Are you banking with the best app in town? Australia’s Best Banking App three years running* - secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence.
You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence.
Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place.
Things you should know:
*This claim is based on The Forrester Digital Experience Review™ of 4 Australian mobile banking apps in Q3 2025.
Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you.
Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
more Wow well done on the refreshing upgrade that was needed. I think you nailed pretty much, each section has been properly planned and thought out very nicely. Especially the first three sections: Home - great overview over the account. Quick and easy way to dive into each one. No clutter, very clean UI/UXCards - actually packed in a lot of real features, love the swipe left and right between cards. You guys totally nailed it $ - awesome quick load actions to use most common actions like transfer funds. Love how it pops up as wellAs someone that’s been with Westpac since first online banking website and first mobile, I appreciate the long road it’s travelled over the years. Congrats!The only part that is a little slow is the product and profile sections - where you decided to go for an in app web browser. Why didn’t you just preload the data so it loads instantly instead of waiting for webpage to load. Even if it loads previous visit data right away while it refreshing content. On a good note - you put in some nice spoilers like Change app icon and other colors. I hope the customers appreciate the time taken to put this together for them. I know how hard it is to do it
Wow well done on the refreshing upgrade that was needed. I think you nailed pretty much, each section has been properly planned and thought out very nicely. Especially the first three sections: Home - great overview over the account. Quick and easy way to dive into each one. No clutter, very clean UI/UXCards - actually packed in a lot of real features, love the swipe left and right between cards. You guys totally nailed it $ - awesome quick load actions to use most common actions like transfer funds. Love how it pops up as wellAs someone that’s been with Westpac since first online banking website and first mobile, I appreciate the long road it’s travelled over the years. Congrats!The only part that is a little slow is the product and profile sections - where you decided to go for an in app web browser. Why didn’t you just preload the data so it loads instantly instead of waiting for webpage to load. Even if it loads previous visit data right away while it refreshing content. On a good note - you put in some nice spoilers like Change app icon and other colors. I hope the customers appreciate the time taken to put this together for them. I know how hard it is to do it
I live overseas and the app now makes Australian banking so much easier, saving time while assured of my banking securityDesign of app is world class, perhaps superior to my US banking apps now using face log on is great!
I live overseas and the app now makes Australian banking so much easier, saving time while assured of my banking securityDesign of app is world class, perhaps superior to my US banking apps now using face log on is great!
Excellent customer service! The customer rep solved my problem when I called from overseas in a courteous and knowledgeable manner and was fast. He was a good listener and efficiently walked me through the app and, presto, done! Couldn’t be happier!
Excellent customer service! The customer rep solved my problem when I called from overseas in a courteous and knowledgeable manner and was fast. He was a good listener and efficiently walked me through the app and, presto, done! Couldn’t be happier!
The login/username field limits you to numbers only, my login isn’t numbers only. No mobile deposit, plus being a bank this app should have 2step verification text codes, last century banking compared to the us
The login/username field limits you to numbers only, my login isn’t numbers only. No mobile deposit, plus being a bank this app should have 2step verification text codes, last century banking compared to the us
Our latest version includes:
• SafeBlock: Instantly lock/unlock your accounts and cards – no calls, no wait.
• Report Card Transactions: Easily report unfamiliar card transactions straight away – even if it’s pending.
• Simplified Payments Hub: Updated payments hub design to make things clearer and quicker.
• Minor Enhancements & Bug Fixes
12.0.2 3d ago
Our latest version includes:
• SafeBlock: Instantly lock/unlock your accounts and cards – no calls, no wait. ·
• Report Card Transactions: Easily report unfamiliar card transactions straight away – even if it’s pending. ·
• Simplified Payments Hub: Updated payments hub design to make things clearer and quicker. ·
• Minor Enhancements & Bug Fixes
12.0.0 Mar 24
Our latest version includes:
• FX Rate Alerts: Set your target currency rate and get notified when it’s reached.
• Track International Payments: Monitor the progress of your overseas payments and schedule them in advance.
• Transaction Report: Download a PDF of your recent transactions.
• Fixed FX: Lock in exchange rates for future international payments.
• SafeCall: Receive calls through the Westpac App, helping you confirm it’s us calling, and not a scammer.
• Minor Enhancements & Bug Fixes
11.9.0 Jan 28
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. In this version of the app:
• SafeBlock: You can now easily block your accounts and cards with the tap of a button if you suspect fraud.
• Edit Payee: You can now edit payee details in the app.
• Business Budget Tools: Introducing Budget Tracker, a new feature now available in our suite of Business Financial Management Tools.
• Minor Enhancements & Bug Fixes
11.8.2 10/02/2025
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. In this version of the app:
• SafeBlock: You can now easily block your accounts and cards with the tap of a button if you suspect fraud.
• Edit Payee: You can now edit payee details in the app.
• Business Budget Tools: Introducing Budget Tracker, a new feature now available in our suite of Business Financial Management Tools.
• Minor Enhancements & Bug Fixes
11.8.0 09/23/2025
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. In this version of the app:
• Payments made simpler: Save time by reusing previous descriptions for future payments and making additional transfers from the receipt page.
• In-app Accessibility settings: Learn how to change font size, colour filters and more in the Accessibility settings feature. Search for Accessibility to explore more.
• Your dashboard, your rules: Make your dashboard your own. Choose your most used accounts for quick access and a clearer view of your money, all in one place.
• All-in-one money tools for Sole Traders: To help support informed financial decisions. Including cash flow tracking, income analysis and alerts for duplicate or unusual payments.
• Minor Enhancements & Bug Fixes
11.7.0 06/17/2025
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. In this version of the app:
• Australian-first SafeCall: receive calls from the Westpac App, helping you confirm it’s us calling, and not a scammer.
