Let your money move you.
Welcome to the only personal finance app that features self-driving money. Piere does so much more than track your finances, it chats with you, learns your habits, then proactively grows your money—automatically. Our AI analyzes your goals and automatically transfers money between your accounts so your cash is always working its hardest to grow your savings, repay debt, and hit your milestones on autopilot.
Whether you want to build wealth, break the paycheck-to-paycheck cycle, or finally make progress on your goals, Piere makes growing your money completely effortless.
▶ Piere IQ: The First AI Agent That Acts for You
Sure, you could use some AI chat about where your money was yesterday, or you can tell Piere to maximize it for tomorrow. Manage all your personal financial management tools effortlessly through our intelligent in-app chat, Piere IQ. Don't want to manually crunch numbers? Just tell your agent, “Create a budget,” and watch it happen in seconds. Piere continuously learns about your finances and uncovers opportunities for growth, then makes those moves for you, serving as your proactive financial concierge.
▶ Core Financial Tools & Visibility
Take control of your entire financial life with a comprehensive suite of tools, all fully integrated and manageable through the AI chat:
• Net Worth Tracking: Get a powerful, real-time view of your complete financial footprint and watch your wealth grow.
• Secure Connections: Safely sync 99% of US bank accounts via our industry-leading partners, Plaid and MX.
• Subscription Management: Instantly search for, track, and manage your recurring bills and subscriptions directly in the chat.
• Two-Tap Budgeting: Personalized budgets are created for you instantly, based upon your actual spending, goals, and income.
• Spending & Financial Reports: Generate detailed, real-time reports to see exactly where every dollar goes.
• Spending Trends: Monitor historical cashflow trends and compare them to today, to make smarter, more informed financial decisions.
▶ Self-Driving Money™ & Moves
Once you connect your accounts with Plaid, Piere’s AI goes to work. We proactively transfer money between your connected accounts to optimize your financial health—automatically and safely, while you live your best life.
• Pay off debt at just the right time
• Save more while you sleep
• Cover expenses while saving the rest
• Create roundups to save a few cents today that reach tomorrow's big goals
▶ Unmatched Safety & Trust
When it comes to automated money movement, security is our ultimate priority. We custom-built the guardrails for money transfer automation to give you total peace of mind.
• Bank-Level Security: Your data and funds are protected by enterprise-grade encryption.
• NFCC Partnered: We are proudly trusted by the National Foundation for Credit Counseling, the nation's largest financial non-profit organization serving over 3 million Americans annually.
▶ Moves: Your Customized Financial Roadmap
Piere sees your whole financial picture and builds a tailored plan to increase savings or move money to the optimal account. No more guessing the right financial roadmap, because Piere drives you there automatically.
• Personalized for your life and goals
• Adjusts to real-time income and spending
• Knows what to do next, then...just does it for you
*Roundups currently in testing, full rollout in Q2 2026.
TOS: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Another Mint user frantically searching for an alternative. I’m eagerly awaiting the desktop version because the mobile app is a bit of a challenge, in small ways. If I have to nitpick, I would love bolder type on the category headings so I don’t have to hunt down glasses, hah. I would also love to be able to tap on a field to edit vs trying to tap just the right spot on the edit icon to get it to pull up. That tried my patience, esp w trying to edit a transaction title. Also, it would be really helpful to be able to set an individual budget item over x number of months so it accumulates until the expenditure. Ie, I only get a water bill every other month, same with haircut. Love being able to see and categorize all transactions. Can change dates and title if needed too, perfect. For now, it’s really helpful and has a Mint feel. I do agree tho that trends for income and spending and ability to filter by category are crucial to the long term success of this app. I used Mint for not only personal but also small business taxes, so I really need those functions to tally up the totals. And I would happily pay a small monthly fee if it meant getting all that functionality back. Just did my personal finances for now, will hold off on business to see how this develops but am excited about the direction it’s taking and appreciate the value you are placing on our feedback. Keep going!
Developer Response
Hi there,Thanks for your detailed review! We value your feedback and are actively enhancing the app based on user priorities. The desktop version is on our roadmap, and we encourage you to vote for these features on our request board if you haven't already. Your input helps shape our future updates. -Melissa
Sadly, disappointing
Tankfj40
I was really excited to use this app. It’s amazing to me that there really isn’t a good option for budgeting, paid or otherwise. I started with Mint, which was pretty good, but I had a lot of problems keeping accounts connected. Then Empower, when I simply couldn’t connect half my accounts. First day with Piere (the 18th of the month), I had some minor issues connecting certain accounts, so I reached out to support. In the ticket submittal form it said something like ‘could take up to 48 hours for a response’. Two days later, no response. Three days later, all of a sudden a number of my accounts had become disconnected, and I am not able to reconnect them. I was on the 7-day trial before my card would be charged $60. Sent out another support request. So far, I am now on day 5 of having the app, and have not seen a single response to any of the support requests I submitted (3 total). Not even an auto-generated ‘hey, we got your request, we’ll be back with you soon’ (I mean, don’t these folks work with AI?). In the meantime, they have managed to send me 1-3 marketing emails every day!Pretty disappointed. I canceled my free trial, because I didn’t want to forget or be an hour late, getting charged for an app that I can’t make work. I’m guessing that if they can’t respond to support request, getting them to refund my money would be very challenging. I would not recommend Piere.
BEST Mint Alternative
Clairrya
Like many others, I’ve been struggling to find a Mint alternative. I used EveryDollar for 2024 but found the “micro-management” of counting every dollar was a bit much and, to be honest, completely unattainable. Real life never follows an EveryDollar budget. Plus, you spend $80 for a year’s subscription and then your husband bans you from looking at credit card transactions all of Nov and Dec because of Christmas shopping-and you feel like a sixth of your subscription was just wasted. I wanted FREE so I didn’t have to feel like I was wasting money on something that was supposed to help me save money. Well, I finally stumbled upon Piere, and this is exactly what I’ve been searching for! It’s free, simple, syncs bank transactions, has an aesthetic look, and allows for unlimited customizable budget categories. This is literally all I ever need. Piere Plus is available for those who want it, but I don’t! THANK YOU for making a free app that gets the job done!!! Plus the AI budget creator in the free Plus trial was incredibly useful for building my budget based off my real life spending! Saved me a lot of brainwork.
The award for most improved goes to…
Dingoatebaby
These guys get it. The app is constantly improving, and the last update just took home the gold. Piere actually LISTENS to us, its customers, and added Plaid this month to improve connection issues. And they did it without increasing prices or eliminating the free tier. What other business thinks this way? I’ve tried Monarch, Quicken, YNAB, and they’re all great. But Piere does everything they do and has a team of employees you can actually talk to. They chat us up on Reddit every day, and they don’t condescend. The marketing or PR people need a raise because they get how to talk to us and how to keep their app looking top. It’s not easy to make a budgeting app sound like the future you’ve been missing but they do it. Heck, the planning team who’s thinking up new features and the developers who push out quick updates also need a raise. I’m happy I’ve stayed with these guys and can’t wait to see what they dream up next. They’re coming out with something called self driving money according to their emails and im not sure what it is, but i already need it.
Developer Response
It's great to meet a raving fan! We firmly believe we can only strive for real greatness, so please send your recommendations on how to make Piere even better to contact@piere. com and we'll be in touch.
If you've been feeling a little disconnected lately, there's not a thing we can do about that. But for your accounts? That's another story! NEW for Piere IQ chat in this version, you can reconnect your accounts in just a few words. Keep an eye on this space for more updates to come.
Version 5.4.7
The developer, Univers Tech, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Sensitive Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Univers Tech, LLC
Size
198.6 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
