Tuyo: Buy Now, Pay Maybe

Pay for things, get some free

Only for iPhone

Free

iPhone

Meet Tuyo, the card that might not charge you. Every time you pay with Tuyo, your purchase might be completely free. Some purchases just cost $0. It's called Buy Now, Pay Maybe™. And it only exists here. Why you'll love Tuyo - A card that actually surprises you: Pay at any of 140M+ merchants worldwide with your Tuyo Visa card or Apple Pay. Some of those payments? Tuyo might not charge you. Completely real. - Your own bank accounts, worldwide: Get USD and EUR account numbers under your name. Receive payments like a local anywhere in the world. Send money globally, instantly, for free. - Trade without leaving your wallet: directly from your balance. Simple, fast, and always under your control. - Set up in 3 minutes: Get up and running hassle-free. Your money, your control: Your funds are secured by you, not held by a bank, not managed by a third party. Modern security designed for peace of mind. Tuyo Inc. is a financial technology company. Tuyo is not a bank, cryptocurrency exchange, or asset custodian. Tuyo facilitates self-custody and offers a card issued by a third-party card issuer. Through Buy Now, Pay Maybe (BNPM), Tuyo may, at its sole discretion, elect not to debit certain transactions. It's not a sweepstakes, lottery, contest, or game of chance. The issuer and network are not a party to the BNPM program. The BNPM program is not available in any jurisdictions where such program is prohibited by law, including any applicable US states and territories. BNPM is operated solely by Tuyo Inc. and governed by these terms: https://about.tuyo.com/Terms-of-Service-1f5bde14709281b2a8fff4a20910b4ed

Ratings & Reviews

  • 4.4
    out of 5
    130 Ratings

Widgets are here: see what you can spend on your USDC card without opening the app WIDGETS FOR YOUR HOME SCREEN Keep an eye on your money at a glance. Available to spend shows what you can spend on your card right now, Spent this month tracks your card spending month by month along with your biggest and latest purchases, and Investments shows your portfolio, today's change and your top positions. Each one comes in a small and a wide size, and a tap takes you straight to the right place in the app. To add one, touch and hold an empty area of your Home Screen, tap Edit, then Add Widget, and search for Tuyo. CLEARER, FASTER SENDS Your confirmation now updates within seconds of your transfer going through, without waiting on a notification. The summary before you confirm is simpler too: who it's from, who it's to, what they get, the rate and the Tuyo fee, all in one place. When you send a token from its page in Wealth, the other person now gets that same token and you can send all of it with Max. Tap Send on the home screen to try it. This update also includes stability improvements and bug fixes.

Version 1.26.58

The developer, Tuyo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Tuyo Inc.
Size
181.3 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
Languages
English
Age Rating
18+
Copyright
© 2026 Tuyo Inc.
  • Developer Website
  • Privacy Policy

    • Supports

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