ClearSpend: AI Budget & Money
Bank-Free Spending & Bills
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Plan spending with Clio, protect essentials, and sync signed-in budgets. No bank login required; AI sharing is optional.
ClearSpend is your modern, privacy-first personal finance and AI budgeting companion. Designed from the ground up to give you complete financial clarity without ever asking for your bank credentials or scraping sensitive accounts.
Take control of your money with intuitive tracking, intelligent AI features, and total data ownership.
WHY CLEARSPEND?
1. ZERO BANK LOGIN & LOCAL-FIRST PRIVACY
Keep your financial life private. ClearSpend never requests bank logins, online banking passwords, or credential scraping. Your personal ledger is stored locally on your device, with optional biometric security (Face ID / Fingerprint).
2. SMART AI CAPTURE (VOICE & RECEIPT OCR)
- Voice Expense Logging: Simply say "Lunch at cafe 14 dollars" and ClearSpend drafts the entry instantly.
- Intelligent Receipt Scanner: Snap a receipt or invoice; advanced vision AI extracts the merchant, total, date, and category automatically.
- Share Sheet Intake: Share text, receipts, PDFs, or screenshots directly into ClearSpend from any app.
3. REVIEW INBOX SAFETY BUFFER
Messy captures never corrupt your ledger. Every voice entry, receipt scan, or shared bill enters the Review Inbox first—giving you full control to verify, edit, or approve before saving.
4. SAFE-TO-SPEND COMMAND CENTER
Instantly know how much you can comfortably spend today and this month. Dynamic budget pacing adjusts in real time as transactions occur, keeping you ahead of your savings targets.
5. CLIO — YOUR AI FINANCIAL COMPANION
Need guidance? Chat with Clio to analyze your monthly spending trends, optimize categories, uncover hidden subscriptions, and create tailored financial roadmaps.
6. BILL SPLITTING & GROUP ROOMS
Split dinner bills, rent, or travel expenses effortlessly. Create shared rooms, let friends join via QR code, and calculate exact shares without awkward math.
7. INTERACTIVE VISUAL ANALYTICS
Understand your cash flow with elegant category donuts, monthly income vs. expense bars, and daily trend heatmaps.
8. MULTI-CURRENCY & OFFLINE READY
Record expenses offline across 20 languages and international currencies. Clio AI and account sync need a connection and your consent where applicable.
Privacy Policy: https://omarmali.net/clear-spend/privacy/
Terms of Use: https://omarmali.net/clear-spend/terms/
Support: https://omarmali.net/clear-spend/support/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Bug fixes, improved UI, and performance.
The developer, Omar Mahmoud, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Omar Mahmoud
- Size
- 85.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.5 or later.
- iPhone
Requires iOS 15.5 or later. - iPad
Requires iPadOS 15.5 or later. - iPod touch
Requires iOS 15.5 or later. - Mac
Requires macOS 12.4 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Advertising
- In-App Purchases
Yes
- ClearSpend Plus Yearly $29.99
- ClearSpend Plus Monthly $2.99
- Copyright
- © OmarMahmoud