MtgCalc: Mortgage Calculator

Home Loan Payments & Payoff

Free · Designed for iPad. Not verified for macOS.

Find your monthly payment, save loan scenarios, and see how principal and interest change as your balance falls. Find your monthly payment, save loan scenarios, and see how principal and interest change as your balance falls. English interface. Calculations use U.S. dollars and fixed-rate loans with monthly payments, including a 0% rate. The app does not model extra principal, refinancing costs, adjustable rates, or country-specific lending rules. Taxes and insurance are the amounts you enter, not live estimates. Planning estimates are not loan offers; confirm terms with your lender. Contains advertising. Enter a loan amount, annual interest rate, and a 15-, 20-, 30-, or 40-year term. Add monthly taxes, insurance, and other costs to build your estimate. See total loan interest and principal-and-interest payments. Explore a balance chart and monthly or yearly amortization details. Save different scenarios and select one to examine its payoff schedule. A plain-language guide explains the numbers.

  • This app hasn’t received enough ratings or reviews to display an overview.

Redesigned calculator, payoff, saved-scenario, and guide screens. Added a balance chart and clearer total-interest summaries. Corrected monthly and yearly amortization details and improved zero-interest calculations and input validation.

The developer, GoMain Media, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • GoMain Media, Inc.
    Size
    • 7 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 GoMain Media, Inc.