GLOSS Vault is a privacy first personal finance app.
With industry leading zero-knowledge encryption, your data can be see by you and only you.
Why would you want a personal finance aggregator?
All your accounts, in one place. Automatically.
The all-in-one, $0, automated personal finance tracker and budget planner designed for total clarity and complete privacy.
Tired of fragmented bank apps, hidden fees, and annoying pop-up ads? GLOSS Vault brings your checking, savings, and investments together into one secure, beautifully streamlined dashboard. See exactly where your money goes, grow your savings, and build smarter financial habits effortlessly.
How it Works
GLOSS Vault automates syncing your bank accounts via Fiskil (fiskil.com) an Accredited Data Recipient under the Australian Consumer Data Rights (CDR) framework.
Once data is connected through their network, it is privately encrypted directly on your device. You get privacy, without any compromise to convenience.
Uncompromising Security & Privacy
Your financial data belongs to you. GLOSS Vault uses top-tier encryption and world leading zero-knowledge privacy technology to ensure your personal information remains strictly confidential.
Secure Cloud Backup: Access your financial data anytime, anywhere, knowing it is fully encrypted and safely backed up.
Multi-Device Sync: Seamlessly transition between your phone, tablet, or desktop with real-time syncing.
Unlike some competitors, we don't sell your data - we believe in this so much that we built the app so that we are UNABLE to sell your data.
Powerful Features to Master Your Money:
All-in-One Finance Tracking: Consolidate your cash, savings accounts, and investment portfolios in a single secure place. Always know your true net worth.
Visual Budgeting & Smart Insights: Create custom budgets tailored to your lifestyle. Stay on track with clean, easy-to-read charts, graphs, and visual reports that break down your spending habits.
Why Choose GLOSS Vault?
Clean, Intuitive Design: No confusing financial jargon. Just simple, user-friendly tools designed for everyday life.
Constantly Evolving: We actively update GLOSS Vault based on user feedback and the latest industry trends, ensuring you always have cutting-edge tools at your fingertips.
Dedicated Support: Our expert, human support team is always ready to assist you with any questions or feedback.
Why We Built This
For over a decade, our team at Ironfly Technologies has built the "engine room" software for global hedge funds and elite wealth managers. We’ve seen firsthand the powerful tools the 1% use to grow their money—tools that were always locked away from everyone else.
We don't think financial clarity should be a luxury.
We built GLOSS Vault because we believe you deserve the same level of organization and security the wealthy, without the price tag or the complexity. We’ve taken everything we learned from the world of high finance and simplified it into a tool that's:
Free and accessible: Because your we all need to start somewhere.
Automated: Because you have a life to live, not a spreadsheet to update.
Privacy-First: Built with higher ideals than our best global institutions.
We’re a team of real people who care about financial literacy. This is our way of leveling the playing field.
What's the Catch?
So if it's free, and we can't sell your data, how is the app sustainable?
GLOSS Vault finds deals to save you money. If we can find you good ones, we get a small commission to help keep finding you deals.
If nothing strikes your fancy, then you can ask it to show you an ad or two to keep the automated feeds going. Everything else is free forever.
Simple as that. You stay always in control.
Join our growing community of members who trust GLOSS Vault to protect, organize, and grow their wealth.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
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Shopping lists now saved to your account — your active grocery list persists across sessions and devices
Link transactions manually as transfer or conversion pairs from transaction details
Date-range picker shows a live preview of your selection while you pick, before confirming
Budget details now show a days-remaining progress bar, with matching progress-bar styling across budget list, header, and detail views
Improved dark-mode contrast for text and input fields on Account Details, and Future View now fully supports dark mode
Convert Credits redesigned — proper dark-mode support and refreshed drawer/teaser card styling
Consistent list/details layout across Budget, Accounts, Categories, Assets and Cabinet
Budget progress bar now colour-codes budget status
Version 3.22
The developer, Ironfly Technologies Limited (Australia) Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
IRONFLY TECHNOLOGIES (AUSTRALIA) PTY LIMITED
Size
42.2 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.