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NEW: IN YOUR LANGUAGE simpleFIRE now speaks Polish, German, French, Spanish and Italian. Every screen, result, chart and PDF report follows the language of your iPhone, with numbers, dates and currency written the way you're used to. - Change the app's language anytime from the new Language row in the app's settings. - Every calculation stays exactly the same in every language. ALSO IMPROVED - Small layout fixes, especially on smaller iPhones. - Other fixes and improvements.

NEW: HISTORICAL Backtest your plan the way the Trinity study tested the 4% rule. Switch any calculator to Historical and it runs your plan through every period of real market history, with the returns your stocks and bonds mix actually earned and the inflation each year actually brought. - Projection: what you'll have, at the chance you choose. - Time to FI: when you reach your target, and the chance of getting there by each year. - Drawdown: how long your money lasts, and the chance it lasts through your planning horizon. ALSO NEW - Monte Carlo is faster: its final answer updates as you move a slider. - Withdrawals work like the classic safe-withdrawal studies: take them at the start or end of each period, each one keeping pace with inflation. - Every setting sits next to the result it changes: tap the chance, planning horizon or withdrawal rate right on the result card. - Plan with any chance from 1% to 100%. - Methods & Data in Settings explains every method and data source. - A cleaner look with a new teal accent and app icon. - Your FI target is always in today's money and grows with inflation.

NEW: MONTE CARLO Markets don't pay the same return every year. Switch any calculator to Monte Carlo and test your plan against 5,000 market scenarios built on S&P 500 and US Treasury history. Set your stocks and bonds mix with one slider and choose the confidence level you plan with. - Projection: the portfolio you reach at your confidence level, next to two more levels of your choice. - Time to FI: when you reach your target at your confidence level. - Drawdown: the chance your withdrawals last, year by year up to 100 years. ALSO IMPROVED - Refined presentation of results and charts throughout the app.

Minor improvements after the 2.0 release. New here? Projection shows what your portfolio grows into, year by year. Time to FI shows the year and month you reach your target, and Drawdown shows how long the money lasts once you start taking it out. Any calculation can leave the app as a PDF or a picture.

A completely new look — and two new calculators. REDESIGNED FROM THE GROUND UP Every screen has been rebuilt. A dark, high-contrast interface with a warm ember accent, a result card you can read at arm's length, charts you tap through year by year, and a light theme if that's more your thing. The numbers are the same rigour as before; everything around them is new. THREE CALCULATORS, ONE APP - Projection — free, as always: see what your portfolio grows into, year by year - Time to FI (new) — set your FI target and see the year and month your portfolio reaches it, the passive income it will pay, and how far along you are each year - Drawdown (new) — start taking money out and see how long the portfolio lasts, how much you can withdraw to last your whole planning horizon, and whether returns outrun your withdrawals ALSO NEW - PDF and image report: share a clean summary of any calculation, as a PDF or as a picture for messages and social media - Inflation, one tap away: switch it on from any calculator and flip the main result between today's money and nominal value - Tap through the chart to see contributions and interest for each year and so far - A new app icon, with a matching dark and tinted look on iOS 18 - Planning horizon: decide how far ahead the app should look - Details for every mode: a year-by-year table, the totals, and the assumptions behind them Saved profiles and calculation settings are all still here — easier to reach and quicker to change. Contribution frequency, timing and yearly increases now live in one place, right next to the contribution slider. Projection stays free. Premium is a one-time payment — no subscription, no ads, no account.

- iOS 26 adjustments - UI improvements

- Simplified UI for a cleaner, more intuitive experience. - Improved app stability and performance.

- Multi-Currency Support: Added support for different currencies. - Simplified Slider Settings: Customizing values is now easier and more intuitive. - UI Enhancements: The interface is now more refined and user-friendly. - Improved Stability

- Enhanced Clarity on Advanced Settings: A more detailed breakdown of what you unlock with advanced settings, helping you make more informed decisions. - Improved Purchase/Restore Screen: The purchase and restore in-app purchase experience is now smoother and more intuitive.

What's New in Version 1.3: - New Contribution Increase Feature: Added a setting to enable an annual contribution increase, allowing for more dynamic financial planning. - Enhanced Details View: Improved the presentation of the details view, including enhanced graph visuals and a yearly breakdown for better insights. - Calculation Fixes: Fixed errors affecting specific settings in the financial calculations, providing more accurate results. - Simplified Advanced Settings: Streamlined advanced settings for easier configuration and better usability. - Transition to Free App with IAP: The app has switched from a paid model to a free version with an In-App Purchase (IAP) for premium features. Users who previously purchased the paid version can unlock the premium features for free using the "Restore Purchase" function. - Removed Taxation Settings: Removed the taxation settings due to difficulties in providing accurate calculations across different countries. - Improved App Stability: Enhanced app stability for a smoother and more reliable user experience.

- New Feature: Introduced haptic feedback for sliders to enhance user interaction (iPhone only). - Customization: Added an option in Settings to enable or disable haptic feedback for sliders (iPhone only).

Native iPad Support: - Optimized Interface: Enjoy a tailored experience on your iPad with a fully optimized user interface, taking full advantage of the larger screen. - Multitasking Capabilities: Use Split View and Slide Over to run our app side by side with other apps, enhancing your productivity and multitasking.