Crust Business
Finance
Only for iPhone
Free
We designed Crust Africa’s business banking to cater for your business needs. Access funds you need to run your business, pay your bills, earn commissions, and request for POS terminals.
What can you do with a Crust business account?
You can open an account and access capital to grow your business.
We understand how difficult it is for agribusinesses and SMEs to access the funds they need to expand their business and that’s one challenge we’re solving.
Download the mobile app to get started.
Pay your bills like the boss that you are
Paying utility bills or buying airtime should be the least of your worries. That’s why we’ve simplified the process on our business banking app.
Now you can sort out all your electricity and other utility bills with ease.
Access POS terminals and offer payment services
Whether you’re a merchant or mobile money agent, you can request for a POS terminal and get it with the click of a button.
You can track inflows and outflows, enable withdrawals, deposit money, and earn commissions while at it without worrying about network downtime.
We’re always here to help you when you need, our customer service team is available to help resolve any challenges you might have.
Earn commissions on every transaction
We know that every naira counts for you, so we don’t just want to give you the tools to grow your revenue, you also earn commissions and cashback on every transaction and bill you pay.
So you make money while spending money.
To learn more about Crust business banking, head to www.crust.africa/business or reach out to support@crust.africa.com.
Download Crust business banking and access a complete set of financial tools to grow your business and take it to the next level.
more RC Verification Update
We’ve improved onboarding for businesses!
Now, if your RC can’t be verified instantly, you can still open an account using your personal details.
For compliance, CAC certificates will still be required during account upgrades.
2.0.8 10/22/2025
What’s New:
We’ve improved the login experience and security when signing in to your Crust Business account on a new device.
We’ve streamlined the login process for new and existing users while enhancing security.
More bug fixes and improvements
Key Improvements:
‧ First-time login on a new device? Just confirm the device mapping—no extra checks needed.
‧ Switching to a device used by someone else? A quick liveliness check ensures it’s you.
‧ Stay informed with email alerts for new device logins.
2.0.7 10/01/2025
What’s New:
We’ve improved the login experience and security when signing in to your Crust Business account on a new device.
We’ve streamlined the login process for new and existing users while enhancing security.
Key Improvements:
‧ First-time login on a new device? Just confirm the device mapping—no extra checks needed.
‧ Switching to a device used by someone else? A quick liveliness check ensures it’s you.
‧ Stay informed with email alerts for new device logins.
2.0.5 07/23/2025
Bug Fixes:
1. Account Upgrade Crash Fixed: Resolved an issue where the app would crash during the account upgrade process
2. Change Transaction PIN Bugs Fixed: Addressed bugs that prevented users from successfully updating their transaction PIN
3. Passcode Reset Bugs Fixed: Resolved a bug that caused errors during the passcode reset process.
2.0.4 05/04/2025
Bug Fixes:
1. Account Upgrade Crash Fixed: Resolved an issue where the app would crash during the account upgrade process
2. Change Transaction PIN Bugs Fixed: Addressed bugs that prevented users from successfully updating their transaction PIN
3. Passcode Reset Bugs Fixed: Resolved a bug that caused errors during the passcode reset process.
2.0.3 03/21/2025
Exciting News! Crust Business Mobile App Update - Version 2.0
We’re thrilled to announce a major update to your Crust Business mobile application! Our team has been hard at work, and we can't wait for you to experience the latest features and enhancements designed to streamline your business operations and make your experience even better!
What’s New?
Simplified Sign-Up & Onboarding: Say goodbye to long processes! Now, you can sign up and onboard using your RC or CAC documentation. Easy, fast, and secure!
- Open Business Accounts with Your Business Name: Registered businesses can set up accounts using their official business names.
- Login Made Smarter: Access your account seamlessly with Passcode, Fingerprint, or Face ID.
- Dual Accounts on One Profile: Existing users can now set up a business account alongside their personal account. Two accounts, one app – manage everything in one place!
- Share Account Details Instantly: Need to share your business account information? We've introduced a convenient feature to share account details effortlessly!
- Download & Share Transaction Receipts: Easily share and download transaction receipts in your preferred format—PDF or JPEG—right from the app!
Updates to Existing Features
- Revamped Home Page: Enjoy a fresh look! Our home page has been redesigned for better navigation and a more intuitive user experience
- Improved Transaction Flow for Transfers: Experience smoother transactions with our enhanced transfer process! It's now quicker and more straightforward.
- Enhanced Beneficiary Management: Manage your beneficiaries and recent transactions more effectively with our upgraded interface
- Updated Data Page: Select specific data bundles with ease thanks to fixes made on the data page!
- Improved Transaction History: The Recent Transactions and Transaction History pages have been upgraded for better clarity and usability.
- Advanced Transaction Filters: Filter transactions by date range, transaction status, and transaction type.
2.0.2 03/10/2025
Exciting News! Crust Business Mobile App Update - Version 2.0
We’re thrilled to announce a major update to your Crust Business mobile application! Our team has been hard at work, and we can't wait for you to experience the latest features and enhancements designed to streamline your business operations and make your experience even better!
What’s New?
Simplified Sign-Up & Onboarding: Say goodbye to long processes! Now, you can sign up and onboard using your RC or CAC documentation. Easy, fast, and secure!
- Open Business Accounts with Your Business Name: Registered businesses can set up accounts using their official business names.
- Login Made Smarter: Access your account seamlessly with Passcode, Fingerprint, or Face ID.
- Dual Accounts on One Profile: Existing users can now set up a business account alongside their personal account. Two accounts, one app – manage everything in one place!
- Share Account Details Instantly: Need to share your business account information? We've introduced a convenient feature to share account details effortlessly!
