Neu Money: Build Your Credit

Build Credit, No Credit Needed

Only for iPhone

Free

iPhone

Get $25 for every friend you refer who is approved, up to 25 friends. 0% APR forever or no annual fee. Pick the card that fits you. Neu is a credit builder card for students, immigrants, and anyone new to U.S. credit. No Social Security Number required.* Apply in 5 minutes and get a quick decision. Pick 0% APR forever or no annual fee. *If you have an SSN you must provide it. Choose between No Interest (EVER) or No Annual Fee (ALWAYS). No tricks, no confusion. Simple, transparent, and built around you. CHOOSE THE NEU CARD THAT BUILDS CREDIT YOUR WAY: 0% APR NEU 1 VISA CARD: * 0% APR. No interest, ever * $7 a month. One simple monthly fee, and that is it NO ANNUAL FEE NEU 2 VISA CARD: * No annual fee, always * 26.99 to 29.99% APR BENEFITS THAT COME WITH BOTH CARDS: * $350 and up credit limit * Earn unlimited 3% cash back on airfare.. * Apply in under 5 minutes, get a quick decision * Simple application for those building credit * Add to Wallet and pay with the tap of your phone * Account freeze capability * A credit line that can increase over time * Get $25 for every friend you refer who is approved for Neu Card, up to 25 friends * Real human customer service WHO THE NEU CARD IS FOR: * International students building credit for the first time * Immigrants and visa holders, including those with no Social Security Number * F-1, J-1, and H-1B visa holders * First-time cardholders and recent graduates * Anyone new to the U.S. financial system Neu is a credit card for international students, new immigrants, and anyone looking for a credit card with no Social Security Number required. YOUR SCORE STARTS HERE. Each on-time payment you make helps build your credit history over time. Issuer Disclosure:
*Annual percentage rate **Neu Card issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. See all rates and fees: https://neumoney.app/terms-and-conditions/ What's New Earn $25 for every friend you refer who gets approved, up to 25 friends. Updated card benefits.

  • 4.8
    out of 5
    1.2K Ratings

UX enhancements and security improvements.

The developer, Neu Money Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Neu Money Inc.
Size
  • 168 MB
Category
  • Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
18+
Copyright
  • © 2025 Neu