neu is a credit card for international students, new immigrants, and anyone looking for a credit card with no Social Security Number required.
YOUR SCORE STARTS HERE.
Each on-time payment you make helps build your credit history over time.
Issuer Disclosure: *Annual percentage rate
**Neu Card issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
See all rates and fees: https://neumoney.app/terms-and-conditions/
What's New
Earn $25 for every friend you refer who gets approved, up to 25 friends. Updated card benefits.
I thought I’d always have poor credit. My first card with another company dug me even deeper in debt! I had my head in the sand. Neu helped me fix my credit more timely than I had expected and not only did I build my credit to a place of receiving more offers, I also built my self confidence! I felt like I was in a hole that was going to bury me. Neu handed me the shovel and showed me how to build a castle in the sand! Their support has been the foundation to my success!
Developer Response
Hi, your review made us our day! Happy building credit with Neu :)
Expectations
Truth finder 2
I’m very dissatisfied with the processing time for payments on this card. Neu really needs to find a better payment processing system or give cardholders the option to make an express payment for a faster posting time.Waiting this long for a payment to become available makes the card difficult to rely on when you actually need to use it. At this point, I could have just kept my cash and used it instead, because cash is much more reliable when you need immediate access to your money.I like the concept of the Neu card, but the long payment-processing wait is a major issue that needs to be addressed. Cardholders should not have to wait this long to access their available credit after the payment has already been taken from their bank account.
Developer Response
Hi there, we appreciate you sharing your concerns about payment processing times. We understand your request for a faster payment option and how helpful that would be. It's certainly important to have your available credit restored when you need it. Kindly contact us at support@neumoney.app, and our team will be happy to look into this for you.
this is awesome
Mr.Izzi11b
There’s not many places out there that offers the opportunity that Neu gives to it’s customer. 0% APR is crazy when just about any other Card out there is at least 28% interest. Customer service was great to me win my bank didn’t pull up on the list to verify my accounts. Their manual process of adding my bank account was pretty straightforward and I gotta say everything I’m saying from them so far is beyond perfect.
Developer Response
Hey, thanks for sharing your review. Enjoy your Neu card!
Austan Sullivan Martin🧡
Austan87
A M A Z I N G ! ❗️‼️❕🇺🇸If I was ever in competition I would wave the white flag 🏳️ for this one because I just respect and care for Neu & all of his customers. I love how my credit score is right there and it boosted 100 points after making a solid payment which I followed diligently through the soft forest of prickly 🌳 sticker bushes. Finally I soared through gumdrop falls to land with a beautiful new credit limit that’s has NO INTEREST! Austan🧡🧑🏼🏫
Developer Response
Hi Austan! We loved reading your review and hearing how much you’re enjoying your Neu experience. It’s wonderful to hear you’re enjoying your Neu card and celebrating the progress along the way. Thanks for sharing your story with us! we truly appreciate having you as part of the Neu community!
UX enhancements and security improvements.
Version 1.1.63
The developer, Neu Money Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
