Thousands trust Relief to handle their debt. Reduce what you owe, protect yourself from creditors, and become debt-free faster.
Relief is for people dealing with debt collectors — not just debt. Credit cards, personal loans, and some medical debt. If collectors are calling, sending letters, or threatening action, this is the app for that moment.
SILENCE THE CALLS
Relief drafts and delivers cease & desist letters to your collectors. Under the FDCPA, collectors may be required to stop certain communications after receiving your request. No confrontation. Just your rights in action.
CATCH COLLECTOR VIOLATIONS
Collector contacts may matter. Log calls, texts, and letters in the app and Relief helps identify potential FDCPA violations that may strengthen your position.
RESPOND TO LAWSUITS
Served with a debt collection lawsuit? Relief helps you understand response options, filing deadlines, and next steps so you're not caught off guard.
ASK THE AI DEBT ADVISOR
Not sure what to do next? Ask Relief’s AI Debt Advisor questions about collections, settlement offers, lawsuits, collector communication, and debt options. Get guidance based on your situation before moving forward.
SETTLE WHEN YOU'RE READY
When you're ready to resolve, Relief helps you understand available options and request savings on your terms.
HOW IT WORKS
1. Add your debt accounts and start monitoring
2. Cease & desist letters are drafted and delivered
3. Log collector contacts and track potential violations
4. Explore your available resolution options
YOUR MEMBERSHIP
One flat monthly membership. Support starts from day one.
FAQ
What is the FDCPA? The Fair Debt Collection Practices Act is a federal law that limits how debt collectors can communicate and collect. Relief is designed to help users understand and act on those protections.
Will this affect my credit score? Relief uses a soft pull only. No credit impact to get started.*
Who is Relief for? People dealing with unsecured debt in collections (90+ days overdue). Eligibility requirements apply.
KEY FEATURES
• Cease & desist letter generation and delivery
• Collector contact logging and monitoring
• FDCPA education and violation tracking
• Lawsuit response guidance
• AI Debt Advisor
• Debt reduction support
• Secure member dashboard
• Welcome call with rights overview
DISCLOSURES
Relief is not a law firm and does not provide legal, financial, tax, or credit advice.
The AI Debt Advisor provides informational guidance only and may not reflect all available options.
Cease & desist requests and collector protections depend on applicable law and may not stop all communications.
Potential collector violations identified in the app do not guarantee compensation or legal outcomes.
Debt reduction estimates are not guaranteed. Results vary by creditor, account status, eligibility, and user circumstances. Creditor review may take up to 60 days or longer.
Soft credit checks do not impact your credit score. If you enter into and complete an agreed debt reduction arrangement, creditors may report the account as settled for less than the full balance.
Here is the thing, it does not work for all of my debts. I read that they are in the process of expanding to add on new creditors, and I’m looking forward to that. I was very pleased with the amount they were able to get from my creditors. If I had one major piece of feedback it is to let people know that the amount of money saved doesn’t depend on the app, it’s up to the creditors. This just makes it very easy to negotiate your balance down (which is very helpful). I would tell you that if you need help, try this app before doing it on your own.
This App could be a scam
meaghan simone
Just so you know, you have to send a payment to them before they so call contact the creditors for a lower payment. So initially you could be paying them and you’re not going to get anything lowered or better payment options. Mind you they never stated that the payment is non-refundable, all these details are in the app after you have signed up and made the payment. Nor can you close the account yourself, even though you’ve opened it. I haven’t did anything with this app other than sign up and I ended up agreeing with a payment of $225 just for them to initiate anything, there’s been no updates or anyone contacting me at all just $225 gone out of my account that apparently I can’t get back. On top of which when I tried to talk to customer service and ask them to close my account and to return my funds, I did this literally the following day after I signed up, they said I’ll have to wait to see if a creditor would contact me with lowering my debt and that if I don’t get an offer before 60 days then they will return my funds. So basically they’ve got another sucker. Don’t use this app unless you’ve thoroughly read about beforehand, and unfortunately there’s not much information on this app online other than the reviews in the App Store. That’s what I get for believing a TikTok ad. Unbelievable.
Developer Response
Thank you for sharing your feedback, and we’re sorry for your frustration.We charge a one-time upfront fee to initiate creditor contact. If no agreement is reached within 60 days, we automatically issue a full refund, which is explicitly outlined before purchase in the app.The only time an account cannot be closed is while an offer is pending.We’re always committed to improving communication with our users and would love a chance to discuss this with you further. Please email us at help@relief.app.Thank you for being a valued customer!Best regards,The Relief Team
My experience!
tomcavjr
I was honestly a little skeptical about trying this, but I’m so glad I did! I had a debt that I needed help with, so I decided to give Relief a shot. I paid the fee, and just a few days later I got the message that my balance had been reduced by 50%! 🙌🏾That was a huge relief and made the fee completely worth it. The only downside is that I still had to work out payment arrangements with the collections agency, but overall I’m extremely happy with the results. I’ll definitely be using Relief again for my other debts. 5 stars! ⭐️⭐️⭐️⭐️⭐️
💫 Finding Financial Freedom: My Life-Changing Journey with Relief! 💫
Dr.KAndrews
From the very first consultation, I knew this was different from other debt solutions I'd researched:- Zero judgment, all support! 👏- Crystal clear explanation of my options- Personalized plan that actually fit my budget- Professional team that truly listened- Super easy-to-use online portalThe numbers speak for themselves:- Consolidated 5 different payments into ONE manageable monthly payment- Saved over $350 on monthly payments- Interest rates slashed dramatically- Finally seeing my debt actually shrinking!What I absolutely loved:- The stress-free enrollment process- Regular progress updates- Helpful budgeting tools and resources- Responsive customer service team- Mobile app that lets me track progress on the go⭐️⭐️⭐️⭐️⭐️ Freedom from debt is possible - and Relief makes it happen!
Bug fixes and stability improvements.
Version 9.0.4
The developer, Relief Technologies incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Relief Technologies Incorporated
Size
96.5 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.