Smoney App
Your Monthly Savings App
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
Smoney monitors your credit to save you money monthly
Ready to unlock your financial potential? Smoney is your ultimate money-saving companion! By leveraging your real-time credit report, Smoney finds ways to save you money every month while keeping a watchful eye on your credit activity. We scout for the best interest rates on cars, credit cards, and mortgages, offer programs to consolidate or eliminate debt, and even find savings on insurance and other financial needs.
Discover all the ways Smoney helps you save every month!
Smoney is a dba of Smart Money Capital LLC.
more From the start it is so easy and will really get me to save some money and make positive changes
From the start it is so easy and will really get me to save some money and make positive changes
This is a great app … I love it!
This is a great app … I love it!
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Offers Are Here!
Wanna build credit while doing, well, not much? See your brand-new offers and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.5.1 11/14/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Offers Are Here!
Wanna build credit while doing, well, not much? See your brand-new offers and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.5.0 10/30/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Offers and Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.9 10/24/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.8 09/24/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.7 09/04/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.6 08/29/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.5 08/14/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.4 04/02/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.3 03/26/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.2 03/24/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.1 03/19/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.4.0 03/19/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.3.9 02/14/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.3.8 01/23/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.3.7 01/16/2025
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Affiliate Programs Are Here!
Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
1.3.6 01/16/2025
UI Updates
1.3.5 12/21/2024
UI Updates
1.3.4 12/20/2024
UI Updates
1.3.3 11/20/2024
Bug Fixes
1.3.2 11/08/2024
- UI Updates
- Bug Fixes
1.3.1 11/07/2024
- Bug fixes
- UI Updates
1.2 10/17/2024
What’s New in This Version? Oh, Glad You Asked!
UI Updates!
Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.)
Offers Are Here!
Wanna build credit while doing, well, not much? See your brand-new offers and start building credit like a pro.
Bug Squashing (As Always)
We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance.
General Vibes Improvement
We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean.
more Version 1.5.1 11/14/2025
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Financial Info Contact Info Identifiers Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info User Content Identifiers 