Meet Tuyo, the card that might not charge you.
Every time you pay with Tuyo, your purchase might be completely free. Some purchases just cost $0.
It's called Buy Now, Pay Maybe™. And it only exists here.
Why you'll love Tuyo
- A card that actually surprises you: Pay at any of 140M+ merchants worldwide with your Tuyo Visa card or Apple Pay. Some of those payments? Tuyo might not charge you. Completely real.
- Your own bank accounts, worldwide: Get USD and EUR account numbers under your name. Receive payments like a local anywhere in the world. Send money globally, instantly, for free.
- Trade without leaving your wallet: directly from your balance. Simple, fast, and always under your control.
- Set up in 3 minutes: Get up and running hassle-free.
Your money, your control: Your funds are secured by you, not held by a bank, not managed by a third party. Modern security designed for peace of mind.
Tuyo Inc. is a financial technology company. Tuyo is not a bank, cryptocurrency exchange, or asset custodian. Tuyo facilitates self-custody and offers a card issued by a third-party card issuer. Through Buy Now, Pay Maybe (BNPM), Tuyo may, at its sole discretion, elect not to debit certain transactions. It's not a sweepstakes, lottery, contest, or game of chance. The issuer and network are not a party to the BNPM program. The BNPM program is not available in any jurisdictions where such program is prohibited by law, including any applicable US states and territories. BNPM is operated solely by Tuyo Inc. and governed by these terms: https://about.tuyo.com/Terms-of-Service-1f5bde14709281b2a8fff4a20910b4ed
I have never instantly loved an app as much as I do with Tuyo! I originally saw the Buy Now, Pay Maybe thing and thought "oh, cool gimmick" assuming maybe after shopping a year a small purchase may be free or something. Boy was I ever WRONG! Third purchase I ever made with the card got covered, free dinner. Absolutely amazing! I originally joined for the self custody of your money aspect which I also love, but wow, thank you guys! This app and the support are amazing! You guys rock!
definitely recommend
lucianatic
I recommend it without a doubt
Super easy to use + high yield
Katonz
Super easy to use and the high interest accounts are crazy. 3x what anyone else is offering
Bad support and Link verification problems
G2Kal
I used Tuyo during the initial promotions with cashback, but whatever recent verification via Link has been done does not allow me to add more funds to my account. Support is unresponsive and treats this with no urgency. I deleted my account. If it’s not urgent to allow me to use your product, you don’t need my money.
The latest version contains bug fixes and performance improvements.
Version 1.26.55
The developer, Tuyo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More