• Multiple Offset Accounts: helping reduce interest payments and pay off your mortgage faster.
• Automate Pocket Money: pay your kids for chores and build great money habits.
• Digital Card for Business cards: extra protection using the dynamic CVC on your digital card. Add to your digital wallet or use it in the Westpac App.
• Minor Enhancements & Bug Fixes
11.6.0 03/27/2025
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. In this version of the app:
• Minor enhancements and bug fixes
11.5.1 12/19/2024
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. In this version of the app:
• Minor enhancements and bug fixes
11.5.0 12/04/2024
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking.
In this version of the app:
• Accounts and cards have a new home that combines the essentials in one spot.
• Discover our new Money Bootcamp to help unlock your potential.
• Create shared savings goals with friends or family who have Westpac accounts, to help make dreams a reality.
11.4.2 10/28/2024
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking.
In this version of the app:
• Accounts and cards have a new home that combines the essentials in one spot.
• Discover our new Money Bootcamp to help unlock your potential.
• Create shared savings goals with friends or family who have Westpac accounts, to help make dreams a reality.
11.4.1 10/11/2024
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking.
In this version of the app:
• Accounts and cards have a new home that combines the essentials in one spot.
• Discover our new Money Bootcamp to help unlock your potential.
• Create shared savings goals with friends or family who have Westpac accounts, to help make dreams a reality.
11.4.0 09/27/2024
Your dollars deserve the best. Our #1 App is secure, smart, simple and packed with handy tools for everyday banking. This version of the app gives you access to:
• Money management tools – explore financial education tools with our Financial Wellbeing Hub and understand where you stand with the Net Worth tool.
• New security features and enhancements to help keep you safe across personal and business accounts.
• Minor enhancements and bug fixes
11.3.0 06/12/2024
• Tax Organiser – Don’t miss the small things, they add up. Keep track of your tax relevant transactions
• Budget Planner - See how much you can spend, organise the day-to-day or save for something special with our Budget Planning tool.
• Explore our updated layout which helps you find payments in one place and access your digital card faster.
• New security features and enhancements to help keep you safe from scams, including prompts for additional information and mandatory descriptions for payments to BSB and account numbers.
• This version includes other minor enhancements and bug fixes
11.2.0 03/27/2024
• Add, track, review and receive reminders of bills and regular expenses with Bills Calendar
• Discover potential savings on subscriptions and bills with Savings Finder
• Explore our updated layout which helps you find insights, rewards and manage your money using our budget tools.
• This version includes other minor enhancements and bug fixes
11.1.0 01/19/2024
• Currency Converter widget giving easy access to exchange rates
• Updated app experience for iPad users, with new features and security enhancements
• This version includes other minor enhancements and bug fixes
11.0.0 09/25/2023
• Add your eligible cards to Apple Pay, via the Apple Wallet app, without a physical card using your existing mobile banking login details
• Create, manage, and tag custom subcategories for transactions
• Search transactions by sub-category and tags
• Our updated app experience is here for our iPad customers. It will give you access to updated features and security enhancements to help keep your accounts safe
10.13.0 07/04/2023
• Add a new payee using their mobile number (known as PayID) to your address book by taking a photo or uploading an image
10.12.0 04/26/2023
• Copy a past payment to save time when making a similar payment in the future
• Split and track shared expenses with others. Send a reminder to them
10.11.0 02/21/2023
• Create personalised tags to easily identify spend e.g. Tag your transactions that are 'tax deductible' or ‘holiday expenses’
• Biller icons to help you easily identify who you’re paying
• Our updated app experience is here for our Personal & Business customers. With faster, smoother navigation to help you easily find what you need.
10.10.1 12/06/2022
• Create personalised tags to easily identify spend e.g. Tag your transactions that are 'tax deductible' or ‘holiday expenses’
Our updated app experience is here for our Personal & Business customers. With faster, smoother navigation to help you easily find what you need.
10.10.0 11/23/2022
• Compare spend by categories – see where you’re spending most with transactions now grouped into categories like groceries and rent
• Cash flow view – track monthly incomes and expenses to help you budget
• Request a payment from someone by sending a reminder
Our new app experience is coming soon for Business & Personal Network customers.
With faster, smoother navigation to help you easily find what you need.
10.9.1 09/15/2022
• Compare spend by categories – see where you’re spending most with transactions now grouped into categories like groceries and rent
• Cash flow view – track monthly incomes and expenses to help you budget
• Request a payment from someone by sending a reminder
Our new app experience is coming soon for Business & Personal Network customers. With faster, smoother navigation to help you easily find what you need.
10.9.0 09/15/2022
• Customise home screen – Show, hide, and reorder information, including Payments and Net position
• Widgets – View your recent transactions on your device home screen
If you’re experiencing any issues with the app, please delete the app and re-install it. Make sure you have auto updates switched on and you’re on the latest operating system.
10.8.0 06/29/2022
• View your upcoming bills and subscriptions for eligible accounts to help you budget
• View your last login time under Profile to ensure no one else has accessed your account
If you’re experiencing any issues with the app, please delete the app and re-install it. Make sure you have auto updates switched on and you’re on the latest operating system.
10.7.0 04/21/2022
Our latest version includes:
• SafeBlock: Instantly lock/unlock your accounts and cards – no calls, no wait.
• Report Card Transactions: Easily report unfamiliar card transactions straight away – even if it’s pending.
• Simplified Payments Hub: Updated payments hub design to make things clearer and quicker.
• Minor Enhancements & Bug Fixes
more Version 12.0.2 3d ago
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info Identifiers Usage Data Diagnostics Data Not Linked to You The following data may be collected but it is not linked to your identity:
Location Contact Info User Content Search History Browsing History Usage Data Diagnostics Other Data 