- Download & Share Transaction Receipts: Easily share and download transaction receipts in your preferred format—PDF or JPEG—right from the app!
Updates to Existing Features
- Revamped Home Page: Enjoy a fresh look! Our home page has been redesigned for better navigation and a more intuitive user experience
- Improved Transaction Flow for Transfers: Experience smoother transactions with our enhanced transfer process! It's now quicker and more straightforward.
- Enhanced Beneficiary Management: Manage your beneficiaries and recent transactions more effectively with our upgraded interface
- Updated Data Page: Select specific data bundles with ease thanks to fixes made on the data page!
- Improved Transaction History: The Recent Transactions and Transaction History pages have been upgraded for better clarity and usability.
- Advanced Transaction Filters: Filter transactions by date range, transaction status, and transaction type.
2.0.1 03/04/2025
Exciting News! Crust Business Mobile App Update - Version 2.0
We’re thrilled to announce a major update to your Crust Business mobile application! Our team has been hard at work, and we can't wait for you to experience the latest features and enhancements designed to streamline your business operations and make your experience even better!
What’s New?
Simplified Sign-Up & Onboarding: Say goodbye to long processes! Now, you can sign up and onboard using your RC or CAC documentation. Easy, fast, and secure!
- Open Business Accounts with Your Business Name: Registered businesses can set up accounts using their official business names.
- Login Made Smarter: Access your account seamlessly with Passcode, Fingerprint, or Face ID.
- Dual Accounts on One Profile: Existing users can now set up a business account alongside their personal account. Two accounts, one app – manage everything in one place!
- Share Account Details Instantly: Need to share your business account information? We've introduced a convenient feature to share account details effortlessly!
- Download & Share Transaction Receipts: Easily share and download transaction receipts in your preferred format—PDF or JPEG—right from the app!
Updates to Existing Features
- Revamped Home Page: Enjoy a fresh look! Our home page has been redesigned for better navigation and a more intuitive user experience
- Improved Transaction Flow for Transfers: Experience smoother transactions with our enhanced transfer process! It's now quicker and more straightforward.
- Enhanced Beneficiary Management: Manage your beneficiaries and recent transactions more effectively with our upgraded interface
- Updated Data Page: Select specific data bundles with ease thanks to fixes made on the data page!
- Improved Transaction History: The Recent Transactions and Transaction History pages have been upgraded for better clarity and usability.
- Advanced Transaction Filters: Filter transactions by date range, transaction status, and transaction type.
2.0.0 02/18/2025
What's New
1. Community Lending: This would allow Crust Business users who are already part of the Crust MFB Community Lending scheme to apply for loans directly from their mobile applications
Improvements
1. UI improvements to display Bank logo
1.1.0 09/04/2024
What's New
1. Community Lending: This would allow Crust Business users who are already part of the Crust MFB Community Lending scheme to apply for loans directly from their mobile applications
Improvements
1. UI improvements to display Bank logo
1.0.9 08/08/2024
What’s new?
You can now change your password and transaction PIN from your mobile app
You can now verify your email address on the crust business app
Improvements?
We have made UI Improvements on save beneficiaries
You will now be able to receive push notifications on all transactions
Bug fixes
Bug fix to properly handle errors on transfers
1.0.8 05/06/2024
What’s new?
You can now make payment for your Cable Tv services (DSTV, GoTV and Star Times) on Crust.
You’ll now be able to know when we have an update available and you can update your app directly with just one click
You’ll now be able to get push notifications when you earn a commission or cash-back.
We have implemented a new Agent Grading feature based on cash withdrawals transaction count
We’ve made an update to our KYC and Liveliness check feature to enable you seamlessly process your account upgrade
We’ve made an update to our transfer charges and
Also, the fee for the POS caution deposit when you’re making a request for a POS device has been reviewed.
Improvements?
You can now save your beneficiaries when you make an interbank transfers
Improvements on the transfer fee displayed on your transaction summary
Bug fixes
We have made a UI fix for the amount displayed when you’re making a POS request
1.0.7 03/15/2024
What’s new?
You can now purchase electricity on your Crust Business App
You’ll now be able to know when we have an update available and you can update your app directly with just one click
Improvements?
UI Improvements
Bug fixes
We made a fix to the amount displayed as fee/charge for transfers >= N50,000.00
1.0.6 02/21/2024
What’s new?
You can purchase airtime and data and earn commissions on each purchase.
Utility bills are now reviewed in 24 hours.
You can now upgrade your account to ensure it is CBN complaint by upgrading account to LITE
You can now upgrade your account to PREMIUM to transact N5,000,000 daily.
You can view different account types, their requirements and limits
You can view your account level and limits
Improvements?
User Interface Improvements.
Bug fixes
You can view see all transactions details
1.0.4 12/27/2023
What’s new?
- Users can now make their accounts CBN complaint by upgrading account to LITE.
- Users can also upgrade account to PREMIUM to transact N5,000,000 daily.
1.0.3 12/14/2023
Crust Business Mobile v23.10.31
What's New?
- Push notifications have been enabled.
Bug Fixes
- Cardless withdrawal is currently unavailable due to security risks.
1.0.2 11/06/2023
What’s New?
We have increased the loan interest rate to 2% and loan processing fee to 0.25%.
Bug Fixes?
The privacy policy link and terms of service link during sign up are now working.
The contact number to join a cluster is now working.
1.0.1 10/09/2023
RC Verification Update
We’ve improved onboarding for businesses!
Now, if your RC can’t be verified instantly, you can still open an account using your personal details.
For compliance, CAC certificates will still be required during account upgrades.
more Version 2.0.8 10/22/2025
Data Not Collected The developer does not collect any data from this app.