6pm: Safe to Spend
Daily budget & expense tracker
Free · In‑App Purchases
Catch every spend all day, swipe once at six, wake up to one number you can safely spend. Free, private, no bank login.
Most budget apps want an hour a week. 6pm wants one minute a day. All day it catches what you spend — Apple Pay, receipt photos, bank emails, your voice. At six, you swipe once to close the day. Tomorrow morning you get one number: what’s safe to spend today.
KNOW WHAT’S SAFE TO SPEND TODAY
One number on your Today screen, worked out from your pay, your bills and what you have already spent. Spend less today and tomorrow’s number grows.
CLOSE YOUR DAY IN ONE SWIPE
At six, 6pm shows what it caught. Keep it, edit it, or mark it not yours, then swipe once. The day is closed.
EVERY WAY TO LOG, ONE INBOX
Apple Pay taps, bank and wallet notifications, receipt photos, forwarded bank emails, VietQR scans, your voice and a quick keypad. On iOS 27, a Shortcuts automation reads bank and wallet notifications on your iPhone. Everything lands in one inbox for the close.
ASK BEFORE YOU SPEND
Can I afford a dinner on Saturday? Ask 6pm answers from your own numbers.
A BUDGET PLANNER THAT PAYS YOU FIRST
Bills are set aside and pots fill each pay cycle before anything is called spendable.
A MONEY DIARY YOU’LL ACTUALLY KEEP
Every closed day is a page. Look back at a month in one glance.
LOOKS AND COMPANIONS
Eleven looks, from Sơn Mài lacquer to Neon Alley, that follow your real clock from dawn to midnight. Six companions keep you company, and your Home Screen icon can follow the one you pick.
PRIVATE BY DESIGN
No bank login, ever. Your money stays encrypted on your iPhone. Ask can run on this iPhone, offline. 6pm is open source.
6pm is free. 6pm Max adds every look, unlimited Ask and pots, Travel mode, the Year book, encrypted backup and export, and widgets in your look.
6pm is not affiliated with or endorsed by any bank, wallet or payment network it works with. Bank and wallet names belong to their owners.
Terms of Use: https://at6pm.app/terms
Privacy Policy: https://at6pm.app/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
6pm 2.1
• Bank alerts: on iOS 27, a Shortcuts automation on your bank and wallet apps catches each spend from its notification, read on your iPhone
• Money in: pay and refunds count at the close
• Pull Today down to add a spend
• 6pm now speaks Chinese, Japanese, Korean, Thai, Indonesian, Spanish, French and German
• Scan a VietQR and your bank or MoMo opens with the transfer filled in
• No more duplicates when a bank alert and a receipt email catch the same spend; the merged spend keeps the clearest name
• A privacy screen in onboarding: your money stays on your iPhone, and 6pm is open source
• Easier money wheels, a future-you slider up to 80% of income, a tidier Settings, and many fixes
The developer, Quoc Khanh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Quoc Khanh
- Size
- 166.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later.
- iPhone
- Languages
English and 9 more
- English, French, German, Indonesian, Japanese, Korean, Simplified Chinese, Spanish, Thai, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Cà Phê $1.99
- Bát Tràng $1.99
- 6pm Max $4.99
- 6pm Max $34.99
- Paper Diorama $2.99
- Long Exposure $2.99
- Monsoon $1.99
- Lantern River $2.99
- Neon Alley $1.99
- Sơn Mài $1.99
- Copyright
- © 2026 Odd Eggs Studio