This is a scam, don’t let anyone use this service. I use to work in this industry and everything they do can be done by yourself for almost nothing and the things they try to promise “with out legally promising” isn’t true.

I used 5 star bank to rebuild my credit i was very happy 😊 i started seeing my score raise as i were making on time payments. I would like to address the elephant in the room they way this works you open account and you choose to go with the $1,200 account and you went with two years and your payment is $55.85 each month you make on time payments it goes into like a savings account that you earn interest on every month. and when two years roll around they refund you the money you paid which is $1,200 you get back to you by this time you have built a 24 month paying history that looks 👀 great on your credit report. In my opinion a month before it hit the 24 months open you a second account with 5 star bank to keep the great paying history going you started with 2 years now you got 4 years of great paying history if I was a banker i would approve you for your loan before you blink your eyes 👀 that's what they looking for will you pay your loan payment on time. I felt like i needed to come out address a review that someone saying scam alert this is someone who didn't understand the program . I am very familiar with the program bc two years ago I was a client about to renew my loan for two years.