UniFi is a modern financial account for global families. Hold U.S. dollars, send money internationally, and spend anywhere, all from one easy-to-use app.
Whether you’re supporting family abroad, earning in USD, or managing finances across countries, UniFi gives you the tools to move money without friction, high fees, or hidden complexity.
With UniFi, you can:
• Hold U.S. dollars from anywhere in the world
• Earn 3% rewards on your balance
• Instantly send PHP, MXN, or EUR to local bank accounts and wallets
• Receive funds via ACH, wire, SEPA (IBAN), or SPEI (CLABE)
• Share accounts with family across borders
• Spend your balance from anywhere with your UniFi Card (Apple Pay supported)
• Get paid via account/routing number or USDC wallet
Built for the real world: UniFi connects bank networks, card networks, wallets, and crypto rails behind the scenes, so you don’t have to think about it. You just send, spend, and save. It's fast, secure, and global.
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UniFi is not a bank. The Prepaid Debit Visa Card is issued by Lead Bank and managed by Bridge Ventures, LLC. Fees may apply. See UniFi website for more details.
The Best Way to Send Money to the PH & Manage Money between US<>PH — Fast, Affordable, and Reliable!
Jdeclaro1
I work in the US and have tried every remittance app under the sun to send money back home to the Philippines, but UniFi is hands down the best. Most apps hit you with hidden fees or terrible exchange rates, but UniFi is transparent and incredibly fast.What really sold me is the Shared Accounts feature. I can co-manage funds with my family back home, which makes handling household expenses so much easier than sending money blindly. Being able to hold my balance in USD (and even USDC) while earning 3% APY on my balances is a huge upgrade over a traditional bank.I recently used it to send a Digital Aguinaldo for the holidays, and it was so simple and instant. If you’re an OFW or Fil-Am , do yourself a favor and switch to UniFi. It’s banking that actually understands the global Filipino family!
Developer Response
Thank you for such a thoughtful and detailed review! We’re honored to hear that UniFi has made sending money home easier, faster, and more transparent for you. It’s great to know Shared Accounts, flexible USD/USDC balances, and earning rewards are helping you support your family with confidence. We truly appreciate your trust and are grateful to be part of how you care for your loved ones.
Great for sending or storing money
Blakedd420
I have been using this for six months now and it's excellent to send money from the US elsewhere. Adding money from my debit cards at my external Banks is a great feature that all Banks should have but not many do. The only downside of adding money from my debit card is it's not instantly available in my account. Sometimes it is but most of the time it's within 48 hours which I can deal with. Thanks UniFi you guys are great!
Best Rate & No Fees
Jjsonlay
Very easy to send funds to the Philippines, great rate and no fees. I like it that I can remit money as many times as I want without fees, great exchange rate while earning 3%reward. Once set up is done, gets easier from there.
Developer Response
Thank you so much for the kind review! We’re really glad to hear you’re enjoying the easy transfers to the Philippines, great exchange rates, and fee-free remittances. It’s great to know the setup paid off and things feel smooth now. We appreciate your support and trust in UniFi!
Does what it says on the tin
PlainTextOnly
I’ve got family in a few different countries and UniFi has made sending money around way simpler. My parents got the money instantly which I honestly wasn’t expecting.Transfers are quick and easy. I’ve tried a bunch of apps like these and keep ending up back on UniFi.Really like that there are no fees. And every time I check the rates they’re better than other apps.Reliable and easy to use. Thanks
Developer Response
Thank you for the kind words! We’re really happy to hear UniFi has made supporting family across countries simpler and faster than expected. Instant transfers, great rates, and no fees are exactly what we aim for. We truly appreciate you choosing UniFi and coming back to us—thanks for your trust and support!
We’ve made UniFi faster, smoother, and more reliable.
This update includes a snappier app experience, performance improvements, and bug fixes to help everything run more smoothly.
Version 1.27
The developer, UniFi Payments, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Alio Financial, Inc
Size
70.1 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
