Invest Halal and Grow Your Wealth - Enjoy Up to 20% Profits with biniyog.io*
biniyog.io is Bangladesh's first Shariah-compliant alternative investment platform, where you can invest in real, profitable businesses - without dealing with interest (riba). Whether you’re building passive halal income or growing your wealth ethically; biniyog.io makes it simple, easy, and transparent.
How It Works:
1. Apply for Financing:
Businesses apply to us for interest-free funding.
2. Thorough Assessment:
We conduct rigorous due diligence on all businesses, including financial checks and risk assessment.
3. Transparent Listings:
Eligible businesses are displayed with risk grades and investment details.
4. Invest & Earn:
Choose your campaigns, invest under legally binding Shariah-compliant contracts.
5. Repayments:
Businesses repay in installments, and you get your capital plus profit.
Why Choose biniyog.io?
1. 100% Halal Investments
All campaigns, contracts and transactions are Shariah-compliant following AAOIFI guidelines, with transparent details and disclosures. No interest, no compromise.
2. No Hassle, Fully Managed
We handle assessments, legal contracts, disbursements, repayments, and updates - you just decide where to invest.
3. Beat Inflation, Better than Savings
Enjoy annualized returns up to 20%*- a great alternative to traditional bank deposits and savings & schemes.- while staying halal.
4. Full Transparency at Every Step
Clear risk grades (A, B+, B) with business background, risk disclosures, contract details, and repayment schedules stated clearly in the App to help you make informed decisions.
5. Low Starting Barrier
You can begin with as low as ৳5,000 - diversify smartly, no need for large capital or complexities.
6. Track Everything
Access to your investment history, expected returns, completed repayments, and upcoming campaigns. Real-time updates on investments, repayments, and campaign performance.
Who’s It For?
- Professionals looking to grow income the halal way.
- Students eager to start small and learn about investing.
- Homemakers managing family savings.
- Retired individuals seeking reliable, halal monthly earnings.
- Anyone wanting to invest ethically and avoid riba (interest).
Security & Compliance
- Shariah Certification: Bangladesh’s first Shariah-certified fintech platform with certification from globally recognized Islamic finance scholars.
- Expert Shariah Advisory: Shariah oversight from IFA Consultancy, led by AAOIFI-certified scholars.
- Legal Contracts: All investments are made with legally binding contracts, signed digitally for every campaign.
Getting Started is Easy
- Download the app (it’s FREE!).
- Register with your phone number or email.
- Browse available investment campaigns.
- Choose your preferred campaigns, review the details thoroughly, if you get convinced, then invest.
- Track your returns and repayments directly in the app.
Need help? We’re here for you!
Reach out via Email, Facebook Chat, WhatsApp, or dedicated support channel from our App.
You’ll also find guides, FAQs, and campaign walkthroughs in the app to help you navigate every step.
At biniyog.io, we believe investing should be ethical, transparent, and rewarding. Start with as little as ৳5,000 and experience a simple, transparent, and halal way to invest. Download biniyog.io today.
Welcome to our journey of making halal finance mainstream.
I’ve had a good experience investing here so far. The returns have been quite lucrative, and the investment process is simple and transparent. Overall, a great option if you’re looking for a good return with a straightforward investment experience.
Don’t invest your money
Nooudgh
I invested 10 lakh BDT for 2.5 months, but it has now been over 8 months and my money is still held. Support keeps saying the issue is related to NBR and promising updates “next week,” but nothing changes.Many users are also facing delayed payments, and it’s unclear when they will receive their money. I no longer feel this platform is safe or trustworthy. Based on my experience, there is a serious risk of losing your money. I also question their claims about the business being halal.Very frustrating experience. I would strongly recommend doing thorough research before investing.
Great platform for Halal Investment
Nawshad5018
Amazing Experience so far. The app is seamless and every campaign information is represented transparently. People need to remember Repayment delays and platform failure are not the same thing. In Shariah finance, need to share the risks with the business. May Allah give barakah to the initiatives.
Great app
Enamul_Karim
Great app performance. Best available investment option for investors looking for halal investment option with small amount.
The developer, Pure Fintech Pte. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Pure Fintech Pte. Ltd.
Size
118.5 MB
Category
Finance
Compatibility
Requires iOS 15.5 or later.
iPhone Requires iOS 15.5 or later.
iPad Requires iPadOS 15.5 or later.
iPod touch Requires iOS 15.5 or later.
Mac Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
18+
18+
This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
