Advizmo. Auto-Invest & Save
Expert Portfolios, Tax-Smart
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Automate the parts of your finances you keep putting off. Idle cash invested, transfers calculated, tax losses harvested daily.
Automate the money work.
Advizmo finds cash that's sitting idle, calculates what you can move, and invests it in diversified ETF portfolios. Daily tax-loss harvesting. Tax-smart selling on withdrawals when you need cash for bills or life events. An alert before checking runs short.
The work you'd have to do yourself every week, done automatically.
WHAT IT REPLACES
Cash sitting idle in checking. Tax-loss opportunities you never noticed. Spreadsheet math about what you can actually afford to move.
WHAT ADVIZMO DOES
Calculates your ready-to-invest amount in real time
Invests it in diversified ETF portfolios
Applies daily tax-loss harvesting
Uses tax-optimized lot selection when you withdraw
Rebalances with each purchase
Alerts you if checking is heading below your target
SEE EVERYTHING IN ONE PLACE
Every account, bill, and investment on one screen. Transfer between accounts with a clear plan. Keep a cash cushion sized to each account.
AI FINANCE ASSISTANT
Ask questions about your own money. "How much did I spend on dining last month?" Answers come from your connected accounts, not canned responses.
HOW IT WORKS
Connect your accounts
Set a target checking balance (for example, $3,000)
Review your recurring transactions
Open your auto-invest account
Advizmo takes over: investing, monitoring, rebalancing, and harvesting losses
TWO WAYS TO USE ADVIZMO
Financial Assistant + Cash Management
$2.99 to $14.99/month, or $29.99 to $99.99/year. [ONE LINE ON WHAT SEPARATES THE TIERS] 30-day free trial. Subscription fee waived once your auto-invest balance reaches $1,000.
Auto-Invest Account
Free to open. No minimums. 0.25% annual advisory fee on invested assets, deducted quarterly in arrears. Custody by Interactive Brokers LLC, member FINRA/SIPC.
Start your 30-day free trial.
IMPORTANT DISCLOSURES
Advisory services through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment adviser (SEC File No. 801-133876). Registration does not imply a certain level of skill or training. Advizmo is not a bank, tax adviser, attorney, or CPA.
The AI Finance Assistant provides educational information and account analysis only. It is not personalized investment, tax, or legal advice, and responses may contain errors. Advisory services are governed by your advisory agreement and Form ADV Part 2A.
Tax-loss harvesting, tax-optimized lot selection, and rebalancing may help manage capital gains, but effectiveness depends on your full tax and investment profile. Not tax advice.
Illustrative dollar amounts do not represent actual client accounts or results. Investment amounts are shown gross of advisory fees.
The subscription waiver applies to the subscription fee only. The 0.25% advisory fee continues regardless. Full fee details in Form ADV Part 2A.
Custody and brokerage by Interactive Brokers LLC, member FINRA/SIPC. IBKR accounts are SIPC-protected up to $500,000 ($250,000 cash), plus excess SIPC coverage. SIPC covers broker-dealer failure, not market losses. Coverage limits and conditions at advizmo.com/disclosures.
Securities are not FDIC insured, not bank guaranteed, and may lose value. All investing involves risk, including possible loss of principal. Past performance does not guarantee future results.
For Form CRS, Form ADV Part 2A, and full disclosures: advizmo.com/disclosures
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
© 2026 TalkAboutHealth, Inc. DBA Advizmo.
more Such a helpful app to automate and optimize managing your personal finances and savings. I used to manage multiple accounts and had to manually move money to each after each paycheck and now can do it all automatically in a tax efficient way. Lifesaver!
Such a helpful app to automate and optimize managing your personal finances and savings. I used to manage multiple accounts and had to manually move money to each after each paycheck and now can do it all automatically in a tax efficient way. Lifesaver!
Now I don’t have to worry about having enough funds to cover my monthly expenses, and my excess cash is not sitting idle anymore but being automatically invested instead.
Now I don’t have to worry about having enough funds to cover my monthly expenses, and my excess cash is not sitting idle anymore but being automatically invested instead.
Extremely helpful and easy to use personal finance app. Still amazed how automated Advizmo makes everything - truly a game changer and excited to watch my portfolio grow!
Extremely helpful and easy to use personal finance app. Still amazed how automated Advizmo makes everything - truly a game changer and excited to watch my portfolio grow!
Gives me alerts when I need to move funds to investment so I earn more passive income.
Developer Response Thank you so much for the review! Let us know what additional features we can add.
Gives me alerts when I need to move funds to investment so I earn more passive income.
Thank you so much for the review! Let us know what additional features we can add.
- A new way to move money between accounts, with a clear plan and one swipe to confirm
- Set a cash cushion for each account
- Mark bills as paid, and undo if needed
- Tap any number on your overview to see the details
- Reconnect a disconnected account in one tap
- Bug fixes and dark mode improvements
2.5.0 6d ago
- Manage Connections: each bank now lists the accounts it covers, so you know exactly what a disconnect removes.
