Kobopay: Money Across Borders
An account that moves with you
Free · Designed for iPad. Not verified for macOS.
Your financial life should not restart every time you move. Kobopay is the account that comes with you.
Kobopay is a money account that moves with you. Wherever life takes you next, you arrive with an account, a card, your currencies, and a credit history that counts.
Kobopay operates through licensed partners and its own registrations. Kobopay is not a bank. Product availability and regulatory status vary by country. Visit kobopay.co for information specific to where you live.
Start settled, not from scratch
Moving countries usually means starting over. New account. New card. No credit history. Weeks of paperwork before you can pay rent.
* Open localized accounts
* Keep the same account when you move. Your history, your identity, your money stay with you.
* Get set up in minutes, not weeks.
One account, many currencies
* Hold multiple currencies side by side and switch between them at rates you can see before you confirm.
* Spend in local currency wherever you are. No surprise conversion on your statement.
* Tap, shop online, and withdraw with a card that works the same at home and abroad.
Manage the whole picture
* See everything you hold, in every currency, in one place.
* Track what you spend and where it goes, across countries and currencies.
* Set aside money for rent, tuition, family, or the next move.
* Get alerted on every transaction so nothing surprises you.
Send money globally when you need to
* Send to bank accounts and mobile wallets across our supported markets. Most transfers land in minutes.
* See the rate and the fee before you send. No spread hidden in the exchange rate.
* Track every transfer end to end.
* We add new countries and currencies as we go. Check the app for what is live today.
Build credit that counts
Newcomers wait about two years to build an average credit file. That is two years of higher deposits, worse rates, and rejected applications.
* Credit Builder: your on-time payments are reported to the credit bureau as alternative data. Many members build a reportable file in seven to eight months.
* Rent Boost: your rent is your biggest monthly payment. Make it count.
* No debt required. Build credit with the money you already spend.
Credit building is available in selected markets. See the app for current availability.
Choose your plan
* Credit Builder: $6.99 per month
* Rent Boost: $6.99 per month
* Premium: $9.99 per month
Cancel anytime.
Why we built this
Kobopay was built by people who moved and had to prove themselves financially all over again. Same job, same income, same discipline, zero standing. We think your financial life should travel with you.
Security
Your money moves on regulated rails with licensed partners. Freeze your card in the app. Set limits. Control what you share.
Download Kobopay and open the account that comes with you.
kobopay.co
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New release and a refreshed user experience!
The developer, Kobopay Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kobopay Technologies Ltd
- Size
- 117.8 MB
- Category
- Finance
- Compatibility
Requires iOS 18.2 or later.
- iPhone
Requires iOS 18.2 or later. - iPad
Requires iPadOS 18.2 or later. - Mac
Requires macOS 15.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.2 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls. - In-App Controls
Age Assurance
- Copyright
- © 2018 Kobopay Technologies Ltd