Kudzu: Online Banking App
Low-fee mobile banking
Only for iPhone
Free · Designed for iPhone
iPhone
Kudzu is a banking app with flexible accounts, budgeting tools, and more!
Kudzu is a low-fee online banking app with flexible accounts, overdraft protection, smart budgeting tools, and more! Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
Our mission is to make financial freedom accessible to all. Here are the tools that will guide you:
•Track your money and set budgets with Kudzu’s digital-first Spending Account.
•Enjoy automatic savings and unlimited account transfers between Kudzu accounts with our interest-earning Savings Account.
•Get fee-free overdraft protection with automatic transfers from savings to spending with Covered by Kudzu™¹.
•Keep track of your spending with daily, weekly, or monthly notifications with SpendSense Alerts².
•Learn through bite-sized financial literacy lessons (and earn rewards!) with PayPerks®³.
Your savings account also comes with Savings Habits, a simple way to schedule transfers and put money aside automatically. Together with your SpendSense Alerts notifications² and Covered by Kudzu™¹ overdraft protection, these three features form the Kudzu toolkit.
Start spending instantly with the Kudzu Visa® Debit Card, our digital-first debit card. Activate it directly in the app or add it to your mobile wallet in seconds.
Whether you’re tapping to pay, shopping online, or grabbing cash from one of 55,000+ fee-free Allpoint® ATMs, Kudzu makes every transaction simple.
The Kudzu debit card comes with security features to keep your money safe and deliver a secure banking experience. Instantly lock or unlock your debit card in the app and receive real-time fraud alerts².
We also offer Kudzu+⁴, an optional premium upgrade to the standard Kudzu account. Kudzu+ offers benefits such as free expedited debit card replacement, advanced overdraft protection⁵, and the ability to set multiple savings goals.
Financial freedom starts with a download. Kudzu’s low fee online banking app will help you manage your money, power your savings, and learn how to make smart financial decisions.
¹Covered by Kudzu™ is an optional overdraft protection feature that uses funds in your savings account to cover debit card transactions that would otherwise bring your account negative, up to 10 times per month. You must maintain at least $50.00 in savings to be eligible for Covered by Kudzu. If the combined balance in your spending and savings accounts is less than the transaction amount, the transaction will be declined. For full terms and conditions, please visit https://www.kudzumoney.com/policies/#covered-by-kudzu-terms-and-conditions.
²Message and data rates may apply.
³The Bancorp Bank, N.A., is issuer of the Kudzu Visa® Debit Card only and does not endorse or sponsor the associated products, services or offers from PayPerks®.
⁴Kudzu+ is an optional spending account that gives you access to additional features and benefits. A $4.95 monthly membership fee applies and will be automatically deducted from your Kudzu+ spending account.
⁵Covered by Kudzu+™ is an optional overdraft protection feature that covers up to $100 in debit card purchase transactions that bring your spending account negative. If you have also enrolled in Covered by Kudzu™, we will first transfer available funds from your savings account to cover a debit card purchase that brings your spending account negative, before using Covered by Kudzu+. To be eligible to enroll in Covered by Kudzu+, you must have an active spending account open for at least 30 days and one qualifying deposit of $100 within that 30-day period. To maintain access to Covered by Kudzu+ once enrolled, you must receive at least one qualifying deposit of $100 or more in your spending account each 30-day period. For full terms and conditions, please visit kudzumoney.com/policies/#covered-by-kudzu-plus-terms-and-conditions.
The Kudzu Visa® Debit Card is issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted.
Bug fixes and enhancements.
The developer, Kudzu Money, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kudzu Money, LLC
- Size
- 89.1 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- © 2023 Kudzu Money, LLC
