With Money App, you can access your earned wages early – even if your payday is weeks away. Get cash for groceries, gas, rent, bills, and other necessities when you need it.
HOW TO GET YOUR FIRST ADVANCE:
Sign up in seconds with your name, email and phone
Connect your bank so we know where to send your money
Get cash delivered right to your personal bank account
WHY MONEY APP?
Money App is an Earned Wage Access service that helps you access wages you've already earned, whenever you need them.
- No Interest – 0% APR
- No Credit Check
- No Late Fees
- No Hidden Fees
- No Membership Fees
- No Tipping Required
YOUR MONEY, YOUR WAY
Access your earned wages instantly and take control of your finances without the stress of waiting for payday.
IMPORTANT INFORMATION:
Money App is NOT a personal loan, payday loan, cash loan, or an app to borrow money. We provide an Earned Wage Access service that allows you to access wages you've already earned.
REPAYMENT TERMS:
Money App's advance service does not require a minimum repayment time frame. Money App's advance service does not require a maximum repayment time frame. Repayment occurs automatically via payroll deduction or through an autopay transaction linked to your bank account. If the autopay transaction fails, no additional interest, penalties, or fees are charged. You will not be eligible to request a new advance until your outstanding balance is paid.
FEES:
Money App has a 0% Annual Percentage Rate (APR) and no mandatory fees. You may pay an optional fee for expedited funds delivery.
EXAMPLE:
For a $40 advance with an optional Express Delivery fee of $4.99, your total repayment amount will be $44.99.
If you request an advance of $100 with no optional fees, your repayment is $100.
ELIGIBILITY:
Not all users will qualify. Access to advances depends on having a consistent direct deposit into your bank account and meeting other eligibility requirements.
YOUR DATA IS SECURE:
Your data is securely stored using bank-level encryption technology. For more information about how we protect your privacy, please see our Privacy Policy at https://money.app/privacy.
For complete terms, conditions and eligibility requirements, please visit: https://money.app
Prog Services, Inc. (d/b/a Money App)
256 W Data Dr
Draper, UT 84020
App seems legit. Didn’t qualify for the advance however, I wanted to make this review to counter act a lot of the negative reviews saying the same thing about not being able to get another advance after repaying on time. Here’s what is says in the app about getting subsequent advances. “To encourage responsible financial management, we require a cooling-off period after a cash advance is repaid, during which customers are unable to request another cash advance. To help you keep track of when you'll be eligible for your next cash advance, we've integrated a feature into our app. Simply log in to the app to see how many days remain until you can request another cash advance.
Developer Response
Domlat1966, Thank you so much for reading the details in our app to understand the product, we appreciate your kind feedback!
Don’t waste your time
Mommakat11
I’m noticing a lot of people have the same issues I did started with this app. It works great then all of a sudden it stopped working. I had multiple advances. I was getting all the way up to 250 every two weeks and it worked and they got their money back. I never was late. I never had issues until this last week. They told me I wasn’t eligible so I waited a day. Told me again. I wasn’t eligible waited a day. Nothing has changed. I’ve had the same bank for 18 years the same job for 19 years, the same payday the same amount slowly increasing of course. But then all of a sudden this time they tell me there’s an issue with connecting my account. So I reset that I deleted the app and re-put it on went back in again still denied you send a message to customer service. It takes a day or two to get back to you. There’s no way for anyone to contact you after multiple pictures proving I had repaid my advance, and multiple emails first telling me one I hadn’t Paid untrue I had… With pictures to prove it. Multiple emails saying that it’s an issue with connecting. I finally got a response that said after careful review of my account, it was determined that I had violated one of their policies or something and the recommendation was to delete my account because they can and will no longer accept any advance request. So, where we at is I’ve deleted my account and I’m letting everybody know don’t use these guys because this is a scam. And I’m very disappointed that I wasted 67 months with them.
Developer Response
Hello, Mommakat11, we apologize, as we understand this can be frustrating. We review each application carefully, and we are not able to approve all requests. We encourage you to keep trying or send us an email at support@money.app so we can take a detailed look at your account.
Could not verify me
Big balla shot calla
I saw this app in the App Store and wanted to see what it was about. I downloaded the app attempted to sign in and create an account and I got about probably halfway through, after I entered my Social Security number and my birthdate it said we are unable to verify your identity based off the information you provided us and will not be able to open an account with you. I mean, I’m as real as anybody else lol my Social Security number was right my birthday was right all the information I put in was right I own my house yet. They said I wasn’t a real person, I contacted them about it and all I got back was very response from supervisor or manager saying we cannot move forward with you because we cannot validate your identity. And then it was over that’s all I got. So yeah, I’d say one star because due to their system they weren’t able to identify me, but I’m I’m real. I’m I’m here. I’m right here and then like some sort of above us came across with this man’s attitude and he just was like I’m holier than thou so you can’t come in and I’m just like you’re the one that’s trying to come in so I would recommend going with a more legitimate money app and not this one because it seems like they’re not all up on the same page and a little chaotic.
Unsatisfied with verification and support
Peachy1235
I downloaded this for a little bit of extra cash between pays due to unexpected expenses that came up in different areas. I have worked with other apps before and I have had no problem. I did the whole routine. Your name, connecting your bank account and everything. Things you do on all the other apps to get verified. With this app, it told me they could not verify my identity. OK so I tried it again a little bit later same thing. I went to do the chat and first of all it’s the annoying AI where you can’t really talk to somebody immediately. It’s the same pre-programmed answers that you can figure out yourself. So when I finally started typing human and about getting verified, it just tells me that the agent can’t help with that that the verification process is final. I have no idea why and apparently I’ll never know why I can’t be verified. It’s a little ridiculous that you can’t get real answers. It’s fine if they don’t wanna verify me, but I would like to know the reason why I’ve never had this problem before. It’s also aggravating when a company can’t explain to you what’s the reasoning is and that they just expect you to deal with whatever they tell you
Bug fixes and improvements
Version 2.34.1
The developer, PRG Ventures, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
PRG Ventures, Inc.
Size
125.4 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.