
Hoya Pay
Utilities
Only for iPhone
Free · Designed for iPhone
iPhone
HoyaPay — All-in-one digital asset
HoyaPay is your smart digital finance partner, combining asset management with virtual/prepaid card services. Easily apply for cards, top up, spend, and manage assets—all through a secure, intuitive app.
Key Features
Global Access: Available for users in multiple regions.
Quick Onboarding: Verify identity and activate cards in-app.
Multi-Chain Top-Up: Supports major blockchain networks.
Secure & Compliant: Follows local regulations with licensed partners.
Online & In-Store Spending: Use with supported merchants.
Instant Alerts: Real-time transaction notifications.
Clear Asset Tracking: View balances and history anytime.
Advanced Security: Multi-layer protection for your account.
All-in-One Management
Track cards, assets, and spending in one place—easy and efficient.
Our Mission
We aim to make digital finance safe, simple, and fair. Whether you're new or experienced, HoyaPay helps you thrive in the digital economy.
Web: https://www.hoyapay.com
Contact us: support@hoyapay.com
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
This version primarily focuses on UI enhancements and introduces new entry points to third-party services. All finance-related processes continue to be handled entirely by licensed partners. HoyaPay provides information display and user redirection only, and does not execute, process, or facilitate any financial transactions, pricing, clearing, or settlement activities within the app.
Key Updates in This Release
1. UI and User Experience Improvements
Improved homepage hierarchy, asset viewing experience, and feature navigation.
2. Virtual USD Account Display (Powered by Bridge)
Users can view the status and information of a virtual USD account issued by third-party partner banks. All account review and fund flow processes are handled independently by Bridge and its partner banks. HoyaPay is not involved.
3. New Buy and Sell Entry Points
Users are redirected via an external browser to licensed third-party payment providers (e.g., AlchemyPay, Unlimit, Onramp.money). All payments, KYC, exchange rates, and settlement are executed by the third parties. HoyaPay does not participate in any part of the transaction process.
4. USDH Utility Token Display
USDH is displayed only for card issuance fee discounts and service fee deductions. It is not intended for investment or income purposes. The app does not provide trading, pricing, buying, or selling functions for USDH.
5. Internal Transfers via Email or Phone Number
This feature is used only for address mapping and interface display. Actual crypto transfers are custody-managed and executed by Fireblocks using MPC technology.
6. Updated Virtual Card Issuance BIN (Provided by Interlace)
The card network has been changed from Visa to Mastercard.
Compliance and Platform Positioning Statement
• HoyaPay is not a financial institution and does not provide financial services or handle user funds.
• All sensitive data, identity verification, and payment processing are handled by licensed third-party providers.
• The app does not offer mining, exchange services, leverage, or any other restricted financial activities.
The developer, Bi Te Bao Technology Co., Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Bi Te Bao Technology Co., Ltd.
- Size
- 119.5 MB
- Category
- Utilities
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- © 2025 Better-Pro Limited