• We’ve simplified registration - your region is determined automatically. You can change it in your profile if needed. • Welcome Bonus by ForteForex - new clients can receive a bonus for their first successful foreign currency purchase or sale, subject to the promotion terms. • Added a questionnaire when opening a credit card to provide additional protection against fraud. • New payment categories are now available: parking, online games, and international mobile operators.

• Clients can change their phone number directly in their profile. • Transfers by phone number are available directly from the main Transfers screen.

- iOS users can top up their Forte card using a card added to Apple Wallet. - Viewing, downloading, and sharing the PDF receipt for the «ALSECO» utility service is available before payment confirmation. After the payment is completed, the receipt is automatically updated. - Onboarding tips have been added for new services.

You can now view and share «Astana ERC» receipts in PDF format. The information is automatically updated after payment. The currency exchange experience in ForteForex has been improved: users can now choose a suitable exchange rate and receive informational notifications about their requests.

- Payments made via Unified QR are now displayed in the transaction history. - Added the new Kokshetau Energo service and updated the Kyzylorda REC JSC service. - Improved the security of the mobile application.

- Payments via Unified QR are now available. - OTP codes are now delivered via push notifications in the app.  - You can increase your credit card limit, and contact persons are no longer required when applying for a credit card.  - The Yandex Plus Forte card terms have been updated.  - The ONE card is now available in ForteMarket.  - A ForteForex tutorial has been added.  - The SWIFT transfer service for individuals has been updated.

- The stability and performance of the mobile application have been improved.

• “Auto” section – all vehicle info in one place. • New loan “Urgent Needs”. • Add Visa cards to Apple Pay.

- The stability and performance of the mobile application have been improved.

- The stability and performance of the mobile application have been improved.

- Customers can now apply for insurance самостоятельно in the “Services” section of the app without contacting a manager. - The eSIM Roaming service now includes the ability to purchase additional internet traffic. - The total balance for multi-currency cards is now displayed. - When selecting monthly categories, customers can view detailed information about bonus accruals.

- You can now purchase and install an eSIM for travel directly in the app. - In Public Services, vehicle history check is available online. - For Solo clients, a CIP lounge visit counter across Kazakhstan has been added. - In Bonuses, track earned, upcoming, and spent bonuses in one place. - Transfer reversal is now available in transaction history in one tap. - AI tips with personalized financial recommendations are now on the home screen. - Activate Forte Plus — a subscription with discounts on purchases and services.

- You can now purchase and install an eSIM for travel directly in the app. - In Public Services, vehicle history check is available online. - For Solo clients, a CIP lounge visit counter across Kazakhstan has been added. - In Bonuses, track earned, upcoming, and spent bonuses in one place. - Transfer reversal is now available in transaction history in one tap. - AI tips with personalized financial recommendations are now on the home screen. - Activate Forte Plus — a subscription with discounts on purchases and services.

- You can now purchase and install an eSIM for travel directly in the app. - In Public Services, vehicle history check is available online. - For Solo clients, a CIP lounge visit counter across Kazakhstan has been added. - In Bonuses, track earned, upcoming, and spent bonuses in one place. - Transfer reversal is now available in transaction history in one tap. - AI tips with personalized financial recommendations are now on the home screen. - Activate Forte Plus — a subscription with discounts on purchases and services.

• Deposits now accrue and pay interest daily to a savings account, and early withdrawal terms have been updated. • You can now apply for a child’s birth certificate directly in the app. • In ForteForex, the last rate is shown during off-hours, and currency exchange is available at bank rates. • Transfers now support money requests via phone number, and AED and CNY currencies were added. • The One card home screen has been redesigned.

-The authorization PIN code has been changed from 5 to 4 digits. -In ForteForex, users can now customize the order of currency pairs. -A phone number mask has been added for transfers via Золотая Корона. -A search bar is now available in the “Public Services” section. -A scheduled auto top-up option for deposits is now available: fixed amount or percentage of income. -“Salary Advance” is now available in the “Loans” section.

Users can now confirm transfers within Forte. All internal transfers by phone number or card are shown in Messenger chats. The Public Services section now includes more medical certificates, including sick leave. Users can view arrests, blocks, payment claims and collection orders on cards, deposits and current accounts. The ForteForex request counter was improved with 24-hour limits, visible update time and clear visual warnings. The One card design has been updated.

Users can now confirm transfers within Forte. All internal transfers by phone number or card are shown in Messenger chats. The Public Services section now includes more medical certificates, including sick leave. Users can view arrests, blocks, payment claims and collection orders on cards, deposits and current accounts. The ForteForex request counter was improved with 24-hour limits, visible update time and clear visual warnings. The One card design has been updated.

Digital documents have been added to the main page of the Public Services section. Gas payments via the QazaqGazAimaq service are now available. Differentiated cold water tariffs have been implemented for Alseco. The option to automatically top up deposits is now available. Comments can be added to transfers by phone number. History for the One card has been added. A service for verifying labeled goods has been launched. A new My Payments section is available with bills, payments, and analytics.

- Primary phone number changes are now more secure with confirmation via card PIN or SMS to the previous number. - Registration texts have been improved to clearly guide users. - The new One card supports installments for purchases, cash withdrawals, and transfers. - Integration with the Small retail chain has been implemented. - ForteForex now show the latest transaction details in the “My applications” section.

- Primary phone number changes are now more secure with confirmation via card PIN or SMS to the previous number. - Registration texts have been improved to clearly guide users. - The new One card supports installments for purchases, cash withdrawals, and transfers. - Integration with the Small retail chain has been implemented. - Phone number transfers now show the latest transaction details in the “My applications” section.

- Transfers in the messenger can now be confirmed via Face/Touch ID. - When chatting with the Assistant bot, a limit of 1 message applies until the bot responds. - Profile avatar support added. A user can upload their own photo or choose one of the prepared images. - The preliminary commission amount is now shown for cash withdrawal by code. - Display and calculation of the “preliminary commission” has been added for all transfer types.

• New cards: One and Blue UnionPay • You can now set your Forte card as a salary card • Google Pay added • Government services: certificates and MSHI statuses are displayed in the section • Completely updated the Transfers design and added transfer confirmation via Face ID/Touch ID • You can disable notifications and block a user • New repayment statuses are available in several parts of the interface • The Account for repayment functionality has been expanded • You can now change the Loan name

- We’ve updated the Home screen and tab bar in ForteApp - Added new educational tooltips - P2P transfers are now available in the messenger - Displayed account for loan repayment - Introduced “Taxes by details” in the Payments section - Payments can now be confirmed via Face ID or Touch ID - Expanded the list of available currency pairs in ForteForex - New card designs are now available - Added the ability to transfer funds from closed card accounts

- We’ve updated the Home screen and tab bar in ForteApp - Added new educational tooltips - P2P transfers are now available in the messenger - Displayed account for loan repayment - Introduced “Taxes by details” in the Payments section - Payments can now be confirmed via Face ID or Touch ID - Expanded the list of available currency pairs in ForteForex - New card designs are now available - Added the ability to transfer funds from closed card accounts