Lightning Personal Accounting
Smartest way to track finances
$2.99 · Designed for iPad
Track spending, connect banks, and hit your financial goals. $2.99 — no subscriptions, no in-app purchases.
Lightning Personal Accounting gives you a clear, real-time picture of your money.
Connect your bank accounts via Plaid for automatic transaction sync, or import statements manually. Lightning categorises your spending, tracks your net worth, and gives you a Financial Health Score so you always know where you stand.
KEY FEATURES
- Automatic Bank Sync — Connect checking, savings, credit cards, and loans via Plaid. Transactions sync automatically.
- Financial Health Score — A single number that reflects your debt-to-income ratio, credit utilisation, goal progress, and consistency.
- Smart Budgeting — SpendEnvelopes break your spending into Needs, Wants, and Buffer categories each week.
- Goal Tracking — Set goals for debt freedom, credit utilisation, cash buffer, net worth, and custom spending limits. Track progress in real time.
- Weekly Insights — Trend charts, spending patterns, and smart observations delivered every week.
- Today Dashboard — Your daily mission control: health score ring, payment alerts, spending envelopes, and market context at a glance.
- Biometric Security — Face ID, Touch ID, or PIN lock. Your financial data stays on your device and is encrypted at rest.
- CSV Import — No Plaid? No problem. Import bank statements as a fallback.
- Push Notifications — Daily check-in reminders, payment due alerts, and milestone celebrations.
- Market Context — S&P 500, CPI, Fed rate, mortgage rates, USD/EUR, and Bitcoin — right on your dashboard.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
- New Design on Home Screen & Dashboard with Insights.
- Your session now stays signed in between app opens — no more unexpected logouts.
- Face ID and Touch ID auto-prompt for returning users.
- Real push notifications for daily check-ins and payment due dates.
- Your name now displays correctly throughout the app.
- Spending by category uses the current month.
- We've added small, non-personalized ads to support ongoing development.
- A one-time privacy disclosure appears on first launch — your financial data is never shared with advertisers.
- New Login strategy, Biometrics.
- Integration added for automated imports.
- Performance and stability improvements.
The developer, Tyrone Carson, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
For more information, visit the developer’s accessibility website .
Information
- Seller
- Tyrone Carson
- Size
- 82.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- ©️ Carson Engineering Design, A Bruellman Company | 2025
