Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator.
Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance.
Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next.
FEATURES
* Payment progress indicators for easy tracking and motivation
* Record payment and spending transactions for accurate balances
* Quick view of upcoming scheduled payments
* Timely due-date reminders with notifications
* Payoff Plan estimator to support your payoff planning
* Built-in debt snowball method for estimates and planning
* Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox)
* Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more)
Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device.
Better, free apps than this one. Don’t waste your money!
Vanessa Michele Marcus
Disappointed that once you enter debts they are “uneditable” when it comes to editing planned payment it does NOT save. There are better free apps that I will continue to use instead of one this one that had to be purchased.
Best snowball tracker I’ve found
jd.payne
The app has just about everything I need, functionally. The UI is a bit spartan, but it’s clean and gets the job done. The ability to add payments and expenses to your debts is a feature that is shockingly difficult to find in other debt trackers, and is what set this one apart for me. Being able to see the impact of those variables as you go is really great.The biggest thing missing for me so far is the ability to edit payments. If you make a mistake when entering a payment or expense detail, you can’t edit it. You’ll have to delete it and re-enter.Great work so far!
Best debt payoff app
DInTheGump
Debts has a clean interface, is simple to use, and is very responsive. I appreciate having a goal to shoot towards and being able to see the expected date of payoff and percentage completed is a huge motivation for me. Thanks!Only improvements I could suggest would be using Touch/Face ID to unlock and the ability to back up either through email or iCloud.
Great concept
Rosi53
I wrote an earlier review of this app that was not very positive. I hope this one will over write my earlier comments. Initially I was under the impression that we were unable to edit the debt entered but realized that tapping on the debt and clicking on the blue disclosure button takes you to different areas. Now I can say I'm very excited and look forward to successfully using the app.
This update includes bug fixes and is iOS 26 compatible.
Version 2.7
The developer, Coopla, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
