A simple cashflow budgeting app that shows you how much you can safely spend.
Instead of starting over every month, Taproot gives you a clear timeline of your income, bills, subscriptions, and planned spending. See what’s coming, understand what needs to be covered, and know what money is truly available.
No complicated categories. No mental math. No guesswork. Just a clear picture of your money.
KNOW WHAT YOU CAN SAFELY SPEND
Taproot looks ahead at your upcoming bills and income to calculate your Safe Balance: the amount of money you need to keep available to cover what's coming up. Everything above that is Extra Money you can decide to spend, save, or invest.
SET IT UP ONCE
Add your recurring income, bills, transfers, and planned spending. Tell Taproot when and how often they happen, and your financial timeline stays up to date.
BUDGET TOGETHER
Share a budget with a partner, roommate, or anyone else managing money with you. Keep your finances organized without having to piece everything together. Or keep your budget private.
TRACK CREDIT CARD SPENDING
Account for spending and bills that you typically pay with a credit card and see how it impacts your overall cashflow.
UNDERSTAND YOUR MONEY
Use analytics to see where your money goes, forecast your future cashflow, and understand how your spending changes over time.
BUILT FOR CLARITY
Taproot is designed to make budgeting feel less like a chore.
No ads. No complicated budgeting system. Just a better way to understand what money is available and what you can safely spend.
SUBSCRIPTION DETAILS
We built Taproot to help you take control of your money and bring more clarity to your financial life. For that reason, we will never interrupt your experience with ads. Taproot is free to try for 7 days. After your trial period, a subscription fee will be billed either monthly or annually, depending on which plan you select.
Learn more at https://www.taprootbudgeting.com
Privacy Policy: https://www.taprootbudgeting.com/support/privacy
Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I’ve been looking for a simple, functional budgeting app to use, and this is looking promising! One issue I’ve noted so far is that I can’t seem to set up recurring income/expenses as happening on certain days of the month (e.g. paid on the 15th and 30th, but having to manually adjust the dates after inputting them for every two weeks)Looking forward to trying this app out in the next few weeks and seeing if it works for me!
Developer Response
UPDATE (08/14): We’re excited to share that Taproot now supports semi-monthly income and expenses! Thank you again for this helpful feedback! ORIGINALWe’re glad to hear Taproot may be what you’ve been looking for! Thanks for giving it a try and for sharing this feedback. Supporting recurring income and expenses that occur on a semi-monthly schedule (like the 15th and 30th) is a great suggestion, and we’ll look into adding that flexibility in our next update. If you’d like, email us at taprootbudgeting@gmail.com and we’d be happy to keep you updated on our progress.
Perfect Budgeting App for ADHD
haleycfischer
A budgeting system that I actually use? And have for 6 months? Unheard of! I’ve got ADHD, and I also manage the money for my entire family, and this app was a game changer for me (thanks random Reddit thread). This is easily the best and simplest (and most affordable) budgeting app I’ve used (and I’ve used them ALL), and while the app does allow for forward planning, it does it in a contained way that doesn’t let me spiral out and get overwhelmed or lose track of things. The creators and developers are also great and implemented a change I requested within a month of me asking for it! Just perfection 👌 Highly recommend!
Developer Response
This made our day! We're honored to be the budgeting app that changed the game for you, and so glad we could get your feature request live! Managing the family budget is no small task so it's great to hear that Taproot has made that simpler and less overwhelming. Keep the feedback coming; we're building this for you!
Simple and Functional
JeanSWiCoTn
I like that the first screen that opens is the spending screen. It takes a second to add the amount right after transaction, so you can’t forget. You can see your total spending live too. I was hesitant about taking the time to put all the data in initially but it was easy and took no time at all. My partner and I are sharing the app and it’s helpful to know what each other is spending.
Simple Yet Flexible Budgeting App
Year3Crossfit
This app has been so helpful and simple in planning our budget. It’s easy to make adjustments and know how much money we have or have spent at all times. The best part is how easy and quick it is to track spending! Not only that, but the built in calculator saves stress when splitting transactions! Definitely worth a try.
Minor optimizations
Version 2.2.1
The developer, Josiah Kay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
Identifiers
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More