Meet Ryt Bank — The World’s First AI-Powered Bank.
Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited. Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.
Why Ryt Bank?
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.
• Ryt Card - Unlimited 1.2% cashback on overseas in-store spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start - with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.
This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.
Terms and Conditions:
https://www.rytbank.my/general-terms-and-conditions
Associated Fees:
https://www.rytbank.my/fees-and-limits
Company Information:
Level 37, Menara Southpoint, Mid Valley City
Lingkaran Syed Putra
Kuala Lumpur
Wilayah Persekutuan
Customer Support:
In-App Live Chat (available 24/7)
Website:
https://www.rytbank.my
Business Hours: 8.00AM - 8.00PM (daily)
Download Ryt Bank today.
The best and really cool easy to use and what more I love it you can earn an interest!!😍 I hope this application continues to grow👍🏻
Best app ever
Wan Amin Shah
Easy to use,friendly and usefull app👌🏻
Developer Response
We appreciate your wonderful feedback and are glad you find the app user-friendly and useful!
Kongsi Rezeki Duit Raya: Get unlimited Duit Raya when you refer your family and friends. Once they activate their account, both of you will receive rewards — on us.
Discover your Raya personality and see your festive vibe come to life! Simply use this magic phrase on Ryt AI: “What’s my Raya vibe”.
Version 1.32.0
The developer, YTL Digital Bank Berhad, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More