Oxygen X Finance
Simple Financial Solutions
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Oxygen X – Simple Financial Solutions for Everyone
Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way.
Invest and Earn More
- Start investing from just ₦50,000
- Earn up to 24.25% annual interest per annum
- Pick a plan that aligns with your financial goals
- Your journey to wealth creation begins here: simple, secure, and rewarding
Need Extra Support? We've Got You Covered
- Our dedicated support team is available to answer any questions
- Call 0700-700-4444, email hello@oxygenx.africa, or send a DM
- For those unpredictable moments, we offer instant loans up to ₦10,000,000
Why Choose Oxygen X?
- Instant loans up to ₦10,000,000 – Get the cash you need, when you need it.
- Flexible repayment plans – We will require your repayment from 91 days to 365 days
- Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum.
- Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply.
- No collateral or paperwork – Apply with ease, no need for unnecessary formalities.
- Fast disbursement – Receive funds into your wallet in minutes.
Know Your Loan Terms Upfront
- Borrow: N100,000 for 3 months
- Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00
- Credit Life Insurance (0.9%): N900.00
- Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00
- Net Loan Amount Disbursed to Customer: N98,025.00
- Interest (2.5% monthly flat rate): N7,500 (total for 3 months)
- Monthly Payment: N35,837.00
- Total Payable: N109,485.08
Security & Trust You Can Count On
- Licensed & regulated by the CBN
- No hidden fees – Full transparency on all transactions
- Safe & secure banking – Your information is protected
- NDPR Audit Compliant – Your privacy is our priority
Get Started in 3 Easy Steps!
1. Download the Oxygen X loan app
2. Sign up and verify your details
3. Start enjoying simple financial solutions
From wealth-building to cashflow support, it all happens here.
Oxygen X – To the Power of You.
Contact Us
- Customer Service Email: hello@oxygenx.africa
- Customer Service Hotline: 07007004444
- Address: 1665 Oyin Jolayemi Street, Nigeria
- For more information, visit us at: www.oxygenx.africa
Ratings & Reviews
Selfie Optimization
Password Special Character Fix
The developer, OXYGEN X FINANCE COMPANY LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Sensitive Info
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Oxygen X Finance Company Limited
- Size
- 147.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Oxygen X Finance Company Limited