Enjoy 99.9% reliable transfers, earn up to 20% annual interest on savings, and get your debit card delivered in 48 hours. Bank on point with Moniepoint!
Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.
Join millions of Nigerians who trust Moniepoint for their daily financial needs.
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WHY CHOOSE MONIEPOINT?
Seamless, Reliable Money Transfers
• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).
High-Yield Savings That Grow With You
• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
- Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
- Target Savings: Build disciplined funds for school fees, rent, or special projects.
- Flexible Savings: Save for emergencies and withdraw anytime you need it.
- Fixed Savings: Lock funds securely and lock in guaranteed returns.
Fast Debit Card Delivery
• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.
Offline USSD Banking (*5573#)
• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.
Effortless Bill & Utility Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.
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BANK-GRADE SECURITY & COMPLIANCE
Your Funds Are Safe & Insured
• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.
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NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today and take full control of your money!
This app has been giving me headache since yesterday, I need to make transactions but I’m unable to, I even did as they recommended to delete and reinstall the app and restart my phone which make it worse because now I’m completely logged out of my account. I swear to God if i express myself exactly the way I’m feeling right now, I might even get banned from ever commenting again on this app store but i know no matter what i do or say is useless right now, all I can do is to beg you guys to allow me access to my money, I’ll know what to do right after 👿
Developer Response
Hello, we’re really sorry for the trouble. Please send your account details and a screenshot of the error to store.support@moniepoint.com so we can help restore access to your account and funds.
Review
Nolimitpee
What really sets Moniepoint apart is their outstanding customer support. Anytime I’ve had a question or an issue, the team is quick to respond and always resolves it in a timely manner. They are professional, friendly, and knowledgeable, making sure I feel heard and taken care of. I’ve had great experiences with their support staff, and it gives me confidence that I can rely on Moniepoint for all my banking needs. If you value responsive, helpful customer service, Moniepoint is the app for you!
Developer Response
Hello Nolimitpee, thank you for your wonderful feedback! We’re thrilled to hear that our customer support team has made your experience with Moniepoint so positive. Providing professional, friendly, and timely assistance is what we strive for. We’re glad we could earn your trust, and we look forward to continuing to serve your banking needs!
The bank stole my money and asking for affidavit to change a simple number
PrinceMike0@
Many people have being complaining about this online banking but I never believe they have take a lot of people money just because of a lost number when in Nigeria today its very easy to loss phone here and there, the attack on stealing and Fulani exmen, this online bank is a fraud and I advised the general public to hold there money from this online thief, bcox the have nothing yo offer, why demand court affidavit to change number that was stolen or lost long years ago, that is a pure act of stealing, Nigeria will not take that. If I have way to detele this app from the play store it will be long gone thief and customer service is the worst thief taking BVN and NIN without results
Developer Response
Hello, We're truly sorry for the frustration you've experienced. Security is very important to us, which is why we require documents like a court affidavit for phone number changes to protect against unauthorized access, especially after a loss or theft.We understand your concerns and are here to help. Please reach out to us via support@moniepoint.com with your details so we can assist you further. Your feedback is noted, and we’re working to improve our service.
Account balance exposed while sending money
Alonso24434
Good day I want to use this opportunity to address the expose of account balance on moniepoint personal while sending money and after login into the account.Pls endeavor to put an option of hidden of account balance while sending and login into Monie point account to avoid someone standing beside you to know your worth on the account.
Developer Response
Hi there, thank you for choosing Moniepoint. You can enable your Hide Balance feature, simply login to your account, click on the app settings, In the Security and Privacy section you would find the Hide Balance option, click on the button to either enable or disable feature. For further assistance and inquiry please contact store.support@moniepoint.com.
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Version 1.76.0
The developer, Moniepoint, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Moniepoint Inc
Size
280 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
