Ohere Credit
Build credit with your card
Free · Designed for iPad. Not verified for macOS.
Get Apply in minutes, get instant decisions, and manage repayments. Track your credit score and history with ease. Smart & secure.
Ohere helps working Nigerians access fairer credit, build a credit score, and manage repayments with more control.
With Ohere, you can:
• Apply for credit in one app
• Complete your credit assessment
• Access your Ohere card and starting limit if approved
• Spend now and repay within your billing cycle
• Get up to 42 days interest-free on eligible repayments
• Extend your due date by 7, 14, or 21 days for a small fee when you need more time
• Track your credit score and grow your limit with consistent repayment
• Use AutoPay to avoid missed due dates
Who Ohere is for
Ohere is built for working Nigerians — whether you are a teacher, trader, driver, office worker, freelancer, or business owner.
How it works
1. Create your account and complete your assessment
2. View your credit profile and eligibility
3. Get approved and receive your Ohere card
4. Use your credit for everyday needs, emergencies, or business expenses
5. Repay on time to build trust and unlock higher limits over time
Why users choose Ohere
• Clear, simple repayment structure
• No hidden fees
• Flexible repayment options
• Credit designed to build confidence, not pressure
Support
Need help? Contact us through the app or via Ohere support.
Welcome to Ohere Credit — your smart credit companion.
- Apply for a credit line in minutes.
- Get real-time credit assessment and decisions.
- Qualify for a secured or unsecured credit line.
- Manage repayments with ease.
- View transaction history and spending insights.
- Track your credit score history and get improvement tips.
What’s new in this update:
- Improved credit application flow
- Stability and performance improvements.
- Clarity on product details before credit application
The developer, Ether Labs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ethercess, LLC
- Size
- 87.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls. - In-App Controls
Age Assurance
- Copyright
- © Ohere Technologies, 2026