- Activity: sort and filter your history, and see each step of a transfer or investment as its own row.
- Recurring: choose the cadence when you mark a transaction recurring, and a bill without a paying account now prompts you to pick one.
- Cash Account: a dividends row shows what your cash has earned, with a tap-through breakdown.
- Bug fixes and enhanced performance
2.4.9 Aug 19
- Step-by-step timeline for transfers and trades
- Tap any trade to see its details
- Cancel a transfer before it's sent, with a live countdown
- Edit how often bills and income repeat
- Bug fixes throughout
2.4.8 Aug 12
- Smoother signup and various fixes.
- Faster loading and smoother sign-up
- Performance improvements
- Bug fixes throughout
2.4.7 Aug 6
- Review the recurring bills and income we detect with a quick Yes or No.
- Pick any month to view your spending.
- Move money and connect more accounts right from your account card.
- Links in your email now open the right screen instantly.
- Smoother signup and various fixes.
2.4.6 Aug 2
- Recurring bills & income, found for you. Connect an account and Advizmo now automatically surfaces your recurring transactions to review — no more hunting for them.
- Smoother profile setup. Your preferences and details now save reliably, and the setup checklist stays accurate as you go.
- Extra protection for your money. Larger withdrawals and auto-invest transfers now ask for a quick one-time verification code.
- Performance improvements
- Bug fixes throughout
2.4.5 Jul 29
- Tap any bill to see or edit its details
- Review recommended transfers before you confirm
- Faster loading and smoother sign-up
- Bug fixes and improvements
2.4.4 Jul 23
- Every recommended money move now explains why — cover bills, build your cushion, or invest idle cash
- Pending deposits and withdrawals now count toward your cash picture, with settle dates and From/To details
- New detail screens for transfers, warnings, and on-track accounts — tap to see the math behind every number
- Ask the AI advisor anything by text or voice, before connecting an account
- Refreshed Premium screens with a 30-day free trial for new subscribers
- Bug fixes and performance improvements
2.4.3 Jul 11
- Redesigned Premium purchase, landing and onboarding screens
- New All Expense Categories view
- Improved Financial Health Score with history and recommendations
- Better transaction details and spending insights
- Smoother AI chat experience
- Bug fixes and performance improvements
2.4.2 Apr 23
- New AI Voice assistant — talk to Advizmo and get answers, insights, and guidance hands-free
- Financial Health Score card on your dashboard for an at-a-glance view of where you stand
- Redesigned sign-up and onboarding flow for a faster, smoother start
- Smarter AI insights: improved navigation from bottom sheets and fewer duplicate chat messages
- Bug fixes for profile completion, onboarding, and authentication
- Performance and stability improvements
2.4.1 Apr 14
- Extended free trial from 7 days to 30 days — more time to explore everything Advizmo has to offer
- Improved purchase screen now displays the auto-invest account benefit with a direct link to get started
- Bug fixes and stability improvements
2.4.0 Mar 25
- Smarter AI assistant with real-time "looking up" indicator while researching answers
- Streamlined investment account sign-up experience
- Enhanced Interactive Brokers integration with easier single sign-on access
- Improved brokerage task management and subscription reliability
- General bug fixes and performance improvements
2.3.9 Mar 19
- Seamless investment experience with fewer taps
- UI enhancements for a smoother user experience
- Performance improvements and bug fixes
2.3.8 Mar 12
- Introducing AI Chatbot: Get instant answers and support right from the app with our new AI-powered chat assistant
- Redesigned tab bar for easier navigation
- New "More" tab for quick access to additional features
- Bug fixes and performance improvements
2.3.7 Mar 4
Fixed issue with auto-invest account opening.
2.3.6 Feb 26
- Improved app stability with enhanced error handling
- Fixed an issue with offer codes on iOS 18
- Fixed transaction screen refresh
- Improved MFA screen with proper loading and error states
- Added Firebase Crashlytics for better crash reporting
2.3.5 Feb 21
A dedicated notification screen has been added.
2.3.4 Feb 14
Enhanced performance. Faster loading.
2.3.3 Feb 6
Enhanced automated investing.
2.3.2 Feb 6
Automatically invests cash into money market fund (SGOV).
2.3.1 Feb 4
Enhanced buy and sell processes.
2.3.0 Jan 27
Auto-Investing + Automated Personal Finance Working Together
2.2.9 Jan 22
Auto-Investing + Automated Personal Finance Working Together
2.2.8 Jan 14
Auto-Investing + Automated Personal Finance Working Together
2.2.7 Jan 11
Auto-Investing + Automated Personal Finance Working Together
2.2.6 Jan 2
- A new way to move money between accounts, with a clear plan and one swipe to confirm
- Set a cash cushion for each account
- Mark bills as paid, and undo if needed
- Tap any number on your overview to see the details
- Reconnect a disconnected account in one tap
- Bug fixes and dark mode improvements
more Version 2.5.0 6d ago
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info Identifiers Usage Data Diagnostics Data Not Linked to You The following data may be collected but it is not linked to your identity:
