TopRate Transfer
Fast & Reliable No hidden fees
Free · Designed for iPad. Not verified for macOS.
Top Rate Transfer — the smarter way to send money from Australia and New Zealand to Nigeria, Kenya, Philippines India, and more.
WHY CHOOSE TOP RATE TRANSFER?
Best Exchange Rates
- Compare live exchange rates and send money at rates that beat the banks. We display our rates upfront — no hidden fees, no surprises.
Cashback Rewards
- Earn cashback on every single transfer. The more you send, the more you earn. Your cashback balance is always visible and ready to use.
Rate Alerts
- Set alerts for your target exchange rate. We notify you the moment your rate is hit, so you never miss the best time to send.
Live Transfer Tracking
- Track your money transfer in real-time right from your iPhone lock screen and Dynamic Island. Know exactly when your recipient gets paid.
- Fast & Secure Transfers Send money to bank accounts across Africa, Asia, and beyond. Most transfers arrive within minutes. Your funds and data are protected with bank-level encryption.
Refer & Earn
- Share your referral code with friends and family. You both earn rewards when they make their first transfer.
Easy Identity Verification
- Live exchange rates with rate comparison
- Rate alerts — get notified when rates move
- Cashback rewards on every transfer
- Real-time transfer tracking on lock screen
- Send to bank accounts in multiple countries
- Referral program — earn when friends send
- Biometric login (Face ID & Touch ID)
- Sign in with Apple & Google
- In-app support with ticket tracking
SUPPORTED CORRIDORS:
- Send from Australia (AUD) and New Zealand (NZD) to Nigeria (NGN), Philippines (PHP) Kenya (KES), Ghana (GHS) India (INR), and more countries. New corridors added regularly.
SECURITY:
- Bank-level 256-bit encryption
- Biometric authentication (Face ID / Touch ID)
- PIN protection
- Regulated by AUSTRAC
Download Top Rate Transfer today and start sending money smarter. Secure PIN and biometric authentication Verify your identity in minutes using your phone camera.
Ratings & Reviews
Bugs fixes
The developer, Top Rate Transfer Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Contact Info
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Top Rate Transfer Pty Ltd
- Size
- 120.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © (c) Top Rate Transfer 2024